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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

...to be shocked that my DM has sent me an itemised bill for staying at her house?

516 replies

UmBankroll · 29/08/2017 16:54

Sorry it's a long one. NC as I know some friends and family are Mumsnetters...

So, here's the story:

I'm the only child of a single mother, now in my mid-20s, moved abroad by myself when I was 18 to pursue my career. I come back to the UK every year to visit and stay with my mother for 2-3 weeks generally. Got married to my DH (who is a national of the country I live in) last year, and since getting married we have paid to stay in hotels nearby to my mother's house whenever we visit (3 times in the past 18 months).

This summer DH and I had the flexibility of being able to stay in the UK for longer, due to the fact that I quit my job and he had over a month off work. When discussing our plans with my mother during our visit back in February, she suggested we stay at her house rather than shell out for hotel accommodation for such a long time (prices are very high where she lives - prime location). DH and I were both happy with the idea so we agreed to it.

My mother's house needed a bit of attention in order to make it really comfortable for the 3 of us to co-habit for a month or so. Over a period of 3 months prior to our stay, I discussed with her the things she wanted fixing/changing as well as the alterations I wanted to make to my bedroom & bathroom. We agreed on all the refurbishments and I basically project managed from abroad whilst my mother handled things at the property. DH and I paid for absolutely everything. From two completely new bathrooms, new wooden floors throughout the whole house and new kitchen appliances, to a big new TV for the living room and lots of soft furnishings. DH and I spent upwards of £16k on all the updates (most of it on labour costs...!) and my mother was so happy with it, as were we during our stay. It ended up costing more than a hotel would have, but at least it's an investment in the property rather than just throwing the money away.

Since DH and I came back home just over a week ago, I received an email from my mother with a PDF attachment of an itemised bill for our stay at her house, listing the prices of literally everything down to the hand soap, bath towels and bed linen. Even food (although we regularly ate out or bought our own food from the supermarket and cooked for the 3 of us), and a % of the electricity bill and council tax. The bill she has written - addressed to me only - amounts to over £2000.

As a bit of back story, my mother has been struggling professionally of late (her roles are freelance and have been few and far between for quite some time) and I have bailed her out of a few financial troubles on several occasions over the past few years. At the end of last year, DH and I agreed to help her by taking over her monthly mortgage payment of £2500, which I have transferred monthly to her account ever since. It appears she has massively taken her foot off the gas in terms of trying to find work since we are taking care of this monthly payment. She's in her early 50s and in good health, but keeps dropping rather unsubtle hints about wanting to retire and be a full-time grandma (I'm pregnant with our first).

AIBU to be shocked and quite frankly appalled that she has sent me an itemised bill for the stay which SHE suggested in the first place, especially considering all the financial support we've been giving her anyway, plus taking care of renovating her home to the spec she wanted? AIBU to refuse to pay this bill? And AIBU to think she is seeing my DH (who is very successful) and I as one big meal ticket? It's unfair, it's embarrassing, it's putting an unnecessary pressure on my DH, and we are starting our own family and need to take care of ourselves - we can't bankroll her forever. I really don't know how to react or respond as I don't want to destroy my relationship with my mother, but I'm lost for words that she's taken it this far.

OP posts:
coffeetablecrafter · 01/09/2017 06:45

It's official, lol! I finally feel I have something to say, worth downloading the app, creating an account and posting for the very first time, (with a boring user name nonetheless, that I just changed), and I have officially killed this thread ConfusedBlush

Sorry!

limecordial · 01/09/2017 07:12

We have had a few quotes and the max was under 5k for bathroom including taking out old suite and removing tiles and then replacing with the new (actual suite and tiles not included in price). This in a naice area of London. On the plus side maybe I should start seeing this as a bargain from what pp have said (guy we are going with charges 4K for a bathroom or 3.5 for a shower room. Didyear-long refurb on friend's house and she raves about him (in a good way Grin)

bangingmyheadoffabrickwall · 01/09/2017 07:46

Stick to your guns and DO NOT continue to pay the mortgage from September onwards.

Her itemised bill is not about paying towards your keep. It is everything to do with the fact she has no money and this is her idea of ensuring she has some.

I don't think she is being entirely truthful about her finances - especially as you have no idea how or why she remortgaged.

You need to tell your mother that you are not got to pay toward staying in a house that YOU AND DH are paying for.

Other posters are correct, if she insists that you pay such a horrendous amount of money to visit her, then you need to insist that she repays you back the 16K and the monthly repayments for the mortgage that you have paid so far. Get a solicitor to write a letter to make it formal and official. Hopefully she will back down.

If she does not, insist that you will go NC with her and you will no longer financially bail her out.

It seems she is now giving up on supporting herself and forcing you and DH to do this for the rest of her life - and I am sorry but you and your DH have been MUGS to do this for so long. You do not owe her ANYTHING. You are right, you didn't ask to go to private school from the age of 4; that was her decision and if it left her in financial debt you should not be the one to pick up the pieces from that.

Trying to be kind but OP you need to get a grip of this. She's taking you for a ride and you are letting her do it.

Just stop paying the mortgage from now (happy 1st of the month!) and tell her that she is. Is. I longer going to get any financial assistance unless she proves to be standing on her own two feet, drops the itemised bill and puts your names on the house deeds.

But it think others are right, I don't think she has any intention for you to inherit your family home.

Binkybix · 01/09/2017 08:19

Wow what a complicated situation.

OP. It sounds as though you and DH have a lot of money. I would suggest that you give up on wanting to service the mortgage on your mums house.

Yes, it might be a big windfall down the line. But if you have enough money to service that interest then blithely talk about clearing nearly 0.5million in debt, you don't NEED it. You can invest that money instead now and make a good return instead. Plus who knows where the dips in London prime will end?

If you don't have enough money for all that cash to be a drop in the ocean then it's a big thing to take on indefinitely for what looks like an uncertain investment.

Plus, I agree your DM sounds greedy. But agree that you are being very cheeky by wanting the whole house in your name now because you have paid a very small percentage of it.

Just cut the financial ties.

DiWoo · 01/09/2017 16:23

someone said that you are under no obligation to help her (true) but also she is under no obligation to bequeath you anything, it's her money (mostly) that bought it, after all.
It also would seem that she needs the money and you don't.
So if you and mother both want you to have the house then it seems fair that you both pay towards it to ensure she can keep it.
I would have a different opinion if the circumstances weren't as they were

BadHatter · 01/09/2017 17:34

How stressed is your DH being the sole breadwinner for himself, you, future kid and your mother?

WitchDancer · 01/09/2017 18:18

I hardly think that's a pertinent question BadHatter. What her DH thinks is between husband and wife

DartmoorDoughnut · 01/09/2017 19:35

Plus she works so ...

heartshapedpositnotes · 01/09/2017 22:11

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

SerfTerf · 01/09/2017 22:13

Very politely done Heart 👏🏻👏🏻👏🏻

heartshapedpositnotes · 01/09/2017 22:15

As in, journalists inventing material to create a story - just to clarify

heartshapedpositnotes · 01/09/2017 22:19

And obviously yours isn't an affair thread, but has similar juicy details!

heartshapedpositnotes · 01/09/2017 22:24

Thanks Serf! Smile

UmBankroll · 01/09/2017 22:40

No offence taken @heartshapedpositnotes and I can understand why you would have drawn such a conclusion, but today was the first day of Eid and we are Muslim so it was a very busy day for us, and I hadn't checked MN until now!

I am rather shocked (and upset) to see that this has been picked up on by The Sun, and never imagined the thread would garner quite so much response and attention when I started it. I pretty much started this just wanting to vent as I was truly flabbergasted by the emailed bill, but the thread quickly morphed as many of the responses honed in on the real crux of the issue. I suppose when you are living in the situation yourself as it is unfolding over time, you don't realise how bizarre the whole set of circumstances would seem when explained all in one go to a stranger.

It makes me uncomfortable that 'journalists' of such red top rags are scouring the MN boards for people's personal struggles to make a little light-hearted article out of. The responses I've received on here have (mainly) been incredibly helpful and have enabled me to get a clearer perspective on everything, and it has been quite cathartic to let things out and get a wide variety of opinions back in response. Although I know it is a public forum, I really feel that MN should be something of a 'safe space' for people to come and share their issues and get genuine feedback - not a place for the gutter press to come and screenshot for the sake of a few column inches.

But overall, the most offensive thing about the piece in The Sun is that they referred to my DH as my 'fella' Grin

OP posts:
ScissorBow · 01/09/2017 23:30

Poor DH Grin

I completely see your point of view OP and I hope your DM wakes up and takes some responsibility rather than expecting you to bail her out.

Gemini69 · 01/09/2017 23:35

the Sun is truly appalling OP Flowers

Rhubarbginisnotasin · 01/09/2017 23:42

First time being a troll hunter and so sorry OP if I'm wrong.

Dont give up your day job. You make an absolutely rubbish troll hunter.

heartshapedpositnotes · 01/09/2017 23:46

Oh UmBankRoll, I'm so sorry for what I said. It must be horrible to have shared your story in trust and good faith and then to have random strangers like me doubting you. And you had no obligation to come back to the thread to voice your disgust at it being reported in the tabloids anyway!

Re. Your story being put in the s*n - even if you think it's identifying, people won't know it's you because 1. There is a minuscule chance of people you know clicking on the story, because it goes off a main page into oblivion in a few hours anyway, and 2. Even if they do see the story, people don't put two and two together, it's just so out of context seeing a story in the press and relating it to real life, even if you think it's obvious (from experience).

Anyway, good luck. This does sound like a delicate but sortable situation, and happy first day of Eid! Flowers

SerfTerf · 01/09/2017 23:48

Rhubarb

I like this new polite approach;

"I'm awfully sorry about this but I don't believe you"

"That's quite alright. I quite understand why you might not, but I assure you it's all true."

So civilised! Smile

Rhubarbginisnotasin · 01/09/2017 23:50

No offence taken @heartshapedpositnotes and I can understand why you would have drawn such a conclusion, but today was the first day of Eid and we are Muslim so it was a very busy day for us, and I hadn't checked MN until now!

Ours was one of the best ever and the next two days are looking like they'll be equally as good. Great fun but exhausting and I had a real struggle with myself in order not to go up to bed at 6pm for the night. I had about 60 people through the house before mid day.

heartshapedpositnotes · 02/09/2017 00:45

@serfturf that made me genuinely lol. Mumsnet needs to foster your MN diplomatic service!
@Rhubarbidnotasin I know you're  at me, but holey moley, 60 people through your house today - You deserve going to bed at 6pm for at least a few weeks!

MyOtherProfile · 02/09/2017 09:22

Oh my goodness your mother is unbelievable. Has she replied to you now?

SerfTerf · 02/09/2017 12:43

They won't heart. I'm too naughty Grin

Whinesalot · 02/09/2017 13:07

Has she been in touch at all?

She knows her time is up in September. She's burying her head in the sand. I wouldn't be surprised if it take a repossession to make her get her head out.
You might just have to cut your losses, stop the payments in September and leave the fallout to her. I don't think you'll see anything of the mortgage payments or the 16k. Don't pay the 2k bill obviously.

I can't see how you are going to emerge from this with an intact relationship with your mother. May be solicitors letters will get through to her and she will take up one off your options.

I wonder why she hadn't thought of equity release? Maybe this will be the route she takes when you are no longer financing her?

PsychedelicSheep · 02/09/2017 13:31

I've just read this whole thing with my jaw like this Shock

OP, you sound like a lovely, caring daughter. Your mother sounds...intense. Have you looked at the stately homes threads over in Relationships at all? You may find them rather enlightening.

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