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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

...to be shocked that my DM has sent me an itemised bill for staying at her house?

516 replies

UmBankroll · 29/08/2017 16:54

Sorry it's a long one. NC as I know some friends and family are Mumsnetters...

So, here's the story:

I'm the only child of a single mother, now in my mid-20s, moved abroad by myself when I was 18 to pursue my career. I come back to the UK every year to visit and stay with my mother for 2-3 weeks generally. Got married to my DH (who is a national of the country I live in) last year, and since getting married we have paid to stay in hotels nearby to my mother's house whenever we visit (3 times in the past 18 months).

This summer DH and I had the flexibility of being able to stay in the UK for longer, due to the fact that I quit my job and he had over a month off work. When discussing our plans with my mother during our visit back in February, she suggested we stay at her house rather than shell out for hotel accommodation for such a long time (prices are very high where she lives - prime location). DH and I were both happy with the idea so we agreed to it.

My mother's house needed a bit of attention in order to make it really comfortable for the 3 of us to co-habit for a month or so. Over a period of 3 months prior to our stay, I discussed with her the things she wanted fixing/changing as well as the alterations I wanted to make to my bedroom & bathroom. We agreed on all the refurbishments and I basically project managed from abroad whilst my mother handled things at the property. DH and I paid for absolutely everything. From two completely new bathrooms, new wooden floors throughout the whole house and new kitchen appliances, to a big new TV for the living room and lots of soft furnishings. DH and I spent upwards of £16k on all the updates (most of it on labour costs...!) and my mother was so happy with it, as were we during our stay. It ended up costing more than a hotel would have, but at least it's an investment in the property rather than just throwing the money away.

Since DH and I came back home just over a week ago, I received an email from my mother with a PDF attachment of an itemised bill for our stay at her house, listing the prices of literally everything down to the hand soap, bath towels and bed linen. Even food (although we regularly ate out or bought our own food from the supermarket and cooked for the 3 of us), and a % of the electricity bill and council tax. The bill she has written - addressed to me only - amounts to over £2000.

As a bit of back story, my mother has been struggling professionally of late (her roles are freelance and have been few and far between for quite some time) and I have bailed her out of a few financial troubles on several occasions over the past few years. At the end of last year, DH and I agreed to help her by taking over her monthly mortgage payment of £2500, which I have transferred monthly to her account ever since. It appears she has massively taken her foot off the gas in terms of trying to find work since we are taking care of this monthly payment. She's in her early 50s and in good health, but keeps dropping rather unsubtle hints about wanting to retire and be a full-time grandma (I'm pregnant with our first).

AIBU to be shocked and quite frankly appalled that she has sent me an itemised bill for the stay which SHE suggested in the first place, especially considering all the financial support we've been giving her anyway, plus taking care of renovating her home to the spec she wanted? AIBU to refuse to pay this bill? And AIBU to think she is seeing my DH (who is very successful) and I as one big meal ticket? It's unfair, it's embarrassing, it's putting an unnecessary pressure on my DH, and we are starting our own family and need to take care of ourselves - we can't bankroll her forever. I really don't know how to react or respond as I don't want to destroy my relationship with my mother, but I'm lost for words that she's taken it this far.

OP posts:
Jaxhog · 29/08/2017 17:09

You spent 16k on improving HER property, you pay her mortgage at £2500 a month.... and she wants to charge you for hand soap?

I would reply to her with this very question.

I would also suggest you agree an end date to paying her mortgage. Or you will paying until the mortgage ends.

BreakfastAtSquiffanys · 29/08/2017 17:09

You stayed with your mum to save money but spent £16k on totally unecessary upgrades?
You can get a room at The Ritz for less than £500 per night x30 = £15k

ShatnersBassoon · 29/08/2017 17:10

What on earth are you thinking?! I really can't imagine why you thought it would be a good idea to come to such an arrangement. Your husband must be silently screaming into a pillow every time you pay her huge mortgage. Is she likely to earn enough again to make these payments herself?

The additional £2k hotel bill is neither here nor there when you look at the bigger picture.

AlmostAJillSandwich · 29/08/2017 17:12

Is she so broke shes asked because she cant pay any of the bills if you dont pay?

Can you get yourself on the house deeds? Since youre now paying the mortgage you should have something to show for it. Id insist tbh, either you stop paying it or you want on the deeds.

abbey44 · 29/08/2017 17:13

Wow - I thought my sister was the queen of the freeloaders, but she's a rank amateur compared to your DM. I'm gobsmacked. Shock

I think you need to establish a few ground rules and shake her out of cloud-cuckoo land before it starts to get between you and your DH (speaking from bitter experience here...)

NoCapes · 29/08/2017 17:13

Eh? Why did her house need new bathrooms, floors and TVs just so you could come and stay??

Copperspot · 29/08/2017 17:13

I can't get my head around the fact her mortgage is £2500 in her fifties. Thats 30k a year! Honestly i would send her the 2k and a note saying you are no longer paying the mortgage. Do you have a stake in the house? Or are you just throwing money at her?

If she can't afford it she needs to sell it. Simple.

honeylulu · 29/08/2017 17:14

How are you going to pay her mortgage now you have quit your job?

Why did the house need refurbishing for your (not very long) stay?

Why do you usually stay in a hotel if she has room?

Questions, questions.. other people's lives baffle me!

Unipig · 29/08/2017 17:15

You're letting her take you for a mug. How does a house need £16k of improvements to make it habitable for a month, and who has a £2500 mortgage if they can't afford it! You've been throwing money around unnecessarily and she's probably now thinking you're fools and can use you...

Cut it off. She needs to downsize and she needs to start making her own money. Maybe offer the £2k on the agreement that she uses it to put into her business so she won't need your money anymore.

CoveredInFondant · 29/08/2017 17:15

This reply has been deleted

Message withdrawn at poster's request.

trulybadlydeeply · 29/08/2017 17:15

Why on earth spend £16K on a house you were only briefly staying in? It's not an investment in the property, it's money that you have effectively given to her, along with the mortgage, unless you have something legal drawn up to give you a share in the property.

Also why on earth did the house need new wooden floors and a big new tv? What was down on the floor that you could live with for a short while? I can understand (perhaps) a new bathroom if one wasn't functioning, but why two new bathrooms?

Of course she's completely trying it on with the itemised bill - just tell her you'll only give her £500 towards the mortgage this month instead, and see how she likes it, but I do find your and your DH's behaviour rather bizarre - and i think it's feeding her dependence on you. If she cannot afford the mortgage then she needs to sell the house and downsize, to something she can afford. That's a huge mortgage.

RaptorInaPorkPieHat · 29/08/2017 17:15

Are you really sure her monthly mortgage is £2500? That it isn't more like £500 and she's just living off the rest?

I'd be struggling not to send her an itemised bill back and then telling her to get to fuck.

MarcyMercy · 29/08/2017 17:15

This reply has been deleted

Message deleted by MNHQ. Here's a link to our Talk Guidelines.

MoveOnTheCards · 29/08/2017 17:16

You could tell her that after spending 16k on her renovations you can afford to pay either her mortgage this month or this bill. Which would she prefer?

Or just laugh and tell her to step away from the glue.

Unipig · 29/08/2017 17:17

Could you perhaps take over the house and rent it back to her at a rate she can afford and then at least you own the house that you're paying for.

TheOnlyLivingBoyInNewCross · 29/08/2017 17:17

I find all of this so utterly baffling - the fact that you needed to do renovations to the tune of 16K before the house was of a high enough standard for you to stay there for a month; the fact that your income is so fabulous that you can pay a £2,500 mortgage which is not your own without flinching - that the bill for £2,000 seems neither here nor there, really. I mean, clearly in any normal world she's taking the piss, but - well, we don't seem to be in Kansas any more, Toto.

If this is the straw that breaks the camel's back, just send an itemised bill of your own for all the renovations, minus the £2 K you owe her for staying there, cancel the mortgage payments, and tell her to have a nice life.

LegArmpits · 29/08/2017 17:17

Haha

NeedsAsockamnesty · 29/08/2017 17:18

Is the house yours?

diddl · 29/08/2017 17:18

Hotel for a month or "save" money by spending £16,000 on mum's house.

You couldn't make it up.

Or could you?Grin

Zaphodsotherhead · 29/08/2017 17:19

Who pays £2500 a month mortgage for a house that STILL requires 16k worth of work to be liveable in?

Is it the Addams family mansion, OP?

ThumbWitchesAbroad · 29/08/2017 17:20

I think it's about time you became a joint owner of the house, eh? Since you're paying the mortgage and for renovations.
At the very least you need to formalise this arrangement in some way, or just stop it.

It's an appallingly rude thing for her to have done but it's clear that she's now expecting you to take care of her for the rest of her life, and will explain it away by saying that's what she did for you.
Doesn't work like that.

UmBankroll · 29/08/2017 17:20

Sorry, just to clear up a few points:

  • The renovations/refurbishments to the house were not solely cosmetic. There were quite a few necessities which needed fixing (e.g. damp in bathrooms and living room, rotten floorboards, a leaking roof etc) so by virtue of having to fix those, that then required new flooring to be put on top and new bathrooms to be installed.
  • I have no idea how her mortgage is so huge, and it still has 15yrs to run. She at some stage had to remortgage (which she blames on paying my school fees - I'm sorry but I didn't ask to attend private school aged 4!). It's also an interest-only mortgage, which to me is preposterous. The mortgage 'pay-off' amount will never be reduced regardless of the monthly payments. So, when DH and I agreed to step in and take over the monthly payments to keep the property ticking over when she asked us to (she had missed 2 consecutive payments) we agreed with her that as soon as we were able to pay off the £450k mortgage we would clear it and transfer the property into mine & my DH's names. She would continue to live there but the property would belong to us. We are not in a position to pay that amount off right now so we pay the monthly mortgage in order to keep hold of the place - it's a very valuable property thanks to its location and we wouldn't want to lose it. Keeping in mind she has always said it would eventually be my inheritance one day.
OP posts:
endehors · 29/08/2017 17:20

Is this a joke?How does a single woman in her 50s have a £2500 a month mortgage?

Was wondering similarly. OP?

Bluntness100 · 29/08/2017 17:20

That's quite shocking and very grabby.

She clearly wants your husband and you to financially support her. I find the thought outrageous and don't know how someone could have such a brass neck.

Bananalanacake · 29/08/2017 17:20

PuppyMonkey: I thought Lol stood for 'lots of love' Smile

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