Neighbours car!!! - PLEASE HELP

[Namechanged2812]

not really AIBU but need advice please
My neighbour goes to work at 10pm each night and comes home at 4am. His car wakes me up at both times EVERY NIGHT. It sounds like it's going to explode - not well at all.
I mentioned this to a friend about 3 weeks ago and said how I think it doesn't sound fit for purpose. Friend told me about how you can check online for MOT etc - I did, and the car has no tax or MOT thus no insurance.
I reported this to 101 and the dvla and nothing has been done about it! Furthermore - this neighbour has 3 DC who he looks after at the weekend, and drives them about in said death-trap.
I called 101 again yesterday with my concerns and they said contact dvla, I called them again and they said they have a "process" and write to the person first, then if not heard back in 'X' amount of days they escalate it.
I don't understand how this can go ignored for so long - the MOT expired last AUGUST!!!
I am at my wits end with being woken up each morning at this time, and also majorly concerned this person is on the road in a dangerous vehicle.
A friend suggested I write on the car in permanent marker - "this car has no tax or MOT". The friend said it in jest, but maybe that would actually work?! Obviously I don't want to be done for criminal damage though but I really am at a loss and frankly pissed off with the police and dvla!
What can I do?!?!

I have a law background and can assure you that if there's no Tax or Mot the driver is automatically charged with no insurance.

That's just not true.

Please do feel free to share verified links to information otherwise, though.

(It's a matter of contract law. Some very cheap insurers do have clauses that require valid MOTs, but they are very few and far between. Most insurers will limit payouts in the event that a car is roadworthy and has an accident because of whatever fault that involves. An MOT only certifies a car was roadworthy during the period of testing anyway. It could be unroadworthy the minute you drive it away (headlight bulb gone, for example).

As for tax, I've had a payout from a mainstream insurer when my untaxed car was hit by an unknown driver. There was no hassle whatsoever.

If it's parked in a gated community, that's private land, so of course there's nothing they can do. It's perfectly legal to have untaxed, un-MOTed, uninsured cars on private land. It's only if it's on the public highway that it becomes a problem which the council and/or police can deal with.

Takes a while for anything like this to be sorted. Also contact your local Council as they often have schemes that deal with this. You shouldn't be disturbed like this but maybe these people are struggling ( not saying it's right as its also illegal) Hope it gets sorted x

Driving without a valid MOT - check your car insurance

Driving without an MOT won't always make your insurance invalid. In most instances the insurers will still pay out in full - and if your car is stolen, or damaged, the payout will usually only be reduced to reflect the value of the car without a current MOT.

However, some policies state in the small print that an MOT must be in force.

Bridge is right. I had my daughter's very old banger on my drive for a year for example, no MOT or tax and it was not driven - perfectly lawful. I also live on a private estate too (although we always do report any abandoned cars on our private roads up here).

My DH's pricey bike was hit whilst parked and it was written off. Despite having insurance, he got nothing because his tax had run out the week before and he had forgotten to renew it. The insurers said it being untaxed invalidated insurance. Lawyers we contacted verified

I think it's "can invalidate" depending on the terms of the insurance. So if your insurance provider says MOT or GTFO, then it will, but it doesn't automatically. I'm no expert though. Frankly it makes sense to refuse to insure a car that shouldn't be on the road in the first place.

Ach, missed a page. What they said ^

I'm with titty on this one.

You can purchase valid insurance on a vehicle that is SORN'd and without MOT. I have. Plenty of people own classic cars that spend time off road but still want to protect them from accidental damage, fire, theft etc.

As already pointed out, cars do not require an MOT certificate until they are three years old. Is their insurance invalid? Of course not.

Those who believe no tax or MOT invalidates insurance need to explain these scenarios.

OP is there any way you can obtain footage of the vehicle being used on your road? If you have a dashcam (or a willing passenger with a camera) I'd personally be tempted to follow him one morning and record the car being used on the public road, and send the footage to the police.

That should have been: 'follow him one evening'. Not morning. Sorry.

Is minding your own business an option?