To be angry and upset with my DM?

[onthettcbus]

Ddog was bought for me when I was 15 and became the 'family' dog as I was still a child and she has continued to live with my mum whilst I lived away at university, mum paid for all vaccinations etc as I had no income, dog is now 9 and has been perfectly healthy up until now. The issue is her pet insurance has always been taken from dm's bank as it was set up when she was a puppy and as far as I was aware dm had continued to pay it, I have asked her several times in the past if the pet insurance is still set up and she has lied and said yes it's fine and she didn't want me to pay it, which I would have been more than happy to do. Now ddog has taken ill and requires 600 pounds worth of veterinary treatment and mum has confessed that she has cancelled her pet insurance and is not willing to pay the bill. I am upset as I am almost four months pregnant, money is tight and all she said was 'well, you should have taken responsibility for your own dog and not relied on someone else then shouldn't you'. I will pay it as there is no way I will let her suffer but i will have to use credit cards or some of the savings that I had put away for the baby. Am I i being unreasonable to be angry with her or should I have just taken responsibility for the pet insurance myself?

[Cherrysoup]

Can't see a photo? If you can get your finger under and it's moveable, it's highly probable that it's a lipoma. Do get it checked, of course.

[onthettcbus]

Hopefully this will work.

[HappyFlappy]

Your photo didn't post I'm afraid.

The mobility is a good sign, but even malignant lumps tend to be painless in the early stages, so that doesn't tell you much I'm afraid.

I'd go with Cherrysoup's suggestion of FNA, if only to set your own mind at rest.

Have you spoken to the vet yourself? Is there any possibility your DM is mistaken about what s/he said?

[Lallypopstick]

NormaSmuff are you the OP's mother or something? You have a lot of feelings about this, none of which make sense.

[onthettcbus]

Try again

[HappyFlappy]

Hard to say from just looking, but if I could gently move that lump I wouldn't worry about it too much, personally, though I would certainly have FNA to ensure it was benign.

[Sugarpiehoneyeye]

OP, is your little dog spayed ?
I too would have a fine needle biopsy first.
Possibly, I would have the one near her nipple removed.
With regards to your dog coming to live with you, could you trust your DM, to administer any future medication, she may need ?
I'd bring her home with you, for sure.
Hope all goes well.

[DonkeysDontRideBicycles]

I would get a second opinion and go halves this time on whatever's suggested for the sake of the animal but your DM got caught out not bothering with insurance like she pretended she'd arranged so she's just digging a bigger hole for herself.

[RedOrangeGoldLeaf]

I think YANBU to be annoyed at being lied to, but tbh the cost of insurance (especially at DDog's age) would dwarf the £600 bill, as a PP said they may well have disclaimed anyway, and with dogs that age they normally put up the excess and demand you pay a percentage of the bill too. So ...
monthly premium x 12 x however many years + however many excesses and whatever % of the bills is probably > just paying the bills.

[MatildaTheCat]

My 8 year old dog has developed several fatty lipomas in the last year. Vet was unconcerned and said keep an eye but since Ddog had to have another small operation I asked for a needle biopsy whilst he was under anaesthetic. It was fine.

As for insurance...I ended up in a massive row with my providers and only got a fraction of the operation costs back and they also hiked the premiums to a level I couldn't/ wouldn't pay. I looked around but at this age the cover isn't worth having there are so many exclusions and such high excesses. I will take my luck and pay if we need to.

Get the biopsy and establish actual ownership with your DM. This is so skewed...we bought ds a kitten when he was 8, she's now 17, should I send him a bill for all her costs over the years? . or better still send him the actual bloody cat?