I'm in my 50s and my DM (in her late 70s) has always said that she does not expect us to care for her. She didn't care for her own parents; they went into a home. But as she gets older, I think (but do not know for sure) that she is changing her mind and would like to move in if/when something goes wrong. I am guessing that she will not want to spend her savings on a care home.
Do we wait for a crisis to happen or talk to her in advance?
What is the norm for care these days?
For background DH and I both work full time, me from the home - but my job is still full time/high pressure.
Looking for good advice from people who have been through this.