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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To ask how much your OH makes so you can be a SAHP?

382 replies

justasliver · 16/01/2017 17:58

Curious. How much does your DH (or DW!) make in order for you to stay at home and not be skint at the end of the month? I don't know how couples do it!

OP posts:
Lindsxxx · 17/01/2017 17:31

£21k, we're very frugal but not skint.

ilovechocolate07 · 17/01/2017 17:36

About 90k but we live near London.

theSnuffster · 17/01/2017 17:39

I work now but I was a sahm and at the time OH earned just over 30k. We managed fine, no big luxuries but all the essentials were covered easily and we managed days out and 'cheap' caravan holidays.

Nquartz · 17/01/2017 17:47

We could manage on DH salary alone £27k) but we want to overpay our mortgage & have holidays abroad (in school holidays) so I work part time which effectively pays for the extras

Elizabethtailored · 17/01/2017 17:50

About £150k to £350k depending on bonus. Lots of tax to pay though.

Haudyerwheesht · 17/01/2017 17:51

I find people who are most critical about other's life choices are usually most insecure about their own.

boodlesandpoodles · 17/01/2017 17:51

I hate these threads too... almost a way for people to justify their own situation and make other people feel shit for making a choice one way or another ... and p.s being a Sahp is not a forever decision those who say "ooh I couldn't stay home for my sanity"... each to their own remember that...

Helethan · 17/01/2017 17:52

24k but we both had good jobs before kids so were able to pay quite a lot off the mortgage. We hardly ever go out and are not really drinkers so we manage. We don't have holidays except camping with friends and their kids. I have a few days work a month which helps. Pretty skint but very lucky to have had the opportunity to do it. Smallest one starts school next year so it'll be back to work for me.

ilovechocolate07 · 17/01/2017 18:06

And to add, as others have said. I have done it all. Part time, full time, SAHP and student. We've had a much lower income in the past too. I do have to have an outlet and volunteer. It would be nice to go to work part time in the future but at the moment I'm just fine.

bibbitybobbityyhat · 17/01/2017 18:10

"About £150k to £350k depending on bonus. Lots of tax to pay though."

You don't say? shocking that Hmm.

catface1 · 17/01/2017 18:14

I am SO VERY proud to look after my children - it is a honour to be with them and I am confident and happy and secure in my position as MOTHER - I am always here for everyone . I don't have to farm them out to someone (and pay them a minimum wage to do it ) honestly how many mothers who can afford to really pay their nannies or childcare anything near a decent wage considering they are entrusting them with THE most precious life? I get sick and tired of friends and strangers asking me if I work or when I'm going back ! 'When are you going to start contributing to society', was the most recent slur ! I consider it my job to raise my children as intelligent , questioning, thoughtful human beings to be tolerant and openminded of others , to aspire to be anything they like , to , ' work hard , play hard and be kind' , this is our family motto and I keep the family! IE i 'do' Full childcare ,nursemaid, I garden , I cook food allergy meals , I clean , I wash, I iron ! I decorate, I diy . My OH earns 120K -after tax there's no money to get a cleaner , wash/iron service, childcare, /pre/after school clubs/gardener/ unless I go back to paid employment so I can afford ... I am glad I'm not trapped in that vicious circle and very grateful that my husband doesn't expect me to go elsewhere to work as well , he is a wonderful father who truly appreciates what I do and how fulfilled I am by it . We know that I contribute to society every day , all day by raising our family and by not taking jobs for those who really need them ! I think the real issue here is 'self worth' possibly with a touch of the green eyes monster thrown in Wink

Whatthefreakinwhatnow · 17/01/2017 18:17

wow catface, defensive much?! 😂😂

lynzeylou · 17/01/2017 18:17

£19k, we opt for several salary sacrifices too, otherwise it'd be £23k minimum plus overtime. We can't get a mortgage due to credit issues so we do get some housing benefit and tax credits. We really struggle some months.
I gave up a salary of £29k 5 years ago as we'd have been about breaking even, with two kids in full time nursery. I was still planning to go back regardless but my youngest screamed whenever he was parted from me. So with the upset and lack of financial benefit, it wasn't worth it.

Elizabethtailored · 17/01/2017 18:20

I am not complaining for a moment bibbity but obviously tax takes 50% of a lot of that so should not be taken at face value. Thanks for the little face though Smile

cherrycrumblecustard · 17/01/2017 18:23

I've found this thread really interesting and it's a shame some people have to make snide comments, it's obvious we all have different incomes.

cadcab1960 · 17/01/2017 18:27

Agree with "ohhbetty". 20 years on, divorced, no job, child maintenance will only last until children in education, then don't know what is going to happen 😮

mugglebumthesecond · 17/01/2017 18:28

Not sure about salary but we get 3.2k a month plus health insurance, car and fuel, pensions X 2 plus bonuses, not sure what that adds up to. Have 4 DC so never feel well off but happy and comfortable, secure and fortunate right now.

lovelyredshoes · 17/01/2017 18:42

I haven't read all threads on here but I don't see why someone who earns a larger wage should be given a 'face' for saying they pay a lot of tax. It's true and it should be recognised! People paying 50% tax add significantly to the pot available for all.
I think it's all relevant to what outgoings you have and I'd admit to feeling skint at the end of the month despite having a salary on the larger side coming in to our house. This month we're living very frugally - next month not so.

bibbitybobbityyhat · 17/01/2017 18:43

If tax takes 50% of your income Elizabeth you need another accountant.

bibbitybobbityyhat · 17/01/2017 18:45

lovelyredshoes but this thread isn't about income tax. People earning £30,000, £40,000, £50,000, £60,000 ad infinitum all pay a sizeable portion out in tax too.

Ihatecrafting · 17/01/2017 18:47

Interesting that the general idea is that DH has to earn a fair whack in order for the little woman to stay at home?
Each to their own.
Do not assume a mother 'has' to work for the money, rather, 'chose' to work.
I've recently experienced a strange reaction from a fellow worker when she made a comment that soon my DH will be so successful that I will be able to give up work and I replied with 'I could give up work now, but I don't want to' it was like I was acting all lady muck etc.

DH earns around £120k and I earn £50 plus bonus, we live in the North. If I wanted to be a SAHM I would be irrespective of who earned what. If it's what you want to do you can make it work on £10k. It's all about choices IMHO.

Yamadori · 17/01/2017 18:51

Didn't have dc until my mid 30's (didn't choose to leave it that long, that's just how it turned out) and I walked out of work without a backward glance. We really struggled on one income - under £15k at that time, but I have absolutely no regrets whatsoever.

Everybody is different, and what works for one SAHP would turn someone else totally crackers with frustration.

corythatwas · 17/01/2017 18:53

catface, are you really incapable of expressing your own fulfilment without implying that other people are "farming their children out" and handing them over to someone who cannot be trusted to care for them properly?

Ihatecrafting · 17/01/2017 18:58

FYI Catface, we paid out Nanny £13 per hour (and that was 5 years ago). DC's are at top school that suits their needs at >£4k per term. I don't know but perhaps yours are 'farmed' out to state schools where if you worked you could free up the overstretched education system?
Just saying

EnormousTiger · 17/01/2017 19:05

Tax takes about 50% (and over 60% for some ina particular band where the personal allowance goes) and it is nothing to do with clever accountants. I think it;s a shame so many low earners think those of us wh oearn a lot don't pay huge amounts of tax and indeed work a good part of the year just to pay tax before we make anything ( look uip tax freedom day). Many many mumsnetters and their husbands are on PAYE even on very high earnings and even if self employed as I am have no ways to reduce their tax bills within the law and amazingly we all stay within the law because we are good citizens.

In fact plenty of full time working mothers work very hard indeed to keep families with one parent at home subsidised by tax credits actually. We enable the lerisurely lifestyle of some stay at home mothers and yet some of them turn around and bite us in suggesting we don't pay much tax and an accountant could get us out of paying it!

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