Wills and dsc

[RhiannonnDontGo]

Dh and I have been discussing wills. Dh has a ds 15 and a dd 13. We have a ds together who is almost 2. We own a house which we have invested 50:50 into give or take. He wants to leave the house equally to all three. I want half to go to our
Ds and the other half to be shared between his ds and dd.
Who is right?

Why is it the OPs responsibility to put a life's work into another woman's children when they have their own mother?
Its their mother and father's responsibility not OPs!!

I'm with GreenTureen on this one and would want to do it that way regardless of which position I was in.

turquoise but your Dad is basically cutting out your dead Stepmothers children, when she wanted to leave her half to them he is not honoring that on purpose to increase his children's share. I think that is absolutely terrible. You and your brothers are taking money that should have been left to your steep siblings.

I'm confused as to why people are fixated on the stepchildren inheriting from their mother?

Surely the same could be said about the biological father of the OPs child?

I think Green proposal of the split is fair, so if your happy to do 50/25/25 op then you are being more than fair.

This thread has reminded me of how difficult it's going to be when me and dh do our wills, I should start a thread about it.

Dh has 3 older children with his ex 17,15,13 and I have two older boys 17,16 with my ex and as well as two young dc with dh.

I don't know if my older boys will inherit from their father as he has started a new family in Italy. We don't always know dc circumstances and if they will inherit elsewhere.

Dh is the sole earner and he owns the house. I don't expect him to share it equally between all boys.

Ineed ds is dh's biological father

Son, even, not father!

I'm with you on this

Oops sorry Rhiannon I was overthinking there.

Then I still think your proposal is more than generous.

I still think it's irrelevant what the stepkids inherit from other family members, including the mum though...you might have a millionaire relative who chooses your DC (well we can dream eh?!) and that's not relevant to your SDC and vice Versa

Astley, there is no one being cut out. My dad has three children. My late stepmother was mother to two of those children.

My two brothers (her sons) will inherit what she would have got from her own mother who is still alive. This will be a large amount. Because of this my dad changed his will to give the three of us an equal share from his estate. Before she died I would have received a third of his half so 17% so it has increased in my favour to 33%. The boys will also get 33% plus their grandmas money which is skipping a generation as her daughter is already dead.

Don't worry no one is being cut out.

And also just to save any confusion, I don't have any step siblings, just half brothers.

Mary, if you are married doesn't his property not become your property too?

If you are working outside the home and paying into family 'coffers' or looking after your and dh's children then you are surely entitled to part of family property. Please do check out your rights.

If you end up with half of shared properly you can leave your share between your four children and your dh could do so between his five kids.

As I have said we do not know what any of us will be able leave our kids so if you cannot, do not worry.

What we do when we bring up out kids well (as I am sure you do) is give them the chance to do well in life, we cannot guarantee what else we can give them in terms of money!

In answer to the op's question, isn't the answer that neither op nor dh is 'wrong', as either of those proposals would be reasonable in the abstract? It just happens that op and dh disagree on what they want. So I suppose then the default is that op does what she wants with her share, if they don't compromise on some other approach?

I think someone has mentioned iht? Depending on the value of the estate there might be iht to pay if dparents are leaving money to dc rather than to spouse. So it would be worth thinking about whether you need to be making arrangements to enable the executors to pay that - maybe life insurance?