Meet the Other Phone. A phone that grows with your child.

Meet the Other Phone.
A phone that grows with your child.

Buy now

Please or to access all these features

AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not want to spend ALL my inheritance on my wedding?!

137 replies

December2016 · 21/12/2016 20:40

I've NC'd for this as the circumstances are outy but I'm a long timer.

My DP and I are getting married next summer. It's not going to be a huge extravagant thing but we between us have a lot of family and friends- the guest list is currently at 130- so it's not going to be cheap either; we're aiming to keep it around the £10k mark which is pretty good value for a Home Counties summer wedding with a nice church and reception venue with halfway decent food. We're paying for it ourselves with family contributions here and there (my Mum is paying for my dress, his parents are paying for the cake and photographer- we've got mates rates on both).

At the moment we're living in DP's flat which he has on a shared ownership help to buy mortgage. We don't have a joint bank account, I just transfer him £500 a month. At the moment that money is going into our wedding fund, and he's adding another £100 himself, so we're saving £600 a month together.
Here the bit I'm not too happy about. My DGM passed away in April and left me £5000. When we found out how much she had left me (which was after we got engaged) DP said something along the lines of 'ok, well that'll get us halfway to our target.' and at the time I didn't think to argue. Since then it's just been taken for granted that all my inheritance would be going into the wedding fund.
After a long probate process, the money landed in my account today. And the more I think about it (which I have been quite a bit recently to be fair), the more I feel quite resentful at the idea of spending it all on the wedding- it's the only inheritance I'll ever have and I could do so many other things with it- pay off my student loan for example, or learn to drive- both of which DP has already done. When I've brought this up to DP he's pointed out that a- without it we'd have to save up for at least another year to be able to afford the wedding we want, and since I'm refusing to have kids before we're married and I'm already 31 we don't really have oodles of time to play with, plus we've already booked and paid deposits and sent out save the dates, and b- that when he eventually gets some inheritance all of that is going to go towards our future too. I do see what he means, but I still feel a bit annoyed about this and I don't really know what to do. Any advice?

OP posts:
Want2bSupermum · 22/12/2016 13:15

No need to call off the wedding but I would be having a serious talk about finances. You need to be on the same page. For us, joint accounts is the only way that works for us. DH and I earn vastly different amounts and everything we earn as a married couple goes into one account. It's so much easier and better. We do have separate accounts because those accounts manage assets that were acquired before marriage.

There are times when money have been tight, especially when we first got married. Now we have a business we are looking at getting low on cash again as we buy a second home and build out our second facility for the business. Having a joint account makes it so much more transparent.

As for people saying the OP should be paying more I think you have to take it as she is saving £250 and he £350. If he is earning way more than the OP I think that is fair. The running away fund is a joke. If you want to maintain your independence keep your job and build a career that pay enough to support your family.

Want2bSupermum · 22/12/2016 13:21

My post took ages to go through. As the Ops fiancée is earning £10k more than the OP I think he should be paying more.

OneADayAndThenWhat · 22/12/2016 13:23

I'm all for being sensible but jeez some of you are really cynical. Sad.

specialsubject · 22/12/2016 13:30

OP wants an expensive wedding. Fine.
OP is also (sensibly) getting nervous about blowing limited cash on a one day affair when there are better uses for it.

can't have it both ways. Wants and can-haves are not always the same. Wedding, or driving lessons and loan repayments. OP's call. There isn't enough money to do it all. No way round that.

regarding the 'my money and your money' thing. When one loses a job (and everyone does at some stage) does the other one throw them out?

FrankAndBeans · 22/12/2016 13:34

Well there is enough money to do it all as If the inheritance was used they could still be putting £600 p/m aside for driving and loan repayments.

roundaboutthetown · 22/12/2016 16:52

Well, OP, if you would be happy with your dp spending £5,000 on new golf clubs and an expensive watch when you both have an expensive wedding to pay for and you had not yet learnt to drive, then more fool you.

PigletWasPoohsFriend · 22/12/2016 16:55

I think he should be paying more.

He already is...

Lumberries · 22/12/2016 17:30

I'm currently planning my own wedding. Can i just say, for £10k you'll get no where near the quality you're after for 130 guests. We have 60 guests and are looking at £8k for a registry office, village hall and good quality food.

PigletWasPoohsFriend · 22/12/2016 17:37

I'm currently planning my own wedding. Can i just say, for £10k you'll get no where near the quality you're after for 130 guests. We have 60 guests and are looking at £8k for a registry office, village hall and good quality food.

Yes you can. Paying more doesn't always equal better Wink

Ahickiefromkinickie · 22/12/2016 17:39

How much deposit did he put down for the house?

(I asked before but don't think it's been answered)

Lumberries · 23/12/2016 09:23

£76 a head to include venue, church, food, entertainment, decorations. flowers etc etc etc? Not a snowball in hells chance, sorry!

Want2bSupermum · 23/12/2016 09:36

The wedding budget is totally doable if you are picky about your budget. We got married for that with 86 guests, a full bar and church wedding. My cake came from M&S and was £100. My flowers were from the wholesale market and purchased at 5am for £300 including the accessories such as wires and oasis used for the table decorations. Centerpieces were 3 balloons ties to foil covered rocks from the yard. Cost of balloons and helium was £25.

New posts on this thread. Refresh page