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Original poster

She cashed both fucking cheques!!

214 replies

VeryFuckingPissedOff · 11/12/2016 11:45

Sent somebody a cheque for their birthday. They 'lost it' and asked me to send another. Prehaps I was foolish to do so, but I did. Now, both cheques have come out of my fucking bank account!!!!

OP posts:
SandyDenny · 12/12/2016 18:08

Most people posting must have very sorry lives if they can't accept that someone's made a mistake. Do you only come into contact with theives and cheaters? It's totally reasonable that both the relative and her DH could have added both cheques to the paying in pile, not everyone has a separate business bank account.

Poor woman's made a mistake, why is that so hard to believe?

CaraAspen · 12/12/2016 18:09

True, Roussette, but falling over herself to apologise is weird.

lloydee1983 · 12/12/2016 18:10

That's another good point. She asked to keep the cheque as well, which doesn't go in her favour. Maybe she's struggling financially, people will do stuff like this if they're hard up and a bit desperate.

SandyDenny · 12/12/2016 18:10

Also, as far as the relative knows you've cancelled the cheque, why would she knowingly risk the charge for an unpaid cheque?

thatdearoctopus · 12/12/2016 18:12

She knew. If she hadn't she wouldn't have apologised so much.

I disagree. If I had done something like this, in genuine error, I would be mortified to think someone might suspect I@d done it deliberately and I would be apologising profusely.

roundaboutthetown · 12/12/2016 18:13

What idiot would try to cash two cheques at the same time if they wanted to steal from their relative? It kind of sticks out if you see two lots of £25 coming out of your account via cheque at the same time. If she's that idiotic, she is equally capable of just being supremely careless with cheques and genuinely lost one which her dh then cashed in with a pile of others.

FlappysMammyAndPopeInExile · 12/12/2016 18:14

You lot must have some weird relationships with your relations.

Well, I do't know about anyone else, but I certainly do. Grin

Roussette · 12/12/2016 18:17

Poor woman's made a mistake, why is that so hard to believe

Because she hasn't offered to pay it back which is normal behaviour when you've made a mistake

Bogeyface · 12/12/2016 18:19

I think what makes it a bit dodgy to me is the fact that she was immediately embarrassed.

She didnt say "WHat? ARe you sure? Hang on I will check my bank and ring you back" and then call back all embarrassed at what happened and offer to pay it straight back.

But she knew straight away what had happened, and she wants to keep the money, which leads me to think that she needed more money and pulled this stunt in order to get it.

Whisky2014 · 12/12/2016 18:25

Funnily enough she wanted to keep the 2nd check.. how convenient!

BertrandRussell · 12/12/2016 18:52

On what planet would you try to diddle someone out of 25 quid by paying both cheques in? It has to be a mistake- they couldn't have hoped to get away with it!

lloydee1983 · 12/12/2016 18:58

Well £25 this time, next time could be £250. Gotta see the signs early on

SandyDenny · 12/12/2016 19:01

Because she hasn't offered to pay it back which is normal behaviour when you've made a mistake

The OP offered her the option to keep it for Christmas, should she have instead written out a cheque, posted it to the OP, OP has to go to the bank and then a few days later write out a new cheque, send it to the relative who then has to go to her bank?

That would be madness

Roussette · 12/12/2016 19:02

Hmmm... she asked if she could keep it. And who knows if the OP wanted to give her another £25, she might have done a tenner or a present. She should have offered even if the offer was declined.

roundaboutthetown · 12/12/2016 19:04

On what planet would the relative be given a £250 cheque by the OP for?

roundaboutthetown · 12/12/2016 19:07

If you read the OP's last post properly, you'll see the OP specifically offered to let her keep the cheque as her Christmas present and she said yes. That is not the same as asking a surprised OP if she can keep the cheque as her Christmas present, which would indeed have been a bit cheeky. There is nothing odd about accepting an offer that saves everyone hassle.

SandyDenny · 12/12/2016 19:08

Hmmm... she asked if she could keep it

No, the OP says "I've said not to worry, she can keep the cheque as her xmas present"

Roussette · 12/12/2016 19:14

Apologies, I read it different.

However, I would still have offered to return it because it's an assumption I might get £25 for christmas as well!

BertrandRussell · 12/12/2016 19:16

"However, I would still have offered to return it because it's an assumption I might get £25 for christmas as well!"

But the OP offered!!!!!!!!!!

roundaboutthetown · 12/12/2016 19:17

It is not an assumption you will get £25 for Christmas if the OP says, "you can keep the £25 as your Christmas present if you want," it's a self-evident fact...

mammamic · 12/12/2016 19:18

OP - glad it's sorted - don't feel bad.

If it was me, maybe I would have a think to myself as to why I assumed what I did. If I'm being honest, aside from two relatives (we all have those one or two, don't we!), I would not have assumed (correctly, in your case) that anyone had cashed both cheques. I would have thought that maybe the lost one had been fraudulently cashed.

On a separate note, without knowing anything about the recipient of the cheques, this thread is another perfect example of how quick people are to jump conclusions and 'fill in the blanks' to suit their own 'stories'. That's what most of the replies on this type of thread are - other people's stories based on minimal facts.

OP knows the relative so has every right to make assumptions and even jump to concludsions - at least they are based on fact. Everyone else is just making stuff up!!! Threads like these really make it harder and harder to justify receiving updates and even being part of MN. It's sad how quick we are to be so negative. And quite nasty too. About people and situations we know nothing about.

The last few years, MN discussions really do seem to bring out the worst in people...

Liiinoo · 12/12/2016 19:19

I believe her. That could easily happen here. My DDs often have a few loose cheques (gifts, premium bond wins etc) and whoever is next to go to town will pay a job lot into their bank account. So it could easily happen that I pay in two from the same person unwittingly. Or I pay the 'lost' one in one week and DD pays in the replacement one another week.

I hate cheques. They are a pain in the bum. I hate having to pay them in and I hate having to write them out even more. Someone cleaned our oven last week and I assumed I could do a bank transfer, but no, he wanted a cheque. I eventually found a cheque book covered in moths and cobwebs and it seemed like going back to the dark ages.

roundaboutthetown · 12/12/2016 19:23

Anyway, the OP knows to remember always to cancel lost cheques in future and has saved herself the hassle of buying another Christmas present, so it's a good ending for everyone.

lyricaldancer · 12/12/2016 20:20

I wouldn't pay personal cheques into the account I use for my business (also self employed). I didn't think you were allowed to, but am happy to be corrected.

Suburbopolis · 12/12/2016 20:35

I'd give her the benefit of the doubt. Say nothing. No gift next year. Less embarrassing for all.