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Original poster

She cashed both fucking cheques!!

214 replies

VeryFuckingPissedOff · 11/12/2016 11:45

Sent somebody a cheque for their birthday. They 'lost it' and asked me to send another. Prehaps I was foolish to do so, but I did. Now, both cheques have come out of my fucking bank account!!!!

OP posts:
EweAreHere · 11/12/2016 16:58

She knew.

She knew because the said the cheque had gone missing and she asked for a new one. And no one is that disorganized depositing cheques. You have to sign them all and make a tally.

GravyAndShite · 11/12/2016 18:19

Does she have dp/DH/helpful housemate who paid them in for her after finding them while tidying up desperately looking for the good in people

CountessOfStrathearn · 11/12/2016 19:08

"And no one is that disorganized depositing cheques. You have to sign them all and make a tally."

I don't need to. I get a lot of cheques related to a youth group I run and I just need to add them up and stick them in the cashing in envelope.

"If she sounded embarrassed, it was because se knew exactly what had happened."

And what would have it have meant if she hadn't been embarrassed? Hmm

I am in awe at how people are able to work out such things about people they have never met or know so little about!

HaveNoSocks · 11/12/2016 20:07

CountessOfStrathearn I agree, I am easily that disorganised (although I'd be too embarrassed to ask for a replacement if I lost a cheque). I'd also sound very embarrassed even if I'd done it by accident.

BertrandRussell · 11/12/2016 20:19

As I said, I could easily have paid in a cheque I found lying about for a member of my family and then forgotten clean about it. In fact, I'm sure I have.

P1nkP0ppy · 11/12/2016 20:19

She sounded embarrassed because you'd found out both chequers had been paid in!
It's a pretty lame excuse that her DH must have added it to the pile without realising as you still have to tally them all up, and she claimed she'd lost the first one so which is it? Lost or DH paid it in?

roundaboutthetown · 11/12/2016 21:02

And of what benefit to anyone is it to convince yourself a relative you like enough to give a £25 cheque must have diddled you? If she's careless enough to mislay it, she's careless enough to pay both cheques in with loads of others without noticing. Besides, you don't have to record more than the total amount to cash them in, for which you do not need to pay attention to who the cheque is from. The bank staff also frequently only make the most cursory of checks of anything but the amount when they are dealing with multiple cheques - I should know, because when helping a scout group with their bookkeeping one time, I realised someone had paid in numerous cheques to one account when half the cheques were actually written out to a different account. They had not even itemised the amount of each cheque on the paying in slip, let alone who it was from or what it was for, and the bank clerk had clearly not noticed they should not all be going into the same account. Fortunately, the other account was also run by the group (one was for cubs, the other for scouts).

blueadele · 12/12/2016 02:49

Bollocks. That's all

SandyFeet177 · 12/12/2016 03:01

Her explanation was plausible but you were right to have asked, it would have niggled the hell out of you otherwise. Just forget it now.

SallyGinnamon · 12/12/2016 05:51

Until recently I worked in a high street bank. Some businesses paid in inches of cheques every couple of days. More often than not they'd just add them up and give us the total. Often wrong but they weren't bothered when cheque processing called with the correct figure.

Yes, plenty of people are that lackadaisical about cheques!

DubiousCredentials · 12/12/2016 06:51

Why would she (or her dh) be paying a personal birthday money cheque into the same account as her business cheques?

ErnesttheBavarian · 12/12/2016 07:27

Do people still write cheques? Is it common? Could she really be so snowed under with cheques that it could really be a totally genuine mistake?

OP, you said you're really pissed off about it, but you also sound desperate to accept any bullshit nonsense that "explains" it.

I think it sounds right dodgy, and also think 50 quid for birthday and Christmas presents is very, very generous for an adult friend/relative. Would you normally spend this much on them?

Pinksink · 12/12/2016 07:36

I am totally disorganised with things like this and could easily do something as stupid and it would be a genuine mistake. Ignore all the doubters - only you know the person well enough x

BertrandRussell · 12/12/2016 07:37

I often get paid by cheque. Dp's family always send cheques for birthday and Christmas. I can see how this happened. It is such a ridiculous way to try to diddle someone that it has to have been a mistake. What I don't understand is why the OP leaped to the conclusion that her relation was trying to defraud her.

HaveNoSocks · 12/12/2016 07:42

I agree it could easily be a mistake. I often pay cheques in for my DH (or I did when we still got cheques).If we had a few I'd just total them up and could easily not notice there were two from the same person. Unless she;s got form for being an awful person I think disorganisation is way more likely.

catinbooots · 12/12/2016 07:42

I was just about to say that maybe her DH or someone paid it in for her not realising it had been lost. Then I saw OP's update.

I cannot believe some people on here. Screaming 'fraud' etc. You lot must have some weird relationships with your relations.

Shona52 · 12/12/2016 17:27

Guess that next years birthday taken care of then. Wouldn't give them anything ever again for pulling stunt like that

expatinscotland · 12/12/2016 17:46

'She said if it was okay with me she would keep the cheque as her xmas present. I feel really bad that I suspected her now!'

She knew what she was doing. She'd not get another bean from me.

Stormtreader · 12/12/2016 17:53

Yeah I'd be dubious too. I suspect she really did lose the first one, got the second, found the first and thought "maybe she wont check that closely, may as well try it".

GeminiRising · 12/12/2016 18:01

Besides, you don't have to record more than the total amount to cash them in, for which you do not need to pay attention to who the cheque is from. The bank staff also frequently only make the most cursory of checks of anything but the amount when they are dealing with multiple cheques

If you're paying cheques into a business account you generally have to list the payee and amount on the back of the paying in slip - I bank regularly and have to do this every time.

And when I pay in the cashiers check the payee, date and signature - I've had cheques handed back to me at the counter when the date has been filled in wrongly (usually after a year end when they put the previous year's date!)

CaraAspen · 12/12/2016 18:02

She knew. If she hadn't she wouldn't have apologised so much.

lloydee1983 · 12/12/2016 18:07

I reckon she knew about it , funny that out of all the cheques she didn't lose any of her work cheques, but only your one .

I'm also self employed and I invoice around 80% of my clients and get paid direct to bank account. A few do pay cash , but never cheque . To be honest I probably wouldn't accept a cheque anyway as they can bounce .

If it were me I wouldn't bother with her anymore, I have zero tolerance for BS and this sounds like BS .

Floey · 12/12/2016 18:07

My sister did that to me so many times! We don't speak any more. The last 'lost' cheque traced back to a joint account with a husband she completely 'forgot' to tell the whole family about.

Roussette · 12/12/2016 18:07

She wasn't apologising that much bearing in mind she asked if she could keep it!

I'd be mortified and whatever the person giving said, I would be paying it back.

BertrandRussell · 12/12/2016 18:08

"She knew. If she hadn't she wouldn't have apologised so much."

Really? I would be grovellingly apologetic if I'd made a mistake lik that! And more embarrassed than I could express.