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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

I've lied to get a house

186 replies

harveyyspecter · 19/11/2016 20:20

And now I'm up shit creek. Don't ask why I did it because I panicked and my mouth started moving before I engaged my brain.

I'm trying to rent a house but no one will accept that I'm on housing benefit and will be going to work next year when dd goes to nursery. So I had a viewing the other day and when they asked about work I said I'm going to work in January. This is partly true.

When she asked if I have a job to go to I said yes Confused I have no idea why and now I'm in a mess!

I know I'm AIBU but help!!

OP posts:
PinkiePiesCupcakes · 19/11/2016 20:23

So your not going to work next year? You're starting to look next year?

Seems like the sort of thing you'll either ha e to tell them or you'll get found out and evicted. If you end up evicted do you think that wikll help you get somewhere else or hinder getting somewhere else?

hollyatchristmas · 19/11/2016 20:23

I don't think that you were being unreasonable

EveOnline2016 · 19/11/2016 20:23

You need to phone up and say the job fell through.

If the LL insurance or mortgage found out about your lie it may mean possibly not paying out.

Princesspinkgirl · 19/11/2016 20:24

You don't have to tell them because rent will be paid directly to you only issue is that they might ask for wage slips

DrQuinzel · 19/11/2016 20:25

Do you have the option of getting a Christmas temp job or joining an agency for a couple of shifts somewhere?

lilyboleyn · 19/11/2016 20:25

If you can keep up payments I reckon you'll be okay. if they question you say the job fell through or you changed your mind.
I assume you will be going to work at some point around then anyway.

AfroPuffs · 19/11/2016 20:25

Well sometimes needs must tbh. Make sure you look andown get a job ASAP. No issue then...

unimagmative13 · 19/11/2016 20:26

Is it only renting? I wouldn't worry! If you get the flat then great if you can pay the rent then great. Don't lie if eventually you won't be able to pay.

I bent the truth about my work for a mortgage, but I knew I could keep up the repayments. Bank didn't know that tho.

AtSea1979 · 19/11/2016 20:27

Most Nursery's take DC from 6 weeks so why not get a job?

AfroPuffs · 19/11/2016 20:28

and*

gleam · 19/11/2016 20:28

Well, unless you gave a date, the job could start at the end of January...

DeleteOrDecay · 19/11/2016 20:30

I think as long as you keep up with payments you will be fine.

Allthewaves · 19/11/2016 20:30

Say the job fell through

LBOCS2 · 19/11/2016 20:31

Most Nursery's take DC from 6 weeks so why not get a job?

Because full time nursery care is in the region of £1000 a month. And lots of people, even working full time, can't support a household and pay nursery fees on one salary.

SheldonCRules · 19/11/2016 20:31

You need to tell them the truth or very quickly find work. There's no reason you can't do either.

Lying could mean they are breaking the terms of their mortgage or their insurance may not pay out in the event of something awful happening.

w4nnabesahm · 19/11/2016 20:32

how old is your DD? Why do you have to wait until next year till nursery? Could you start sooner?

Hissy · 19/11/2016 20:32

They won't know there's any housing benefit.

They won't care as long as the rent is paid.

What if you went and rented a place without hb and then need to claim ?

How would they know?

Its unreasonable and potentially discriminatory.

Do what you gotta do. The next Person would...

ghostyslovesheets · 19/11/2016 20:32

to be fair most of use go back to work after 10/12 months

RE childcare - as the OP appears to be a single parent - CTC pay up to 75% of childcare bills for lone parents

it's tough (working single mum of 3) but do able - I'd start looking asap

but I don't think you need worry about the lie

harveyyspecter · 19/11/2016 20:33

I can afford the rent that's no problem whatsoever. And I'm 100% going to work next year, fingers crossed January if I can find somewhere in time. That's what I meant to say to the estate agent but it didn't happen. So now they're asking for references from an employer that doesn't exist Blush

OP posts:
OnionKnight · 19/11/2016 20:34

Most BTL mortgages do not accept HB, you could be putting the landlord up shit creek.

BlackHillsofDakota · 19/11/2016 20:34

Have you moved in? Is it through an agent? Surely when they reference you and ask for proof of your job offer you will be found out.

w4nnabesahm · 19/11/2016 20:34

Because full time nursery care is in the region of £1000 a month. And lots of people, even working full time, can't support a household and pay nursery fees on one salary.

if OP is on a low income, she will get get working tax credit if she works at least 16h and also the tax credits childcare element. Even on a minimum wage she will be better off than relying on benefits (I have done it - not speaking from hear say) .

MumOnTheRunCatchingUp · 19/11/2016 20:35

Well you've no references to give so it's no problem is it?

You can't move on without them

BlackHillsofDakota · 19/11/2016 20:35

Ah cross posts, in that case you're probably going to fail referencing. Did you pay a holding deposit? You'll probably loose that too.

LBOCS2 · 19/11/2016 20:35

Ah, fair enough :)

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