To be worried?

[RollonBed]

New to mumsnet, just joined purely because its all i can think about. Love reading other threads though.

Ok, so the cap comes into place tomorrow 384 pound a week. Im a single psrent 2ith 4 children. How on earth an i expected to pay rent out of this and live? I will have to pay £104 pound rent a week! Thats 280 to buy food, petrol, gas, electric, water... yes i pay monthly for these but each week i make sure i set aside 50 pound... its said some 300,000 children will be pushed into poverty and people may loose there home over it. Im so worried i cant eat or sleep!! Should i be worried. aibu to think this is such an unecessary thing gor goverment to do?

The OP is being supported while she tries to rebuild her whole life. I do not begrudge her a single penny. Is there no help with transport OP?

Op, you're going to need a really thick skin here. It's a shame that there are jealous women here who have got their claws out because they envy your life. Only the truth is they'd hate to have your life because of the suffering you've endured. They'd only want the boys they consider to be good! Well life isn't like that. Your circumstances have changed without your agreement! That's hard to come to terms with. It's really hard being a single parent and adjusting to the new life, you must be an amazingly strong woman to have got this far.

People have given you some great ideas and so I don't have much to add as it's already been said; other than I hope you manage to keep your head above water and although this is a hard time for you (I'm sure across the board), it won't always be like this for you. Life moves on and circumstances change again, you've had your own business once and so you're clearly a strong and determined person. You'll go far once you're out of this blip. I really wish you the best of luck

Honestly i am doing everything i can. After reading what some have said i think i can shop around for food and my gas and electric seems to be higher then others so i think in going on some sites this evening. However as many have pointed out i will have £50 a week spare. Im worried because its such a change for me. My children have been through enough i dont want to begrudge then a sweety or movie night or something which means so much to them that is so small to us.. things crop up washing machines as ppl have said. Also clothes an shoes for children. Uniforms. Bags. P.e kits. Christmas discos. Money raising events in skl. Mufty day. Etc it is never ending. And i just panicked. It really isnt easy.

she has shown no sign that she's prepared to do anything for herself. Everything is someone else's fault - her ex's fault, the government's fault etc.

OP by how much has your income dropped?

Been reading through this but stopped at around page 10 when the emotive posts started to get a bit off topic.

I will say that the OP did mention that she had to keep her car for when she starts up her business again. In that case it could be that the high insurance is due to using the car as business vehicle.
OP - As you are currently not working, maybe the insurance company could make amendments to the policy that could save you a bit?
That's the only advice I've got really. Hope things work out for you - I'm sure they will.

Yes it's an adjustment, but £50 spare a week provides some breathing space for you. You made the right choice for you and your family, and tightening your belt til you're able to set up your business again is a small sacrifice.

It's enough weekly to help with school trips, and a winter coat from a charity shop or primary. And it's only temporary. Non essentials can be forsaken for the moment. It will all get better

When i had my busines.. after products, marketing, travel expense etc i was on roughly getting £130 a day. Partner was getting £1500 a month combined we done well. He gave up work when parents died ao for a couple months we lived on my income still a good income. Now hes in prison and im here my income halved!... i did have savings and everything but you have to realise loosing your entire life costs money. I was moved into a safe house ex had the home. Had to buy everything from scratch. Not to mention half the savings where his and he made sure he got it

primary sorry

Primark ffs

Leggy! I did not think this could be included with the cost of my insurance. Thank you!!

Can you look into those driving monitor apps that are supposed to reduce your car insurance?

Also I believe Tesco now do official brand school uniforms at half the price. We bulk buy everything on offer (you wouldn't want to venture into our downstairs cupboard!). Using up any supermarket freebies like Tesco vouchers etc helps. We've recently switched loads of brand names to supermarket own goods and haven't noticed a lot of the switches. Even little things like buying 4 pint milk cartons saves a lot of money over time.

Wow Oswin

Many thanks Oswin..... a 'scummy cunt'. How delightful

The initial post was asking whether the government were being unreasonable to cut benefits and bring in UC in line with average working family income.

Benefits should be for people who are in need. The OP has said multiple times that she worked 6 months ago and will work again, she needs to get her health back up to do so

OP I am one of the first people who think people who can't be arsed to work should not complain about what thet get. And yes, I think you are getting a significant amount and should be able to live on the new amount as it seems quite sufficient considering you have about £50 per week free, after listing all your bills. But then changing your lifestyle is hard so I get why your a bit worried.

I think your position is the definition of why people need benefits, you are obviously using this as a stop gap and not a full life long plan so from me - good luck!

Also, if you are physically unable to work at the moment because of the physio and psychotherapy, have a look to see if you can get any additional help disability wise.

I don't give a shit.

Op was nearly killed by her ex. Not that long ago she would have had nothing but support and advise on here.

Now it's all nasty fuckers.

He nearly fucking killed her.

OP, sadly mumsnet is no longer the place to come hoping for kindness unless you're in a particular kind of need.

Ignore what isn't helpful.

I would also find it very difficult to get by and I understand why you feel the government should make it possible for you to get by during this difficult time.

Really hope things look up soon

Nasty fuckers???? Because people have reacted to the OP asking if the government are unreasonable to bring in a benefit cap? Because the OP maintains she will struggle on nearly 400 quid a week?

Ok then

i hope you forever step on legos in the night.

Op if you want to build a new client Base and you have Internet on your phone then I'd take a look at free advertising on local fb sites.

Moneysavingexpert website is also very good.

Also a friend was talking to me today about a smart meter for gas/lecce. Might be worth looking at?

well op, you get much more than me, I get £144 a week

but I've got a dh who works so my situation isnt anywhere near comparable with yours

I dont blame you in the least for being worried and I hope you've gotten some good advice here in amongst the nasty shit

good luck.

Definitely have a look at the 'feed your family for around £20 a week' facebook page, I find it quite helpful. And there's one called ' for the love of food and family finances' - also very helpful. Try cooking from scratch & batch cooking, using lentils to bulk out meals and freezing left overs for another day. I second shopping at Aldi, & even cheaper cuts of meat like chicken thighs instead of breast etc. Are you able to pay less each month for the debt? If you ring and say you can't afford it will they lower the amount of pay each month? Might be worth trying.

I hope things get better for you, keep your head held high, after everything you've been through, I think your doing amazingly.