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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

Original poster

To ask what would you do with a £13k windfall?

121 replies

greenscarves · 07/09/2016 21:53

On the back of another thread, just wondering what people would do if they unexpectedly came into that amount of money? I would be torn between sensible middle aged options like kitchens and cars and not sensible midlife crisis options like going on some worldwide trip. AIBU to ask WWYD?

OP posts:
BigGreenOlives · 07/09/2016 22:04

Divide it up between my 3 children. DH & I are fine as we are & they'll be able to put it towards car, university, travel etc

Original poster
greenscarves · 07/09/2016 22:04

Scottishchick39 it is nice to hear you blew it!

OP posts:
Palomb · 07/09/2016 22:04

Kitchen conversion :)

albertcampionscat · 07/09/2016 22:05

Chuck most of it at the mortgage. Use some of it to fund a writing retreat.

Original poster
greenscarves · 07/09/2016 22:06

domino I wonder what business you would start with £13k? Another thing I hadn't thought of! (not that I have found £13k in my garden but still, I'm enjoying having the problem of deciding what I would do with it).

OP posts:
MargoReadbetter · 07/09/2016 22:06

Do my teeth. Do DH's teeth. Go on a holiday.

MargoReadbetter · 07/09/2016 22:08

driveways are the front well, driveways, right? Why so expensive?

MumsFlouncingOnASummerHoliday · 07/09/2016 22:08

If under 40 next year I'd put as much as i could in a lifetime isa, the one where the government top it up 25% at year end. For this year I'd settle any high interest debts and put as much as i could in decent interest earning accounts.

I'd take a smallish amount to blow. Very much circumstance dependant. What I wouldn't do is fritter. It could go really quickly without a plan.

HerRoyalNotness · 07/09/2016 22:08

Repay some of the DC savings, then the rest for a rainy day. We've had some mighty storms over the last few years, another soon wouldn't surprise me

R2G · 07/09/2016 22:09

Any time I get anything - bonus etc. I always put 50% off the mortgage.

RebelandaStunner · 07/09/2016 22:09

Not in the bank if the source is suspect
All sorts > new garden furniture, a holiday, bits n bobs for the house, luxury spa break.

x2boys · 07/09/2016 22:09

I live in a housing association house so i wouldnt spend it on kitchens etc but i would make my garden completley safe for my disabled son and have a sensory bit in it etc i also think i would build a big shed thing and turn it into a sensory room he would love it and also a holiday dor us all.

PotatoesPastaAndBread · 07/09/2016 22:10

80% of it to save/on mortgage.
20% to blow on fun stuff like clothes and holidays.

Mycatsabastard · 07/09/2016 22:13

I'd blow it on getting married. Not going mad on the actual wedding but a huge big party for our eleventy million friends and relatives.

Then we'd bugger off on honeymoon somewhere lovely maybe Maui

foursillybeans · 07/09/2016 22:13

£6k on great holiday, £1k in savings, £3k paying off debts, £1k (maybe less & more on savings) on things we need/spending spree, £1k on fixing up garden, £1k to charity prob Save the Children

Itsallgoodimtold · 07/09/2016 22:14

I would probably spend a lot of time excitedly thinking this is my chance to buy a home to let 'Homes under the hammer' style, and then realise the amount wouldn't actually go that far after all those fees etc.
Following the disappointment I would likely look into buying a house in a better location. Again, following the disappointment, by this time the amount of money would be reduced as I would have probably dipped in for this n that.
Likely though I would divide it to ensure I had 2 very good holidays and reserve some for brilliant mini breaks.

Original poster
greenscarves · 07/09/2016 22:15

This makes me wish I could give everyone £13k and fulfil all of these wishes.

OP posts:
milpool · 07/09/2016 22:15

Move house.

BewtySkoolDropowt · 07/09/2016 22:17

Put 10k into my business to use for training and the products needed to implement the serviced in the business and possibly some as a buffer to increase my part-time employee's hours with the plan that the income will follow.

Keep 3k to spend on a holiday and other stuff for MEEEEE!

Original poster
greenscarves · 07/09/2016 22:17

I'm now thinking I might go for some lifestyle things like hiring a personal trainer to help eliminate my spare tyre and getting a cleaner for a year so I wouldn't have to clean any bathrooms.

OP posts:
AllTheFluffyAnimals · 07/09/2016 22:19

Extension- I live in a 4 bed house containing 4 adults and two children and it's cosy.

AnneGables · 07/09/2016 22:19

£1k clear debt, £3k towards new car for dh, the rest on a new kitchen, any spare would go in to savings or teeth whitening Grin.

rosesarered9 · 07/09/2016 22:19

This may be deleted soon! The thread talking about the £13k thread was!
The original OP probably realised that it wasn't the best idea letting the world know that you found £13000 of dirty money.

rosesarered9 · 07/09/2016 22:21

<a class="break-all" href="http://web.archive.org/web/20160907212017/www.mumsnet.com/Talk/am_i_being_unreasonable/2727130-To-ask-what-would-you-do-with-a-13k-windfall" rel="nofollow" target="_blank">web.archive.org/web/20160907212017/www.mumsnet.com/Talk/am_i_being_unreasonable/2727130-To-ask-what-would-you-do-with-a-13k-windfall

In case this gets deleted. Smile
Add the link to your favourites/bookmarks everyone!

PanGalaticGargleBlaster · 07/09/2016 22:21

Put it all on black

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