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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

See all MNHQ comments on this thread

AIBU to think 'cheers for leaving me up shit creek, society'?

269 replies

ahfuckHelpme · 15/07/2016 13:05

I've lost my job and used this username to ask for extreme budgeting advice (which I got, nothing but love for MN for that :D )
I have no kids, was TTC (hence using this site) of course this has now stopped.
Myself and DH are under 25.
I have had job breaks in the last 2yrs, where I lost my job and had to find a new one. In total I've spent a few months unemployed in the last few years. I always do my best to find a job quickly but its not always easy.
Anyhow.
I tried to claim JSA, My initial claim was refused (for income based JSA) with no reason given. So I tried to claim the other type (Think its called contributions based) And was told I hadn't worked enough, fair enough. so I demanded an answer to why I couldn't claim JSA (income based) was told its because my partner earns over 16k a year, barely mind, but does. He's on 15.6k (Per year) after taxes and NI. he's paid 4 weekly and gets 1.2k per pay. however before deductions is on about 17k.
AIBU to think this is fucking shit? Our finances are so badly at breaking point we've had to apply for a debt relief order (referred to as mini bankruptcy) work is hard to come by. as of today there are 4 jobs within a 10 mile radius I can apply for and some of those have over 100 applicants(of course I've still applied but I'm prepared to be unemployed for a few months minimum) yet we can't even claim JSA for me.
PS. I'm also annoyed I was told to apply for income support, which I am not eligible for (not a carer/disabled/in education/no kids) but I applied for it anyway and today was told I'm not eligible for that either!
can't get housing benefit, still waiting to find out about council tax reduction but unlikely, can't get JSA, can't get income support. I'm sorting this the best I can (Advice isn't what I'm looking for as such but is definitely welcome!) I'm just ranting really.
In what world is it ok to leave people this badly up shit creek? I campaigned against lots of welfare 'reforms' (read: cuts) and will contnue to do so but even I didn't realize it would be this bad :(

OP posts:
ssd · 17/07/2016 19:01

God. Some people on the thread are so tedious. Lots of couples live apart for years. It's life. Even educated, well paid couples do it. But I guess it's too much to ask of people without qualifications and employment in south Wales!

angryeumigrant, have my first Biscuit

its funny how those preaching feminism are the first to give another woman asking for help a right kicking...

ssd · 17/07/2016 19:03

ah you're a Tory!

whatcha know

HelenaDove · 17/07/2016 19:03

Im guessing Justlikefire did her move before or around 1998 This is the year when mandatory gas safety checks came in. Without a current certificate a landlord cant just rent out any old "digs" You cant just rock up and rent any old where unless some of you really are expecting the OP to risk her life at the hands of a dodgy landlord which wouldnt surprise me about some of the posters on here.

KissMyArse · 17/07/2016 19:15

angryeumigrant

You really are an angry little thing aren't you Grin

Chill out dear Flowers

Rhaegal · 17/07/2016 19:34

Some people on the thread are so tedious. Lots of couples live apart for years. It's life. Even educated, well paid couples do it.

We spent years doing it couple of times for work or family reasons - but it was expensive you end up paying two lots of rent - or during week rent and mortgage - shopping in slightly more as don't have economy of scale and then there are travel costs.

If Op could get a job some distance away that paid all her bills then longer and DP wage covers their current rent then it would make sense - or if OP managed to get a job with accommodation thrown in - which I've never seen advertised personally but must exist - then it could work or if there is family to take them in in area they found a job in.

But it's not a cheap easy solution.

Rhaegal · 17/07/2016 19:39

I'll know that the Tories have gone far enough in cutting benefits when I get a card through my letterbox from a British person offering do do cleaning

I know a lot of British people who clean - including my own family though its the second job as it doesn't cover the cost of living - plus I get advert through the door for that for all kind of property related stuff people trying to drum up work few I've spoken to have been British.

BeyondBeyondBeyondBeyondBeyond · 17/07/2016 19:49

My cleaner is Welsh. I also have two good friends who work as cleaners, one English and one Welsh.
Just an FYI :)

BeyondBeyondBeyondBeyondBeyond · 17/07/2016 19:50

Neither of their companies are hiring though, there is no shortage of people who can do the job.

HelenaDove · 17/07/2016 19:59

Shes on another thread saying how its all the fault of the women at Dagenham ford and their campaign in the late 60s.

ssd · 17/07/2016 20:01

I reported her Helena

if thats not the definition of a troll i dont know what it

angryeumigrant · 17/07/2016 20:02

Ssd: Full marks for tedious AND bullying. Corbynista?

ssd · 17/07/2016 20:06

am done with you angryeumigrant, at first i thought you were Xenia back with yet another name change but she had more heart then you.

HelenaDove · 17/07/2016 20:07

Full marks for effort to you for gaslighting eumigrant.

I say effort because you do realize it doesnt quite work when the written word is present.

angryeumigrant · 17/07/2016 20:12

HelenaDove: I know that you don't care that Ford Dagenham has closed. I suppose you think that the women who worked there should just go get jobs on the sex chat lines. After all "its just a voice on the phone. The bloke is nowhere near you."

When people ask me for an illustration how how Britain has turned into a shithole, I'm going to use your post as an example.

Justlikefire · 17/07/2016 20:16

Ok if she can't afford to move what is she going to do?! Stay unemployed in the Welsh valleys forever?

HelenaDove · 17/07/2016 20:16

Of course i care that its closed (more gaslighting from you) but its not the fault of the women who campaigned for equal pay.

I think you are a journalist and you are trying to goad a certain response on here. Well you are not going to get it from me. Run back to the DM and tell them it didnt work.

And shove your misogyny too.

angryeumigrant · 17/07/2016 20:21

"its not the fault of the women who campaigned for equal pay"

Unfortunately, history begs to differ:
www.britishpathe.com/video/ford-threaten-to-close-dagenham

HelenaDove · 17/07/2016 20:26

You really dont like other women very much do you.

BusStopBetty · 17/07/2016 20:57

To be fair, moving probably would be a good long term plan given that her partner is spending a signficant proportion of his wages on his commute. But it's unlikely to be possible in the short term unless they have family who can help, or they can get a council tenancy.

Rhaegal · 17/07/2016 21:23

I agree long term moving and/or driving are possible things that can help OP but they are going to cost money that she currently doesn't have.

I went into yet more debt to take up my first professional job after university - had debts from studying but needed to have a loan for deposit 1.5 times rent and first months rent, money to move down there with my limited amount of stuff, travel to work money and money to get through first month and basic smallest amount of suitable work clothes with no pay check.

It was a well paid job in a hugh company in a field desperate for people with my subject area - and I could afford to pay it back relatively quickly and have enough to live off. It was still risky though and did up my debt but the bank thought me a good risk so lent.

We moved a lot since for work and it does cost - it does takes savings and you have to be careful that it's worth it.

PersianCatLady · 17/07/2016 21:42

The problem with the so-called working classes is that they got used to a gravy train of subsidies - pay rent at 1/3 of the market rate (and don't even pay that some of the time), don't pay council tax, work 14 hours a week at something a machine could do and tax credits to top up.

Not only are you being quite unreasonable in some of your posts this statement is factually incorrect.

  1. Social housing rents are not 1/3 of the cost of market rents and haven't been for years.
  2. Everybody has to pay at least some of their council tax now. Even people on JSA are expected to pay a contribution to their CT. The only people who are exempt are those in a very well-defined small group of vulnerable people.
  3. You cannot claim Working Tax Credits to top-up your pay when you only work 14 hours a week.

Please try not to make sweeping derogatory remarks about whole groups of society that are not only inaccurate but also factually incorrect.

angryeumigrant · 17/07/2016 21:55

PersianCatLady: Ten years ago everything I said was true. The Tories have reformed things a bit - not half enough though.

I said nothing derogatory about anyone. I said that the so-called working classes had got used to a gravy train of subsidies, which is completely true.

I'm really tired of anyone who questions the waste of money on welfare being accused of being classist, etc.

HelenaDove · 17/07/2016 22:55

No it wasnt true It was tax credits if you work at least 16 hours a week if there were children in the household.

And at least 30 hours a week if there were no children in the house.

I wasnt claiming tax credits eu and yet you still felt the need to have a go at me. You ARE being classist because it seems to me that whatever working class people do it wont be right enough for you.

Btw do you claim Child Benefit?

RhodaBull · 18/07/2016 09:02

The thing is the OP has no dcs. If you have dcs then you are more often than not quite stuck. You can't just up sticks when you are lugging a family along.

But... the OP is, yes, married, but her dh earns very little money, and they rent. They're not trapped paying a mortgage.

I just can't see how moving isn't an option. The thing "I don't want to move" doesn't really seem to work here. When life is so hard in the current circumstances, surely any gamble is worth it? To just want benefits until "something comes up" is not going to work if the OP lives in the Welsh Valleys.

As I said before, the OP is 25-ish not 55-ish. At least try somewhere different (and that does not mean London) if only on a temporary basis. She can always move back.

BeyondBeyondBeyondBeyondBeyond · 18/07/2016 09:11
  1. I live in private rent in s Wales, my rent is the same as it would be with the HA.
  2. In Wales you can (if on relevant benefits) still have council tax fully paid. Again, I know so as mine is. Devolution.
  3. Can't comment on WTC, no personal experience.