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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To just want some bloody furniture?

169 replies

CockleCockleShell · 15/06/2016 17:45

DP and I moved into a new flat in April. We'd been renting a one bed furnished flat in the posh bit and bought an unfurnished four bed place in the shit up and coming area. I'm not on the deeds or the mortgage because DP is an accountant and, according to the bank, a proper person. I'm a lowly postgrad with no job security or taxable income, so all my savings were to go for the furniture budget and I pay him half the mortgage every month plus bills so it's about even.

As our first flat was getting sold by the landlord, we packed up our stuff and put it into storage and moved into my best mate's place for a few weeks. Then when we moved in, I was away at a conference then he was away, plus I work opposite hours to him.

During this time, DP argued that there was no point considering any kind of furniture, even a bed, because we didn't know the dimensions. Fair enough, but after nearly two months on an airbed, I put my foot down and we got one ordered for delivery the week we moved in. Bed is a bed no matter how big or small your rooms are! After some stropping, he went and let me buy some bedding. Under duress. Because he figured that a sleeping bag works just as well. A week later, he bought a tape measure.

In the first week we went bed shopping, we back with two Indian chests and a tree trunk for a coffee table. End of discussions. Still no chairs, no clothes storage, no kitchen table. Beanbags instead, and I'm not allowed a microwave because he thinks they're trying to kill him. Cutlery because I told him I'd go without him and pick it for him.

After another month, I shouted at him because our clothes are STILL in boxes and there'd be no movement or discussion on the wardrobe front because the bedroom 'design' means absolutely nothing in it but a bed and two rugs (from the old place). He build a garment rail out of copper piping in the boxes room that's held to the wall with climbing quickdraws because copper piping is fuckingbendy.

Turned a cupboard into a wardrobe with IKEA crates. Shouted and bribed and moaned and he went shopping for chairs. We came back with a Victorian painting easel and a box of medical textbooks from 1890. No chairs. The crates don't fit in the cupboard. He's decided we need more space and wants to build a new rail upstairs. That was about a month ago. It's now the place he hides boxes he wants me to think he's unpacked.

Forced him to IKEA to get the office set up so I can finally do some work. Got desks, which he complained were too small, then we finally got chairs. DP is a ridiculous person and we've got multi-coloured egg chairs. Bribed him to go to a furniture shop and he stormed out because he thinks it's not cool enough and it's the kind of furniture owned by people on Gogglebox he doesn't like it.

Ordered sofas a few weeks ago but they come in July. We've got a table made by some social enterprise that also takes weeks but I had to bribe him with 'urban botanist' plants so he'd buy legs for the fucking thing. Legs are in a box in our hallway. He let me buy shelves so I'd stop shouting at him. There's nothing on the shelves because he wants it to be minimalist.

Our friends think it's hilarious but they don't have to live here. I hate beanbags. We don't have any lights, or proper chairs, and our stuff is all in boxes and this week he spent £20 on a ham stand for the kitchen. I've got 5k sat in a bank account from working ten hour night shifts, it's not like he's got to fork out for any of it! But if I buy things he'll sulk like fuck!

AIBU? Should I just roll with it and accept it takes an age to furnish a place?

OP posts:
TheseLittleEarthquakes · 15/06/2016 18:12

It's perfectly possible to have a joint mortgage on only one income. It might reduce what you can borrow though. It's also sometimes (not always) possible to be on the deeds but not the mortgage.

CockleCockleShell · 15/06/2016 18:12

How do you get your name on the deeds without being on the mortgage? He's not against it, we just didn't think it was possible.

OP posts:
TheseLittleEarthquakes · 15/06/2016 18:13

Not all mortgage companies will allow it, but if yours will you just have to speak to a solicitor to get new deeds written up.

CockleCockleShell · 15/06/2016 18:13

Me being on the mortgage as a dependent changed how much we could borrow by a stupid amount, and it didn't seem worth it when I qualify as a doctor next year and can get added easily

OP posts:
SuburbanRhonda · 15/06/2016 18:15

Yes, I would definitely be buying furniture without him. I mean, I like the idea of keeping your budget down, but seriously - he's an accountant and he wants to sleep in a sleeping bag?

blueturtle6 · 15/06/2016 18:15

You can both be on the mortgage but they won't take your income in yo consideration to lend more

CockleCockleShell · 15/06/2016 18:16

Rhonda This is a guy whose idea of fun is sleeping in the woods for two days in a shelter made of moss. I'm impressed he's even got a sleeping bag.

OP posts:
NeedACleverNN · 15/06/2016 18:16

Stop paying your half of the mortgage
His name his problem

Go and buy yourself the furniture you need. Your money, your problem

If he has that much of an issue about it, he obviously doesn't care about you. It's all about him and his way

DesolateWaist · 15/06/2016 18:19

Stop thinking about getting on the mortgage and leave this dick.

You are going to qualify as a doctor? You are an educated woman who will be earning a good wage soon. You don't need him. Do you honestly see yourself being with him forever? If not then get out now.

SuburbanRhonda · 15/06/2016 18:19

Well, he sounds a real character but when you're a qualified doctor working all sorts of stupid hours, if you can't get a decent night's sleep you'll crash and burn in three months.

TinklyLittleLaugh · 15/06/2016 18:22

I suppose it depends if you plan to keep your money separate or not. Certainly by the time we were living together a couple of years DP and I were pooling all our funds anyway; supporting each other through postgrads and career changes that meant an initial income drop. We never did the "paying half the mortgage each" thing. It just got paid out of our joint account, regardless of how much each of us could put into the pot.

Maybe your DP will be up for that idea when you're earning more than him as a qualified doctor.

tibbawyrots · 15/06/2016 18:24

You're not on the deeds. He could kick you out at a moments notice.

Sorry, but you do need to protect yourself.

CockleCockleShell · 15/06/2016 18:24

I'm going to qualify as a doctor in history, so not a 'proper' doctor :D Though I will have a decent enough wage.

I'm pretty creative and I'm working in a museum/gallery at the moment so I do have a lot of fun with him. He's really spontaneous and can't focus on things, so it's like striking a balance between 'go with it, it'll be worth it' and 'no, shout now, he needs reigning in.'

I fully subscribe to his 'design idea'. Only, my version has actual proper functional furniture and is done before this time next year.

OP posts:
PsychologicalSaline · 15/06/2016 18:26

Sounds a bit precarious not being on the mortgage/deeds. However, when we bought our home my DH was able to borrow more in his name alone than with me as a SAHM (at the time) on the mortgage too. I think I was classed as a dependent and so reduced his borrowing potential quite considerably Grin

TheseLittleEarthquakes · 15/06/2016 18:26

I can't think of anything much worse than a house full of reclaimed crates and copper piping. It'll look like a junkyard, rather than a nice cosy home.

ChicRock · 15/06/2016 18:28

You're not on the mortgage, which is great news because now you've discovered what a controlling weirdo he is you can walk away without a backwards glance.

Just make sure you take the ham stand with you. The hills are that way >>>>

NeedACleverNN · 15/06/2016 18:30

Imagine if you have children with him (which I wouldn't advise at the moment anyway)

But would he let you have a cot or would he make the baby sleep on a bean bag? What about wardrobes and drawers for clothes? Toys? Other baby paraphanlia

TooLazyToWriteMyOwnFuckinPiece · 15/06/2016 18:30

It is utter madness what some people will put up with.
And you are just a tenant, you are supporting him to pay mortgage and will be entitled to zilch when you sell.
If I needed a chair for my home with dh I'd go and buy a chair, no persuasion etc just do it.

MargaretCavendish · 15/06/2016 18:31

"I'm going to qualify as a doctor in history, so not a 'proper' doctor :D Though I will have a decent enough wage."

Doing what? Have you got a job outside academia already lined up? Or a permanent academic job? Because getting a mortgage on temporary academic posts is not the easiest thing to do, largely because they are not easy jobs to get.

PNGirl · 15/06/2016 18:33

I think you need to tell him that furniture has been used for the same thing since we learned to make tools and chisel rock - for sleeping and sitting on plus storage. Not negotiable. You also need to tell him that whatever bullshit house inspiration accounts run by beardy hipsters he's veen following on Instagram make nice displays of junkyard crap to take photos of and don't actually live like that.

LikeASoulWithoutAMind · 15/06/2016 18:34

I'm a sahm and I am on our mortgage.

Why is he being so controlling about the furniture? It all sounds a bit weird and not fun at all.

Newbrummie · 15/06/2016 18:34

This will not end well, thank god you don't have children with him.

MargaretCavendish · 15/06/2016 18:34

Sorry, this perhaps sounded like unnecessary and negative sniping - but my concern is will you be added onto the deeds next year? Or will there be more reasons to put it off - and extend your vulnerability?

someonescj · 15/06/2016 18:35

He sounds like a control freak and a weirdo, run for the hills.

mouldycheesefan · 15/06/2016 18:36

You have all the downside of home ownership e.g paying half the mortgage, paying to furnish the house yet none of the upsides e.g actually owning a home. You both pay the same but he owns the house and you don't. You have made some really bad judgement calls here. If you leave he can get lodgers, it's a 4 bedroom house.
You need to get put in the home ownership deeds. That would be non negotiable for most people. Th furniture is least of your worried. He can bin you at any time and you are homeless and have no claim on the house you have effectively paid half the mortgage on. You are academically intelligent, now you need some common sense.