Ha, it sounds hard. Did you have a choice about when to have chidlren though?
Yes, and I chose not to wait until I was in my 30s. I didn't need tax credits when they were born, I was in a good job earning well above the average salary for my age.
I knew I wanted a career, I work in a male dominated environment and if I'd taken a couple of years out in my 30s it would have been career suicide. Also having them young meant my own grandparents were young and fit enough to help with childcare, something which has saved me £1000s over the years!
Since leaving "D"H obviously the plan has changed and I'm having to rely on tax credits until I finish uni and can go for a promotion at work, thus no longer having to rely on state support. Isn't this exactly the sort of situation where tax credits are quick solution to a short term problem?