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to think you don't go on holiday whilst having a high risk pregnancy and without adequate insurance

707 replies

Defenderwife · 04/10/2015 10:57

Woman gives birth after food poisoning whilst on holiday in the Dominic Republic.

She had a cervical cerclage so knew she had a high risk pregnancy.

Her insurance didn't cover her entire pregnancy.

They are now stranded with a premature baby in a foreign country with no financial help and are relying on donations and GoFundMe.

I have made a donation but inside I feel almost angry. Why on earth have they let themselves be in this situation? That poor poor child.

OP posts:
Tneconni · 09/10/2015 05:01

That would be a fair point, Sansoora, if the GFM page was kept as up to date as the FB.

ConstanceMarkYaBitch · 09/10/2015 07:59

You don't know that those donating are fine with it, since those donating have been lied to. And they are still asking for money without being honest to those giving it.

Sansoora · 09/10/2015 08:32

Its up the individual to be aware of where and what they are donating to.

ConstanceMarkYaBitch · 09/10/2015 08:41

Which they can't be if the people collecting are telling lies Hmm

Only1scoop · 09/10/2015 08:53

The last donation is accompanied by a message and a donation advising 'contacting the media' and hoping the insurance company 'change their minds'. Sounds very much to me like it is almost deception.

Yes it's up to people to donate.
Arm them with the facts before they decide....seems to me they could be very easily misled.

PurpleCrazyHorse · 09/10/2015 09:10

Exactly. Those donating have no idea based on the GFM page that they're now donating money to something else. Yes, the donors might want to support the new cause, so set up a page for that or update the current one. That's why I reported it to GFM. Feel free to set up a page asking for money for your cause but then you have a responsibility to update it should circumstances change, not deceive people into giving based on a heart-wrenching story that is now going to be covered by insurance.

ConstanceMarkYaBitch · 09/10/2015 09:14

The gfm page is full of nonsense and hskf truths. They clearly state the insurance was refusing to pay based on the time difference crap, but in s further post admit the company never even mentioned it and that this was something they decided all by themselves and ran with. Later posts are complaints about such things as the insurers not promising to fly her mother out and pay for her stay too!
These people are too much.

Only1scoop · 09/10/2015 09:29

All very misleading.

Constance really? I'm glad I'm not reading that.

They basically got away with claiming on a technicality and are happy to continue to mislead the public regarding the insurers position.

I'm so glad I didn't donate. Not that I generally do to these web pages. Have done a few times through MN very gladly for very very genuine cases.

My conscience rests clearer by the day with this one though.

ConstanceMarkYaBitch · 09/10/2015 10:20

Yep. And as for "the people donating are happy enough"....there are comments from those who have given money and have now heard more such as "can I have my money back since you don't need it" and "I feel annoyed that my money wasn't needed as stated".

There are also supporters who are attacking anyone who does want their money back, not surprisingly the same people urging a boycott of the insurance company and ranting about shaming them on social media.
The whole thing is a big nasty mix of vitriol to the wrong people and hunning/self-congratulation because they think they made the big bad insurers pay up.

Only1scoop · 09/10/2015 10:29

I know Constance ....an early donator with the initial AM has had abuse hurled at her for respectfully asking for her donation back, after the situation changed somewhat.

I do notice that the 'likes' for her post seems to be creeping up. Maybe some others are now realising THEIR DONATION may not be used for purpose intended. Particularly if family air tickets are indeed now under scrutiny.

I hope the donation including figure is made publicly and in it's entirety. However I do have my doubts.

Puzzledandpissedoff · 09/10/2015 11:38

... complaints about such things as the insurers not promising to fly her mother out and pay for her stay too

Hang on - is this coming from the parents or someone else? I've not seen it on the Gofundme site and don't have Facebook; could you possibly link, -please?

PrincessTooty · 09/10/2015 11:47

There haven't actually been any new donations since yesterday Confused

I hope there is an positive update about Evie on the Facebook page sometime soon.

DoveCazzoEIlMioCaffe · 09/10/2015 15:19

Is this baby Dax all over again? I'm late to the thread and have only skim read but to me it looks like that whole sorry saga again.

Sansoora · 09/10/2015 15:25

I think these parents are being given a hard time becuase of the baby Dax situation. His parents have forever set other people up for a hard time when fundraising because of the way they eventually went about things.

ConstanceMarkYaBitch · 09/10/2015 15:36

Puzzled it is in one of the updates on the gofundme page, amid complaints like they don't know when they will get their taxi and phone costs back (the insurance company have said they will cover this even though its not part of their policy, instead of saying thank you, they complain they don't know exactly when they will get the moneyHmm )

It's clear from comments with recent donations that people giving money do not know that the money they are giving has already been covered by the insurance.

They might be getting tarred with the same brush as Dax's parents, but they haven't done themselves any favours at all.

Only1scoop · 09/10/2015 15:40

I know

One of the recent comments says they hope their donation will go towards being able to fly their daughter home.

Hhhmmmm

We are all wired up differently I appreciate....but I just couldn't.

Maybe just maybe on the initial panic stage but not like this not still ongoing ....

Puzzledandpissedoff · 09/10/2015 15:52

One of the recent comments says they hope their donation will go towards being able to fly their daughter home

This is becoming like some sort of parallel reality - I thought the insurers had committed to paying for that??

ThisIsntFunnyDean · 09/10/2015 16:01

People who are donating and saying these things now should really have more cop on and more fool them.
But at the same time, the organisers of the fund should see that there are people who don't realise that the situation has changed and that it should be made very clear to them.
So then if they still want to donate then it's not under any illusions as to what exactly the money is for.

ConstanceMarkYaBitch · 09/10/2015 16:08

They have committed to paying for that, there was never any question that they wouldn't. But many donating don't know that as the people updating the page aren't telling the truth, or pausing donations.

They have set a goal of over 180 THOUSAND pounds!

Only1scoop · 09/10/2015 16:11

Puzzled ....the insurers indeed are plus parents living expenses etc.

Just shows donors on the GFM page are oblivious to this.

And I think that's sad and rather deceptive.

Bottlecap · 09/10/2015 16:20

I'll ask again seeing as no one answered that past time - why are people not angry at the insurance for their part in this - if they had paid out on time, then the baby would still be in the good hospital and be in a much less risky situation.

Can anyone explain why the insurance company should have paid out earlier? And why are they paying out at all, for that matter? I have actually tried to read the thread but it's very long/complicated.

ThisIsntFunnyDean · 09/10/2015 16:36

Sorry bottle I can't answer your question but in reference to the one you have quoted...

If the insurance has paid on day one unlikely then wouldn't they have made them move to a public hospital anyway so in fact Evie would not still be getting care in a private hospital?

LittleBairn · 09/10/2015 16:48

As someone who has had a Cerclage stitch I am absolutely astounded they would go on holiday with it. I'm rather suprised to that an airline was willing to allow her to fly and that the insurance was willing to insure her too.

I hope the baby improves and that she can be brought home safely but I won't be contributing to these people's mini lottery win.

LibrariesGaveUsP0wer · 09/10/2015 16:54

Littlebairn - I suspect the answer is that the airline didn't know. And that the insurance company wasn't told - one interpretation from their carefully worded statement is that she wasn't insured for pregnancy complications at all. They themselves say the policy covered normal pregnancy to 29 weeks. They very much seem to have qualified on a technicality. Huge relief to them one would think - but apparently how bloody lucky they have been re insurance (obviously v v unlucky to have the infection ) seems to have passed them by.

Want2bSupermum · 09/10/2015 17:22

dean that's not correct regarding the private hospital. I deal with private hospitals all the time as I live in the US. As long as the insurance companynsay they will pay you are fine.

In this case the healthcare professionals advised the insurance company that they should move hospitals. The hospital they are at is set up to care for these kids. If you do a google the rankings are high (4.3/5).

I think this couple are absolutly deluded and need saving from themselves!