To think it's fucking unfair for people like me who bust our arses off to buy a property...

[DamnCrazyWorld]

And all the while people who have practically the same type/ size of house and who are on a similar income as me in the same area are paying just a quarter of what I paid for because its a council property bought through the Right to Buy Scheme.

Should I have just got myself onto benefits and into a council property to get onto the property ladder?

It's madness. It really is.

This is from my borough council's website.

'When you join the housing register, your application will be assessed to see how urgent your need for a home is. You will then placed in one of a number of different bands depending on your need. The people on the highest priority bands have the most chance of getting a home. It is important to realise that only around 20% of people on the housing register are successful in getting a home. If you are in the lowest band, it is unlikely you will get a home.'

I am not going to go to the bother of filling out a fake application but can anyone tell me what the criteria are that get you into the highest bands for priority and do they ask questions about your income and savings?

Well said mrsdv.
It is still a huge sum of money, you are right.
The only reason my mum could do it was my dads life insurance.
There so so many misconceptions out there re council housing.

As I said earlier, it all depends on where you are. Our council advertise for people to apply for council/ H.A. Houses. I was in the lowest priority band, but was offered my H.A. One DAY after bidding. I am 37, single and work as a supply teacher ( and unlikely to work full time as a teacher again, as I have CFS, anxiety and depression), so a secure social property is the best option for me and my DS, after 18 years of private renting. If I were offered the chance to buy this house though, I wouldn't, as a 3 bed semi-detached will be too big for me, once DS leaves for university in 6 years.

Being homeless?
Having young DC?
Having DC with sn/disabilities?
Having sn/disabilities yourself?

My mums neighbours dd has made herself and her 2 DC intentionally homeless in order to get a CH....their father refuses to let them all live in his flat.
No idea if she will be successful. Probably. Some people just seem to know how to work the system.

So if you were in band 2 due to homelessness or imminent homelessness, would you then be awarded extra points for having children, or a disability, for example? Or are all band 2 people equal? Or would being imminently homeless with children put you into band 1 to start with?

Having a disabled child doesnt always give you extra priority Leave,my son is severley autistic and has learning disabillities but our private rented house was suitable for our needs and we were placed on the lowest priority banding. I imagine we would have only got priority on those grounds if for example the house wasnt suitable for him in some way maybe on a mainroad prhaps as he has no awareness of danger ?But as i said we live in the northwest so waited only nine months on the lowest priority.

also we were not facing imminent homelessness.

I'm a bit bitter about people buying their grandparents council houses then flogging them after the tie in period and making a nice profit. Person I know did this and gave her a huge deposit to buy a nice posh house outside our estate

i,m not sure how they do that though Purple, i think only the tenant gets the RTB thats what it says in my tenacy agreement , possibly people are buying their grandparents homes for them and doing something dodgy and they end up owning them?

And I'm bitter that those sitting at the top get second houses that are genuinely subsidised and not makyon subsidised like SH.

An above post made me chuckle, it's really true that people bitch that low incomes get social housing and also bitch that people in decent wages get them as well... It's just a reason to bitch really isn't it?

yes probably i imagine my ds disabillity would prevent us from being put in a hostel in your situation too .

So I'm the second owner of my house and it was previously bought threw the right to buy scheme many years ago. The elderly couple bought it for £6000. I paid £150,000 which was actually a total steal for 3/4 bed and conservatory and drive.

My point is times are changing. Not everyone back then or even now in council homes are on benefits.

If you really want something in life you'll work hard and go get it, you won't moan about how easy others may have it as some others have it worse. You'll work hard and get it however that may be for your situation.

If you're a first time buyer BTW you only actually need a 5% deposit. That's how I got on the property ladder at 20 years old.

The tenant is not the only person who gets the right here. I could get multiple people to help me buy mine so the buying the grandparents house could happen.

nothing to stop grandparents applying (funded by child), house is brought, at end of tie in period transferred to child and then sold. Grandparents then often go into nursing home.

yes you could get people to help you buy it gamer but i dont think the grandchildren would have the right to buy their grandparents house ?They may have the right to give their grandparents the money to buy the house and then inherit it but thats different.

crosspost!

Anyone can pitch in to help you buy your home, including family. Well it's what I was told when we enquired about it.

Purple...that can only happen after 7 years and councils are really cracking down on that now. It's classed as disposal of assets I think.

You really lose any moral high ground when you start name calling and swearing.