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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To not get why she can't stand on her own two feet?

125 replies

EvaU · 03/08/2015 18:10

Hey, this is about my SiL and how she quite clearly is taking advantage of me, Dh, and the family and I just want other's opinions as I might be overreacting. Let me just say from the off that I do like my SiL but in small doses, don't get me wrong she's a nice person I guess and she loves mine dh's three children to bits but she's a nightmare too.

She is a single parent to three children after a string of failed relationships over the years. Her kids are 11, 10 and 8, she doesn't work but is currently training to be a teaching assistant at college. She relies on benefits as her main income and gets around £900 a month in CSA from her children's fathers (they all have different dads). Now I'm not benefit bashing before anyone starts, I'm simply telling you how things are with her.

As she's been single for years she has come to rely heavily on my MiL, FiL and my other SiL for help with her kids and she regularly (I'm talking every week) asks to borrow money. She has now started to ask me and dh to lend her money and quite frankly I'm gettin sick of it.

She is not organised in the slightest when it comes to her life ie money, paying bills on time, meeting up at a pre are fed time, she's always late or doesn't show when we've made plans and the last few times my kids have stayed over at hers (they for stay often) they've come home saying they're starving and that there was no food in the house. As well as the asking to borrow money she is also asking for us to drive her places, and this too is becoming rather a regular occutance and just because me and dh have a car each (we have no choice not to as we both work) she thinks it's automatically a given that we'll chauffeur her about and it's not on IMO.

She is frequently asking for me and dh to lend her £20 here and there because she "forgot" a certain bill hadn't gone out and she'd spent all her money. She has text the other day asking can I lend her money for the bus fair to college but I know she has a monthly bus pass! Then she's making plans to come up to ours to have a BBQ and a few drinks or come round for a family gathering ie birthdays and she cancels saying she can't afford the taxi fare there and back, well I'm growing a little sick of it.

She thinks the whole world revolves around her and whilst usually I'll do anything to help anyone I'm sick of bailing her out. She says she has no money but then spends money on wine and having her hair done, manicures etc but her cuboards are always empty. How do you think I should deal with this as if she carried on asking for "favours" in this entitled and expectant sort of mannor then I'm going to snap.

OP posts:
RamblingRosieLee · 03/08/2015 18:40

Anyway - the bottom line is, do not lend to her, no one is forcing you too.

As to her parents thats not your business.

I know of parents who are retired and support ailing grown up DC simply because they would not leave them destitute.

Its not your business what her own parents do for her - maybe they feel sorry for her - but its your business what you lend to her. so maybe concentrate on that.

amothersplaceisinthewrong · 03/08/2015 18:40

Stop lending her money. Just say you have three of your own to feed and clothe and have no spare cash.

Or get your DH to say it as it is his sister. .

RamblingRosieLee · 03/08/2015 18:42

Op you sound bitter and you dont like her, i suggest you stop letting your kids go there, ( thought she had all the support Confused) and distance yourself. Not sure you seem too compassionate really.

EvaU · 03/08/2015 18:42

And as a parent to an autistic child who's entire family life has been turned upside down these last few years do you not think I want to escape my life every once in a while? The difference is I just carry on the best I can and don't blame the world for my problems or the life i have.

OP posts:
Bonsoir · 03/08/2015 18:43

Your SIL is clearly a completely chaotic basket case. You should reserve any help you wish to extend to her family to direct help to her DC as they are in dire need of level-headed adults.

RamblingRosieLee · 03/08/2015 18:44

Lucky you op you are obv stronger than her.

RamblingRosieLee · 03/08/2015 18:45

And if you do break and feel you cant cope and need to escape lets hope YOU have more compassionate people near and around you to help and support you properly and get to the basis of your problems.

EmeraldThief · 03/08/2015 18:47

I'm not sure why the OP is getting such a rough time here? Someone who is struggling financially wouldn't be able to afford to get their hair done, have manicures and drink alcohol. She sounds as though she's just shit with money and too used to her familt bailing her out all of the time.

Viviennemary · 03/08/2015 18:47

I'd tell her that you probably have less disposable income than she has and have cars to run and rent to pay. She's a taker. Don't fall for it.

cashewnutty · 03/08/2015 18:48

I have no idea why you are getting such a hard time OP. Not enough info and you are slammed, drip feeding and you are slammed, give all the info and you are slammed. MN is a shit place sometimes.

I response to your dilemma. You are enabling this woman and it needs to stop. She knows she can sound money on frivolous things because she will always find someone to give her money if she runs out.

I would get your DH to tell her that you cannot continue giving her money but you WILL help her with practical advice on budgeting and using her money wisely.

RamblingRosieLee · 03/08/2015 18:52

I am confused - she said her dc come back starving from lots of visits to sils - but then says - her dc are prone to exagerating, then she says - her sil gets help with the dc - and yet ops dc have been going to sils.

there is no compassion shown to sils DC - who may be really suffering here - with a dis engaged DM.

Its her dc I am concerned about - and yet op has no compassion for them at all.

Its non of ops business what this womans own parents do for her, we have no idea about ops own parents, but this womans relationship with her parents is NONE of ops business.
Op would feel far better herself if she can grasp this - as much as its not sils buisiness to bitch or moan about op and ops own parents!!

No one can force op or her dh to lend money - op has brought this on herself for letting is drag on, op could have stopped it and said - no we are short.

EvaU · 03/08/2015 18:54

The thing is I'll help anyone out and have done on several occasions and usually I don't mind but I've got to draw the line somewhere. And to be honest my SiL is not destitute, with the money she is getting each month then she should be able to pay all her bills, feed everyone, put clothes on their backs and still have a little left over for treats. She's just rubbish with money, she'll buy something at the beginning of the month without thinking about it and then come the end of the month she's asking for a loan. And like I said me and dh aren't well off, we just about pay what needs to be paid and if we are careful can afford a few little treats and one holiday each year (this country) yet SiL thinks we are loaded.

OP posts:
EvaU · 03/08/2015 18:57

No! I said my DC rarely go to the SiL's house, and if they do it's usually in the school holidays and I have her kids in return. And I said the last couple of times they've been they've said that there was hardly any food in the house.

OP posts:
JennyOnTheBlocks · 03/08/2015 18:57

I don't think your SiL thinks you're loaded

I think she's very chaotic, and relies on your to bail her out because of it

you would do better to sit her down, and offer to help in other ways

she's obviously close enough to talk to if your own DCs stay over

EvaU · 03/08/2015 19:00

Well I could do that yes but she's be type of person that gets very defensive if you try and offer suggestions so I'm not sure how that would go down. And like I do as if I genuinely thought that she was struggling to pay her bills or feed and clothe her kids then of course I'd help the best I could but this isn't the case, she can pay her bills and keep straight every month but she'd rather spend her money elsewhere.

OP posts:
NobodyLivesHere · 03/08/2015 19:02

So say no. You obviously begrudge helping her out. So don't.

JennyOnTheBlocks · 03/08/2015 19:05

she's probably defensive through embarrassment or pride

she's probably exhausted keeping up with her DCs extended families, having to direct herself in all those different directions etc

perhaps her self esteem is sinking, she buys things to feel better/relief at getting paid, promising herself THIS is the last month she struggles...been there, had the final demands etc to prove it

EvaU · 03/08/2015 19:05

Well yes, I thought it was obvious that I begrudge helping her out, wouldn't you feel the same if you felt that you being taken advantage of?

OP posts:
NobodyLivesHere · 03/08/2015 19:05

You said dc 'regularly' stay at hers.

NobodyLivesHere · 03/08/2015 19:07

I don't begrudge lending a family who is struggling £20 no.

EvaU · 03/08/2015 19:09

Sorry if that is what I wrote but EU don't reguarly stay at her house. My two eldest have stayed three times since January of last year and my six year old autistic dd has stayed once since she was a toddler.

OP posts:
The5DayChicken · 03/08/2015 19:09

So is it regularly or rarely??

EvaU · 03/08/2015 19:09

Oh and I don't begrudge leading the ODD £20 but when it's every week or every other week that's a little different.

OP posts:
EvaU · 03/08/2015 19:11

Oh for bloody goodness sake, they've stayed 3 times in what, 18/19 months, that isn't regular at all is it? I have her kids over during the school holidays as mine love to play with their cousins and as I get most school holidays off work it isn't a problem.

OP posts:
NobodyLivesHere · 03/08/2015 19:13

Ok. That's fine, but the fact still remains if my SIL was in need of £20 and I had it to spare I would give it. You sound very bitter that she somehow has an easier time than you because you 'do it right'. Maybe she had debts you know nothing about. Or maybe she is just badly organised.
You have 3 options
A) say no
B) say no, but offer to help her organise things better
C) say yes.
Any of those 3 are reasonable. What isn't reasonable is to resent her for whatever help (financially or otherwise) she gets from her parents.