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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

to think it is fair enough that High earners, earning £30000 pa have to pay market rates for social housing.

367 replies

NoahVale · 05/07/2015 10:03

www.theguardian.com/society/2015/jul/04/david-cameron-ally-rohan-silva-firms-must-be-forced-raise-low-pay

I spose there has to be a cut off somewhere, and I spose it helps that I dont earn £30,000,
no doubt if it was just in the bracket I might feel a bit peeved.

OP posts:
Yellowbird01 · 05/07/2015 10:07

Yanbu

Totally reasonable

TheHouseOnBellSt · 05/07/2015 10:09

I thought it was but 30 grand's not an awful lot really. Would it mean fo eg two people...a couple...both earning 15 grand would suddenly have to pay full market rent?

NoahVale · 05/07/2015 10:10

but oth who would benefit?
social housing, ie, which could be housing associations or council. i dont know if housing associations are profit making or whether they donate a percentage to council

OP posts:
Samcro · 05/07/2015 10:11

it annoys me that they just assume that only London is dear to rent, so make that 40 grand.
so if you live on a council estate in the south east you could end up paying out an awful lot.
I would rather see housing costs for all come down.

Etak15 · 05/07/2015 10:11

Most of the people I know earn under 30,000 and pay there rent in full or they have their own home - am I missing something?

gamerwidow · 05/07/2015 10:12

The principle is sound but the threshold for high cost living areas should be at least £50k per household. There's no way those in a 30k household could afford market rates in London etc if you have to include childcare and travel costs too.

GreenAugustLion · 05/07/2015 10:12

I wouldn't really call a £30k household 'high earners' tbh...that's on the low side of average surely for a whole household?

But, in most cases I'd imagine it's plenty to pay market rate.

NoahVale · 05/07/2015 10:13

well at least 3 of my neighbours must be in this bracket

OP posts:
PausingFlatly · 05/07/2015 10:13

From the article: "Extra money from those living in local authority properties will go straight to the Exchequer."

So, not to local authority to help with housing crisis.

RachelRagged · 05/07/2015 10:13

Probably not the right answer or context NoahVale but my Housing Association (South East) rents a lot of houses from the local council ,, whether they then pay the council not sure . We pay rent to said HA.

NoahVale · 05/07/2015 10:14

it is £40,000 in london

OP posts:
usualsuspect333 · 05/07/2015 10:14

30k is not exactly high earning.

SH rents are not too low. Private rents are too high. How about the Tories sort that out.

PausingFlatly · 05/07/2015 10:15

Yeah, I boggled a bit to see George Osborne call families on £30K "high earners".

Samcro · 05/07/2015 10:15

but they won't cos the LL are most likely tory voters

NoahVale · 05/07/2015 10:16

I agree with usual,
private rents definitely too high.
no doubt private landlords will jump on band wagon, supply and demand, and put up rents

OP posts:
GlitterTwinkleToes · 05/07/2015 10:18

We earn 21000pa and pay full market rates? Am I missing something here Confused

NapoleonsNose · 05/07/2015 10:18

We will just fall into this bracket if tax credits are taken into account as income and we will struggle. We both work f/t and I have substantial commuting costs, have two children - although by 2017 the eldest will be at uni but I fully expect to have to give her some money every month as she will not get a full grant - and we live in an area where market rents are high. We would be looking at finding roughly another £300 a month and we will struggle to find that. We'll do it but it will be tough.

gamerchick · 05/07/2015 10:19

I knew.. I knew it would go that way rather than sort private rents out.

Maybe they want private rents to go up, that's why they're doing it
Partly?

80sMum · 05/07/2015 10:20

£30k is more than double what someone on NMW wouldn't be earning in a full-time job.

AntiHop · 05/07/2015 10:21

I wonder if this is a ploy to get those earning £30k plus to buy their homes through Right To Buy and therefore reduce social housing even more.

NapoleonsNose · 05/07/2015 10:23

I think you've probably hit the nail on the head there AntiHop

NoahVale · 05/07/2015 10:23

Sounds about right Antihop

OP posts:
PausingFlatly · 05/07/2015 10:24

So with yesterday's Inheritance Tax cut, this means:

if you work to pay for your housing, you'll pay more

and

if you inherit your housing, you'll pay less.

Not quite seeing this as a budget for Hard-Working Families™.

gamerchick · 05/07/2015 10:24

Funnily enough this was my first thought. ^^ I've been a tennant for 20 years and the house is big and only worth 92 grand. Mortgage payments would be less than what we're paying in rent.

I don't want the house though, I want to give it back as its a 4 bed.

If that was my first thought then it'll be others.

CrystalCove · 05/07/2015 10:26

Here we go again about "full market rate", council house rents aren't low if subsidised etc despite what some people want people to believe. You are absolutely right Usual, it's private rents that are too high. How exactly is this going to help the housing crisis? Meanwhile inheritance tax cut proposals....