Bit of background, DP and I were planning on getting married at some point in the future but never got around to officially getting engaged. He did buy me a ring which I never wore because it was too big, already resized by the seller so couldn't be made any smaller and, honestly, I don't wear jewellery and didn't really like it. After having DD1 spending money on a wedding seemed less and less important and now we have a second daughter there's no way we could afford a wedding. We now own our first house, I say 'we' but it is completely in his name as I'm self-employed and he's paying the mortgage. My mum has always said that we should get married for my financial protection in case he dies or we break up, his father also wants us to get married. MIL's family want us to get married purely to have a party which doesn't seem like the point of getting married.
Getting legally married for financial protection seems absolutely awful and unromantic to say the least. AIBU for just trusting DP to support DDs if we do split up and make a will in case he dies?