In my life I have know loads...I understand why it is now so difficult for genuine claimants - because people took the piss...
From being a teen (80s) - three girls in the same family had a really strict father - all 3 got pregnant as teens, father threw them out and they got a council flat. (They had just tightened the rules so teens couldn't get council flats when the eldest got pregnant - my friend's and I were planning on getting thrown out so we could get a house together
).
I knew a group of 20-30 yos in the 90s who lived on benefits. Five who house shared and when the rules about having to apply for jobs first started coming in they complained and then made it into a joke - sat at the table together with the paper, picking the most unsuitable jobs to 'apply' for ...completely made it up.
Also I know three separate people who rented rooms in council flats from the tenants. One shared with a random stranger, tenant was living elsewhere, one because the tenant was a friend who wanted to try and live somewhere else but didn't want to lose their (cheap) flat and third shared with the owner -a 20ish yo who had the flat because her mum lived in a council house with her younger siblings and they needed a bigger house for someone, so they downsized the mum and provided the eldest with a 2 bed flat. Someone reported her but she was warned and my friend got thrown out with no notice - which is when she found out this girl was a council tenant and claiming HB too.
My DP (EU citizen) moved into a hostel when he first arrived in London (early 90s) - mainly Spanish and Italians. They told him it was easy here - go and sign on, get benefits and housing benefit and then get a job - doesn't matter if it is cash in hand or not - cos tax and benefits don't talk to each other so they never find out...he did do it as well for a while, until he moved on.
I was seriously ill in the early 90s, apparently I should have got some kind of sickness benefit but didn't. I got told this 3-4 yrs later by someone with MS who acted as an disability advisor, her husband was her full time carer. She told me you had to exaggerate your disability - when someone came round to do an inspection she got caught out - she was pretending she couldn't walk at all and they asked to see how she went to the toilet, got to the door and the wheelchair wouldn't fit through -so she pretended she crawled from the door to the loo.
I really really struggled when I was ill - for money and with pain -physically not capable of working on my feet full time (I was a chef) and I was also suicidally depressed. I didn't know how the system worked (I should have had a social worker to help me but I fell through the net) so I had to cope the best I could.
I also ran into a problem a few years later when I was retraining. I had four part time jobs and studying - I wanted to give a couple up for two months just whilst I did my exams (I seriously needed to put some study time in or I'd fail -and with 4 jobs and college I didn't have any spare time). I wanted to claim mainly housing benefit but I was told by the guy in the job centre to give them all up - else I'd be worse off. I was eligible for one (can't remember name) because I had paid NI for years. If I hadn't I would have got income support, could have worked 16? hrs a week and got housing benefit. If I had just had benefits, not worked, I would have been £5 a week better off on the one I was eligible for...
Now in the last few years ...my neighbour told me he had been on carer's allowance for 20 yrs - his poor wife was so ill she couldn't even get upstairs on her own, needed 24 hr care. He brought the car right up to the door for her. Not only did I see them a good mile along a cliff top walk with their grandchild (about 10 miles away from home - they didn't seem pleased to see me
) but also she managed to walk the 1.5 miles back from the pub pissed on a Sat night more than once that I know about...then when he died suddenly she carried on living in the house on her own for over a year...
And I know of two people who I suspect are not officially living with their partner purely for benefits...
I also know of one woman who hadn't worked for years - agoraphobic couldn't leave the house. She got helped into a job - a call centre job, working from home. She loves it and whilst not 'cured' it has been really good for her - she has now managed to leave the house a few times etc. A really positive outcome.