I don't want to be mean or (unduly) repetitive, but OP, your posts are, well, quite commonly-heard sentiments. Up to a point.
And the point is, that when people talk about how they don't want the conventional idea of a suburban lifestyle, it's always because they want a life they think sounds even better.
No-one ever says, "gawd, the reason I don't want a nice warm semi with plenty of storage in the garage for my life's mementos is because it's been my secret dream, ever since I can remember, to rent a tiny flat with a choking smell of mould at an exorbitant weekly rent, despite its cockroach problem and rotten window frames on the ground floor that are so fragile any burglar could just put his/her fingers through to get in. Where I have to write my diary while wearing fingerless gloves each night, on account on the cold".
You're not scared that you'll lose out on having an actual shitter life, starving to death in an actual garret, are you? You're scared you're never going to live in a stylish city apartment (again?), close to authentic yet hygienic restaurants, or that you'll never have time to visit those countries you said you'd visit.
And that's okay. We all want to fit in as nice stuff into our lives as possible. Some people's dreams are heavier on the music practice, and going to gigs, and other people want to go mountaineering before they hit some particular milestone.