unplanned pregnancy so no time to save and very ill prior and during pregnancy so was signed off by work's occupational health as unfit for work. due to a variety of issues I didn't go back and dp was adamant we could afford if we tightened reigns etc. due to car issues and Christmas plus dsd's school trips we have had an expensive few months but dp still treats himself to a £5 magazine every week and pays out for a gym membership he doesn't use. I do an admittedly expensive swimming class with dd (now 15 months) but I spend nothing on myself outside of this as I have no money. we get no benefits whatsoever and although dp is on a good wage by the time bills etc is paid there isn't a lot left.
he is stressing about money and I really want to go back to work but due to childcare costs it is proving almost impossible!! nursery is £££ whilst a childminder is not so bad however the job market round here is appalling. everything is either nursing or teaching and am not qualified for either. lots of home help type jobs but due to a disability I am unable to do this but even if I could the wages mean that I would be working for nothing by the time childcare is paid which negates the point of going back to work.
how the hell do people do this??