With regards to another referendum, and to the suggestion that Scotland could unilaterally declare independence - these both make me very concerned.
I think that the referendum caused a lot of uncertainty in Scotland, and I think we need a period of stability - and to me, that means a period without an imminent referendum, where we know for sure that there will be no referendum, and where all parties have pledged to work with the result of the recent referendum - ie. within the UK.
If I were a businessman, considering whether to invest in Scotland, I think I would want some clarity on what was going to be happening here over the next few years - I'd want to know that Scotland was not going to declare UDI, and that there wasn't going to be a referendum, for a stated number of years. I wouldn't want the uncertainty of investing somewhere where there could be another period of division and economic uncertainty (sorry - too many uncertainties, but I can't think of another word) that might affect my business.
And on a personal level, I really want to know that I won't have to go through another referendum, with all the effects that it had on me personally, and on my family. Selfish, I know, but it made me really ill, and I can't go through that again. For me, it speaks volumes, that I have slept better, and suffered far less from insomnia in the week following the referendum than I did in the 3-4 months leading up to it.