To ask how much disposable income you have at the end of the month?

[Mrsshearsagain]

We have about 1000 left at the end of each month after everything is paid and still feel skint

Not much, I have to save up for months to afford to go to the zoo with my DC's.

Hope that makes you feel better OP as I see no other reason to start a thread like this other than to boast.

£23! Just worked it out, actually, so I know it to the pound.

This has really pissed me off. You feel skint with £1k left over each month???? We have literally nothing left. Count yourself bloody lucky.

We're trying to get out of debt, so we don't technically have anything left over at the end of the month. I pay the bills, put money aside in sinking funds for irregular expenses (gifts, car repairs, etc.), and then whatever is left after that goes to pay on our debts. Hopefully one day we'll have money leftover, once we are out of debt.

No one is saying you have to be on the bones of your arse to discuss money on MN, only that it shows an incredible lack of awareness and sensitivity to post on a forum where the majority of the audience will be at a point where their disposable income is it it's lowest due to children, and whine about only have a grand a month spare.

If the OP had been more tactful the responses would have been kinder.

This is simply OP shamelessly boasting...

Or an OP just to shitstir since the OP hasn't been back.

Sometimes I feel like this place is an experiment pool.

Money left over at end of the month (thinks about this....). Wow, one day..I might

"Too much month at the end of the money!"

I've worked it out at E120 (Euro) a month average but that disappears if someones ill because doctors cost E55 and then whatever the prescription costs or if something breaks.

It varies for us. Dh self employed and I sah.

I like reading the money threads so back off all the aggressive miseries. Don't contribute if you don't want to, but don't assume everyone else feels the same as you.

None

I miss my rich days, not that I was actually rich, but good job that I'd working my way up and then bang no job.

we have £800 to £1000 disposable income after bills, petrol and food. we also put an extra £300 a month away towards car insurance, tax and holidays. We don't have a high income, 38k a year pre tax as I work 2 days per week. We just haven't over stretched ourselves with the mortgage, don't have debts or loans and never buy things in finance.

Stealth boast I think eh op
Let all us poor people know how well you are doing.
I usually have the grand some of nothing in my account at the end of the month

Tweasels nothing wrong with me you foul-mouth, green-eyed .... I'll leave it at that!

How crass!

Foul mouthed? Probably. Green eyed? Why would I be. You don't know my financial situation.

I am very aware of people who struggle on very little and are happy to just be able to put food in their children's mouths. It's called empathy, when someone posts something Goady like this I will always call them on it. I'm not the one being crass.

That same Post with the same issues would be fine if worded differently. I also notice the OP hasn't been back.

With £1000 extra a month, we would have been able to pay the huge rent bill we got landed with, we wouldn't be in debt to the council tax and we wouldn't have so many outgoings.

If I had £1000 extra a month I would pay loads of stuff off and take the kids out every other weekend somewhere really nice and exciting.

We would be so much more comfortable if we had that. Alas it is not to be.

Only £1k left over after paying out for all essentials? Ah bless. Poor you op.

Capitalism...

There was a similar thread to this recently where the OP acknowledged that she knew she was comortable financially and feeling poor stemmed from trying to 'keep up with the Joneses'.

The amount of money is irrelevant really, it's the persons attitude to that money that counts.

I remember whinging when coming back to work off mat leave about how 'poor' we'd become and instantly felt guilty. If I was genuinely poor I wouldn't have been able to have that year off work. I wasn't poor, I was privileged.

Sorry if anyone has been offended, that was not my intention at all, it was a genuine question, I obviously need to start keeping track of things a bit more closely.

You haven't offended me, OP. Pleased you were able to come back and post despite the horrible name calling.

Ok, I think op jut meant she's surprised it goes so fast after essentials. I agree that people can spend what thu have so its easy to spend more if you have more if you see whya I mean.

Ie we are fortunate to have a large sum disposable. If say our washing machine broke we would go and buy one that suited us best ie quiet/ fast wash/ large drum. The cost wouldn't be the main factor. So we might spend £800 where as someone else might spend £200. It's not jut throwing money away, it's getting what we think will be best for us/ last etc etc. but that would obv be a large chunk of £1000 a month so little left.

We live in London. Things can be free- expensive. Yesterday we went out in am to park (free), all had ice cream (£10), met friends at house for BBQ, took wine/ meat (£50), travelled on tube on and off (£10). That's £70 we I suppose could have not spent and saved but we did and is an average day at weekend. Had we gone to restaurant/ cinema it would be more. £70x sat/sun x4 = £560 that just 'disappears' each month.
This am I went to shop, brought milk (£1.50), gave money to blind charity pot outside store (£10). I prob easily put £50-100 a month in charity boxes! Dh the same.

I don't see it as a frivolous lifestyle. I see it as enjoying life without worrying. It's not like its going on fast cars and designer bags

£150 to spend on going out/lunches/frivolous stuff. That's between three of us. Not sure how you're managing to piss away a grand every single month, that's nuts.

It is more than disposable income, anonymous posters with only an insight. My niece could post she has £10 if she is lucky at the end of the month, I know if I get a phone call and she needs money that could make a difference between shoes or food. Whereas my neighbour could post she is in debt at the end of the month, not mentioned however this is after car loans, private school fees etc and I could post I have a couple of hundred left and holidays and yet I would be the smug one, my niece lucky to have a tenner and sympathy for NDN being in debt.