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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To think that there is an extra '1' in the price on this house

143 replies

AgaPanthers · 15/01/2014 14:53

[[http://www.zoopla.co.uk/for-sale/details/31525104?search_identifier=198d1398b1762d5a0aba591ce6cf365d]

£475k isn't exactly affordable mind, but WTF?

OP posts:
foodismyfriend · 15/01/2014 22:18

TheZeeTeam Maybe it just isn't for you, but teddington isn't dull - that house is probably one of the ugliest ones in the area as well

TooManyButtons · 15/01/2014 22:20

For not much more, you can get this 8 bedroom mansion with swimming pool and land down the road from me www.rightmove.co.uk/property-for-sale/property-40610938.html

Wibblypiglikesbananas · 15/01/2014 22:56

Wet - I totally agree. But I've also seen a huge number of people make a huge amount of money in that area in both a very short space of time and over 20 years+. And it's fair to say that prices didn't really take a hit locally post 2008/Lehman. It's crazy, but that's my experience. Nice suburbs of outer London are always going to command ridiculous prices that appear to be at odds with the situation in other parts of the country (and if I had it, I certainly wouldn't pay that sort of money for that ugly house!).

RhondaJean · 15/01/2014 23:02

Fucking hell. £1.5 million for a shithole like that?

Thank fuck I live in Scotland.

Wibblypiglikesbananas · 15/01/2014 23:04

And to add insult to injury, most of them own outright so interest rates changes won't affect them...

AnneEyhtMeyer · 15/01/2014 23:07

Something incredible would have to happen to crash prices there.

The schools have been excellent for 40+ years, probably longer. The proximity to the City (around half an hour to Waterloo) & the proximity to Heathrow and the M4 put a premium on the prices. The rental market is buoyant due to Heathrow, the teaching college, transport links to the City and the schools. There is Bushy Park, Richmond Park isn't far, and there are lots of independent shops and entertainment venues.

I would not be concerned about getting my fingers burnt with property in Teddington.

I wouldn't want to live there myself, but it is a great location. You can argue all you like about what the money would get you elsewhere, but the location is key. That is what you are buying.

AgaPanthers · 15/01/2014 23:38

By 'handy for Heathrow' do you mean 'lots of planes flying overhead'?

None of those arguments make any sense. Fastest train to Waterloo is actually 38 minutes, which is pretty slow compared to many others (e.g., St Albans, which ain't cheap (though still much cheaper than this), but trains are 15 minutes into St Pancras). In 38 minutes you could be in Milton Keynes, which doesn't have cachet, but what it does have is 3 of these for the same money (not my cup of tea particularly, but still superior to that, and you could be in London quicker): www.rightmove.co.uk/property-for-sale/property-27651108.html?premiumA=true

There are about a million (literally) cheaper houses than that that are handy for Heathrow and motorways. E.g., there are plenty of houses like this, that are actually ON the Thames, and a deal handier for Heathrow: www.rightmove.co.uk/property-for-sale/property-40094734.html www.rightmove.co.uk/house-prices/detailMatching.html?prop=30029593&sale=46217000&country=england

And er, if you are teaching/studying at a teaching college you're not going to be living in a £1.5m house.

You could get very badly burnt with that place, location is important, but price is too, and £1.5m is fucking insane.

Good state schools are worth a premium, but if you are a multimillionaire in a £1.5m house in an area with access to some of the country's top private schools, you would use them, so at that level good state schools should be irrelevant. Also state schools can go bad, they can change the rules, anything can happen. The price premium exists, but it can't be insane.

OP posts:
toobreathless · 15/01/2014 23:55

We are looking at 4/5 bed, detached, period features, large garden, excellent schools (in lincolnshire admittedly)

Budget 200k - 280k expecting anything over stamp duty threshold to provide a second income!

AnneEyhtMeyer · 16/01/2014 00:05

Aga, no, not many planes. It is about 6 miles away, so some planes, but not too low and noisy.

The people I know who live in Teddington and commute to Waterloo walk to the station. I wouldn't think many in the places you mention do.

Yes, there may be handier places for Heathrow and the motorways, but they aren't as nice places to live. And lots of people do not want to live on the Thames. Have you seen the pictures of the floods lately?

I mentioned the teaching college when I was talking about rentals. There are a lot of flats and shared houses with students studying at St Mary's in Teddington.

Multimillionaires don't buy £1.5million pound houses. People buy these houses so they don't have to pay for private schooling. I am amazed you haven't read about this before on MN. The state schools in Teddington are extremely good. Comparable with a lot of private schools.

Have a look at the stats on the link you provided. It shows you the occupations and lifestyles of the people in this area.

I know this area. My family used to live there, by husband's family still do. Have done for generations. They are the original inhabitants, my MIL bought her house for £300. Not many people like that about now. Lots of young professional couples / new families / shared houses now on her road, where the houses are considerably smaller than the one you linked to.

I have no idea why you refuse to accept that some areas of the country are more desirable than others and that people pay a premium for a decent location. I also don't know why you keep insisting that because you don't like an area (that you seem to have little knowledge of) no one else should either. And trust me, there isn't going to be a price crash in Teddington any time soon. Houses are snapped up there.

AgaPanthers · 16/01/2014 01:21

"The people I know who live in Teddington and commute to Waterloo walk to the station. I wouldn't think many in the places you mention do."

Why not? I walk to the station to commute to Waterloo, it's not something that's peculiar to Teddington. There are dozens of places where you could do that.

"Multimillionaires don't buy £1.5million pound houses."

That depends I think.

"People buy these houses so they don't have to pay for private schooling. "

Eh what? I pay for private schooling, I can't afford £1.5 million for a house though.

"The state schools in Teddington are extremely good. Comparable with a lot of private schools."

No, really they aren't.

There cited school Waldegrave School for Girls has around £6k/year. Fees at senior London private schools are around £15-16k, and that money makes a difference, smaller classes, more trips, better facilities, etc.

If you compare to private schools GCSE results:
English Language:
LEH (private): 60% A, 96% A/A, 100% A*/B
Waldegrave: 7% A, 31% A/A, 67% A/B, 89% A/C, 11%: fail

Maths:
LEH: 100% A*/A
Waldegrave: 48% A*/A

LEH also offers Latin + Greek, which you don't get at state schools generally.

"I know this area. My family used to live there, by husband's family still do. Have done for generations. They are the original inhabitants, my MIL bought her house for £300. Not many people like that about now. Lots of young professional couples / new families / shared houses now on her road, where the houses are considerably smaller than the one you linked to. "

These bonkers prices haven't been here for generations though.

This house: maps.google.co.uk/maps?q=168+Waldegrave+Road,+Twickenham&hl=en&ll=51.433424,-0.338334&spn=0.006916,0.013078&sll=51.438099,-0.336285&sspn=0.006942,0.013078&hnear=168+Waldegrave+Rd,+Twickenham+TW1+4TD,+United+Kingdom&t=m&z=17&layer=c&cbll=51.433503,-0.338282&panoid=lq9eivWy8wE0CGKQ1rb1Xw&cbp=12,87.68,,1,-5.35

sold for £305,000 in 1996. Inflation-adjusted that's £485k in today's money. When you consider the people that have lived there for 15 years and hence didn't pay an outrageous amount, the buy-to-let subdivided flats, and so on, you will find that there aren't actually that many people who have put that much in.

And of course the people buying at £1.5m are probably feeding off a whole chain of fools - they might have sold a smaller place in Battersea, say (which in turns is perhaps going to someone trading up from a flat), and added in £0.5m of borrowed money and bob's your uncle.

The only winners are the bankers of course, the equity is a mirage (since the cost to trade up from a fully-paid off mortage-free house is more than it would have cost to buy the bigger house in the first place, outright) and it's just a big scam to enrich the landowners (the big landowners, if you just own a poxy 4-bed semi, you don't count), and bankers.

"I have no idea why you refuse to accept that some areas of the country are more desirable than others and that people pay a premium for a decent location. I also don't know why you keep insisting that because you don't like an area (that you seem to have little knowledge of) no one else should either."

It seems like a reasonable place to live, but that doesn't mean it's worth any asking price the cunt in Foxtons cares to stick on it.

"And trust me, there isn't going to be a price crash in Teddington any time soon. Houses are snapped up there."

Perhaps not soon, I wouldn't like to say. But to live in a £1.475m house normal logic would suggest joint income of around £400k. That's a lot of money, and is earned by a very small number of people. Perhaps there has been some fundamental, permanent change in the market and semis in Zone 6 suburbs with slow trains into London are now the most desirable places to live in the country, and you should buy at any price. Logic, however, would suggest otherwise.

OP posts:
AgaPanthers · 16/01/2014 01:22

"There cited school Waldegrave School for Girls has around £6k/year"

Sorry I mean that that school spends around £6k/year - money it gets from the government.

OP posts:
Wibblypiglikesbananas · 16/01/2014 01:34

Aga - I have to agree with Anne. You seem to have taken a real dislike to Teddington for some reason. She speaks sense - I lived there until recently and absolutely agree with what she's said. And last time I checked, there were plenty of long established estate agents in Teddington without the need to resort to Foxtons...

MrsCakesPremonition · 16/01/2014 01:37

There is nothing that anyone could do to that house that would make me want to live in it for that much money.

MidniteScribbler · 16/01/2014 01:45

You don't like it or the area, so don't buy it. Maybe someone else thinks it's worth it. You're putting someone's home up on an internet forum and ripping it to shreds. Says more about you than about them.

Why not put your house up here with what you think it's worth and let us rip it apart? No?

AgaPanthers · 16/01/2014 01:56

I'm sure Teddington is a perfectly nice place to live. I don't dislike it.

The only problem is the price (and it's a very big one). Simples.

And I'm sure whoever's house it is can console themselves about people being rude on the internet with their enormous pile of money. Perhaps they can make the bankers happy and go and use it to borrow even more money to live somewhere else.

OP posts:
MidniteScribbler · 16/01/2014 02:14

Have you ever heard the phrase that a house is only worth what someone will pay for it? Either someone will pay that price and it will be worth it or they won't pay the price and the vendor will have to rethink (or sit around for years waiting).

You could pick any area, look at the real estate for sale in that area and find plenty of houses that are overpriced. Most people tend to be unrealistic about what their house is worth, but no one is forcing you to buy it from them. This guy has had his place on for two years, has had Selling Houses in to do a full makeover, but still no one is buying it because despite being in one of the most desirable inner city locations it's just not worth what he wants. So that's his problem.

TheZeeTeam · 16/01/2014 03:11

Foodismyfriend I apologize. Compared to some of their neighbours, like Surbiton and Hampton, Teddington is Very Exciting. When I lived there, I found it boring as shit.

My experience was a town full of people on a hamster wheel they were struggling to get off. Unless they moved to Oxon or the Cotswolds.

FortyDoorsToNowhere · 16/01/2014 05:37

www.rightmove.co.uk/property-for-sale/property-39617750.html

This is about 15 minutes drive from my house.

Now that's what I expect for 1miliion

teenmum3 · 16/01/2014 06:33

Where I live (outside London) 5 bed houses are going for upwards of 2.5 million. You cant buy one for less than that.

Vidaloca · 16/01/2014 07:01

My parents owned a detached house on Eel Pie Island in Twickenham where I lived as a child. Sold it for peanuts in the 1970's. You have to be platinum plated to live on the island now. Such a shame as it was a great place to grow up. Full of eccentrics. Trevor Bayliss (inventor) still lives there AFAIK. I remember his house - the whole of the ground floor was a swimming pool!

RobinSparkles · 16/01/2014 07:16

Flippin' 'eck! I can't believe the price of that house! Shock

There's a house for sale near me that has 7 bedrooms, double garages, 3 acres of land. It's 5,500 SQ.FT built in 1903 and it is beautifully decorated, wooden beams and open fireplaces. Just gorgeous! For 1,250,000.

AnneEyhtMeyer · 16/01/2014 08:13

Oh ok then Aga, you are right and everyone who knows the area is wrong. Is that what you want to hear?

Sitting there googling is not going to magically make you right. People like Teddington and the facilities is offers and are willing to pay a premium for it. Just because you don't want to believe it doesn't make it less true.

It really isn't worth debating it with you because it seems you would argue the Earth is flat. I'm sure the house sellers of Teddington are quaking in their boots.

winterchunderland · 16/01/2014 08:39

What AGA is missing in her assumptions is that the buyers of 1.5 million properties in London could be on an average salary. They may have bought a 4 bed house years ago and so really they are just swapping like for like.

The people who are so shocked by the price of this house are failing to realise that the London housing market bears no relation to the rest of the UK. It's like someone living in rural china being shocked at the price of property in Birmingham.

Interest rates will have little affect on people in 1.5 million houses because many people bought before the rises and have small mortgages. Plus foreign investors who are fueling the London market are mainly cash purchases. So if anything, a hike in interest rates could affect the rest of the Uk more than London

TallGiraffe · 16/01/2014 08:53

There is a house near me for sale for less than this at the moment. It comes with a swimming pool, spa, helipad and helicopter hangar. Plus stables, paddocks etc.

It's in the catchment of one of the north's best state schools. Buy that and commute in your helicopter Grin

harrassedswlondonmum · 16/01/2014 08:57

I am local and the prices are silly round here. However, for what it's worth I do think that looks rather ambitiously priced. It will be interesting to see if it sells for that.

It isn't by any means just multi-millionaires who buy places like that, nor people with £400k incomes. It's largely people who are fortunate enough to have been in the housing market here with its crazy prices for long enough to have significant equity built up.

In the 22 years I have lived in the area prices have not dropped - stagnated at worst as others have said. For most of that time I've thought that prices can't continue to go up as they have - but they do.