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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To expect that partners should - broadly speaking - have access to the same lifestyle?

125 replies

PosyNarker · 24/11/2013 18:08

By this I mean, that if a couple are married or are living together with a similar level commitment, that any income disparity between the couple should not be glaringly obvious? Or that (excluding the very rich and massive inheritances), they should have a similar enough disposable income that they could do / buy the same things?

I do know there are really good reasons why this isn't the case for some families (blended families, maintenance payments, aforementioned wealthy etc.), but for the rest, surely this is the norm?

My experience growing up was that both my parents had access to whatever they needed. Sometimes it wasn't enough, but when there was surplus, if dad wanted a gadget or mum wanted a handbag they're quite traditional then they got it. This is also how myself and DP work.

From what I see with friends and close family this isn't the norm. I have so many female friends who have gone part time to look after DC and can't afford this, or that, but have DP buying £2k laptops, £1k cameras. One was asking her DP for a hair dye and cut for her birthday, when said DP is decked out in designer (for work Hmm).

I have other friends though where I really want to scream - independence is the ability to look after yourself and any dependants if and when you need to, not the ability to pay 50% of the bills regardless. They make sacrifices they don't even register then respond to invites or buy things for themselves based on their income rather than the income they have facilitated.

FWIW I lose out by our arrangement and I have no DC so I have no axe to grind. I just think that a family ought to have the same standard of living. I do and likely always will earn more than DP unless he builds a start-up, but I couldn't not share, because we support each other 100%.

OP posts:
Lottiedoubtie · 24/11/2013 18:14

I agree with you. And am a bit Shock that it isn't the norm amongst your friends, it is with mine.

Preciousbane · 24/11/2013 18:15

This reply has been deleted

Message withdrawn at poster's request.

littlewhitebag · 24/11/2013 18:17

My DH earns around 10x what i do. He buys the gadgets and clothes he likes which means he spends much more on these thing that i do.

I prefer high street clothes to designer ones. He also needs much nicer clothes than i do for work (he has Jaeger suits i have Asda trousers). This doesn't mean i can't have more expensive things - that is just what i prefer.

I also might ask for a hair voucher or something for my birthday as i can't think of anything else i want.

You need to keep your nose out of other peoples lives and let them get on with what suits them.

softlysoftly · 24/11/2013 18:20

Yes but littlewhite could You buy things of the same value as him if you wanted?

YANBU op. Anything else isn't a partnership imho.

MistAllChuckingFrighty · 24/11/2013 18:21

I agree with you, OP

Anything else may possibly be bordering on financial abuse which is horribly under recognised in our society, IMO

ihatethecold · 24/11/2013 18:21

I agree with you op.
Wholeheartedly.

Crowler · 24/11/2013 18:23

I don't see clothes and laptops as part of this, because surely the one who's got the high-flying career needs more of this than the other.

But broadly speaking, yes, I agree with you 100%. If one feels like the other is sponging and seeks to penalize them financially by withholding funds, then that's not a real partnership.

AnnieLobeseder · 24/11/2013 18:23

I absolutely agree with you. Anything less isn't a partnership IMO, and I have no idea how anyone could live that way.

PosyNarker · 24/11/2013 18:28

littlewhitebag I agreed with you up until your last sentence, which is somewhat snarky.

I need suits for work, so I spend more on clothes than DP. I also have a friend whose religion is frugal, so she doesn't like to overspend, but has access to everything and only spends she thinks she needs (not for me, but her choice).

But you'll notice I said 'can't afford'. Clearly you can afford, just as DP could buy a Jaeger suit for his work, but in our house it's only me that could really justify one (he has a casual workplace).

If you choose to be frugal while your partner isn't, that's absolutely your choice but I'm a cynic, I'd be putting the difference in a saving account but you're not sitting in front of me saying you really fancy a particularly book and it's on your birthday list (a good while away) while your DP has just bought an iPad2...

OP posts:
WhoNickedMyName · 24/11/2013 18:28

Totally agree. I know someone who is buying her clothes from a charity shop and even then only when her other stuff is threadbare but her DP has just posted a pic on Facebook of his £900 new guitar. Her problem in the main is that there was no discussion before having children about how finances were going to be arranged and now she's almost trapped in the situation.

LoveWine · 24/11/2013 18:29

I agree with you OP. In my opinion, women (and men) should not put themselves in a position where they are financially dependent on the other. Life brings many surprises and not all of them pleasant.
I wonder who pays for clothes, food, etc for the children?

Bonsoir · 24/11/2013 18:31

I completely agree and it is very weird when one partner in a couple is dressed much more expensively than the other, or has much more exciting hobbies or holidays.

littlewhitebag · 24/11/2013 18:31

Sorry OP . Didn't mean to be snarky. Posting while making the tea is something i shouldn't do as i tend to not read things properly.

Yes, you are right i could buy more expensive things if i want to. TBH my DH wouldn't really notice what i bought.

It would drive me mad if he bought stuff and i wasn't 'allowed to' and had to scrimp.

Forgive me OP?

Darkesteyes · 24/11/2013 18:32

From what I see with friends and close family this isn't the norm. I have so many female friends who have gone part time to look after DC and can't afford this, or that, but have DP buying £2k laptops, £1k cameras. One was asking her DP for a hair dye and cut for her birthday, when said DP is decked out in designer (for work ).

Could this be because all the childcare is being paid for out of the mothers wage rather than both wages which is how it should be. Both should be paying a FAIR PROPORTION of their wages towards childcare.

Darkesteyes · 24/11/2013 18:34

WhoNicked ......that is disgusting.

Thatisall · 24/11/2013 18:36

I wonder sometimes about our arrangement. I have no access to dh funds and earn much less than him and my earnings are more sporadic.

He pays our bills but when I have money most of it goes on the house or food or dd. When I run out, if I need money I find myself asking him if I can 'borrow' it. There is then a discussion about how irresponsible I am with my money and I'm left wishing I never asked.
I miss friends events and count pennies for bus fair to avoiding asking.
Dh would say that I should get a better or more reliable job and sometimes I agree but then a few days later he is fully supportive of what I'm trying to do career-wise (I can't explain as I would out myself) which if it works will see us very comfortable financially in a couple of years.
I feel like a burden

joanofarchitrave · 24/11/2013 18:36

I agree completely.

I also think (having been through a marriage where this was the arrangement) that percentage agreements are problematic - i.e. when people contribute percentages to the bills and expenses based on the percentage they contribute of the household income. Sounds fair - but only if the lifestyle you are contributing to is within reach of your salary. I was on 16K, my xh on 110K. He did not want to live a 16K style life, or even a 40K style life, and I really struggled to pay even the small percentage of the bills that came my way, because the bills were large, and because travel costs were not included in the deal (he had a company car, I paid a 6zone London Travelcard). Thank goodness we never had children.

Pay the bills and split the remainder equally is in my opinion the only truly fair arrangement, and this is how it has been with my dh from the start, much to my amazement initially and then to my great pleasure; obviously with regular review and flexibility to allow for people to get something that is really important to them.

PosyNarker · 24/11/2013 18:37

LoveWine We are I suppose lucky (well maybe I'm not) that I instigated the conversation early doors. DP was willing to sign over my fairly substantial extra deposit but wanted everything 50/50 (his parents did it that way, crippling one for many years).

I suggested instead that I would take the chance if we agreed same spends / savings after bills paid throughout. There are no real complications although I've undoubtedly paid out more we've been together for more than a decade and we work well as a partnership.

Now clearly, none of us has a spending problem, because that puts a different colour on things, but while we manage our money in quite different ways, the agreement works for us. Has he paid more for the odd expensive item I've asked for without asking for money back? Of course he has. But then I've done the same. We try to be equal at the starting point, but don't 'keep score'.

OP posts:
CailinDana · 24/11/2013 18:38

Totally agree. Dh earns a lot more than I do but we have the same access to funds. I think living it up while your partner scrapes by is exceptionally mean.

MistAllChuckingFrighty · 24/11/2013 18:39

Thatisall I think you are in a financially abusive relationship. Control is being exerted over you and being made to feel like a burden in your own home is out of fucking order. Please seek help from Women's Aid. I am sorry x

Joysmum · 24/11/2013 18:40

This is a subject close to my heart, but for the opposite reason.

I'm a SAHM and my hubby is very well paid and works a lot of overtime too. He absolutely supports whatever I want to do and says his mission in life is to make me and dd happy. I'm lucky to have a couple of ponies and they cost £300 a month to keep and my time and petrol of course. He doesn't see this as an issue, I do. I see him working lots of hours and me contributing nothing financially and I feel horribly guilty as he has very little leisure time to himself. He is happy with this though. I can't help thinking if I didn't gave the ponies I'd be able to go out and work so it's not just the cost of keeping them that I feel guilty about, it's the wage I forego. He thinks he makes me feel better by saying a Weekend at overtime rate equals what I'd earn in a month but it's not helping. I'm on the cusp of selling one of the ponies and won't be buying another because of the disparity in our lifestyle.

Thatisall · 24/11/2013 18:42

mist. I don't think he means to be controlling though. When I've attempted to talk about this he says 'think how I feel with all the responsibility of the house on my shoulders'?
Which I get, I really do

Thurlow · 24/11/2013 18:42

Thatis, that doesn't sound very good at all Sad

DP and I don't have joint accounts (well, we put into a joint pot for bills but the rest if ours) and I probably spend more than him, I'm more frivolous, so he has 'more' money in the bank at the end of the month. But it's still shared money at the end of the day if we need it to be.

Phineyj · 24/11/2013 18:43

YANBU. I experienced this (very mildly) during ML - work significantly underpaid me (I did get paid back but not for a couple of months) - in the meantime all my careful financial planning went out of the window but apparently it was my problem, because I was on ML. If the positions had been reversed I would have subbed DH without a thought. It has made me vow not to give up work or cut hours to any significant extent...

CailinDana · 24/11/2013 18:45

Thatis - are you irresponsible with money?