To think that this woman is a greedy bitch?

[TheHairyDieter]

Greedy Bitch here

I believe that state handouts should be for people who genuinely need them. There is just not enough money to go around without giving them to people who are well-off. If Child Benefit was means tested, people on low incomes could be given more. That might be enough to get them off the dole and into work.

Honestly, this article had me seething. I hate greed

Sovery see I know many,many part time workers who work part time in order to avoid childcare costs and manage it easily via friends,family and creative hours/flexitime.With secondary children it's often not even needed.

So you wouldn't miss it,many,many would.No not those on 100K but those earning 50-60K who are already paying more tax than those earning the same on dual incomes.Some of us can't choose where we live and already live very frugally.

There is now utterly no point in working hard if you're on 40K.You'll get stung on paying more tax if you get a pay rise and you'll lose your child benefit.

A lot of people in the 50-60 bracket are middle managers or people who have put many hours to get where they are(my dp took a year out unpaid to get his Masters in order to do it).They get looooong hours of crap and stress,crappy holidays,crap pensions and now very little incentive financially to do it at all.Partners have often put their career 2nd to support them.

Yes I know others work hard but the squeezed middle are hard workers too and don't deserve the venom and crappy,shitty ill thought out strategies from Dave and George who can afford accountants to ensure they're alright Jack particularly when the cost of implementing such an extremely unfair policy(on all levels) outweighs any savings.

Those on 100k are not the same and a whole world away from those on 50-60K so these ridiculous Daily Fail articles are utterly pointless.

Thing is you could say that for TC too re taking responsibility.

The fact is those on the higher tax rate are not very far away financially from those receiving benefits.Either the HTR is too low or benefits(I include TC) are too high.

We don't live in or around London near family(4 hours away),many people don't live near family but still have to live in expensive areas.If you move to cheaper areas you often will need an extra car or have higher transport costs.The fact is a lot of work lies in expensive areas as the work drives up house prices.It's not that simple to make people just magically pluck cheaper rent/mortgage out of thin air.

If they cut WFA and other benefits for wealthy pensioners coupled with cutting CB for the over 100K/more than 2 kids then I'd have thought it would help.

The cost to process all these self assessment tax forms(for those that are honest) are surely going to outweigh any profit thus making the whole exercise pointless and putting added pressure on families at a time when they don't need it.

I don't think the squeezed middle could ever be described as rich.

DH and I are in the squeezed middle. For us there is no CTC, soon there will be no CB, our children will get no state assistance if they go to university. When you pay for everything, a middle income really doesn't go that far. I resent the suggestions that if we are struggling it's because we can't budget. We struggle because we had some debt from before dh earned his current wage, and the cost of living keeps going up. Just going to the dentist costs a fucking fortune.

I know that we are in a better position than a lot of people and I fully support the idea of a welfare state and do not resent for one moment any taxation our family pays being used to help those who need it.

I do however feel a shitload of resentment at being asked to pay for everything, and to basically stfu about getting very little in return. I am pissed off that 2 people bringing in my dh's wage will keep their CB and we will lose ours, despite my dh paying more tax than the pair of them!

If my dh lost his job tomorrow, we would get no help paying the mortgage, the bastard government are talking about only paying child related benefits for 2 dc, so would we feed our other 2 dc on fresh air?

The people in the middle cannot realistically support the entire country. time for the government to start pursuing businesses who dodge tax rather than continually putting pressure on people who are already paying more than their fair share.

Wouldn't it have been fairer if all CB had been abolished, and child tax credits been increased. This way no-one would be feeling picked on but those in need would be given more.

Child benefit is a payment made to the woman- and is not dependent on "household"- for many mothers of young children read "man's" income.

A lifeline for many. Better a few get it who don't need it than those who need it desperately don't.

I see in today's Daily Fail piece that a lot of the comments are from people who say they have two kids and manage on an income of £38k BEFORE TAX and still have money left at the end of the month. So, if these comments are accurate, aside from geographic issues, which we know are real and skew the picture, it does seem to suggest that significant numbers of people must be living beyond their means?

What annoys me is the attitude that just BECAUSE they have been paying tax and NI they are "entitled" to get something back (other than all the other things we get, like the NHS, free schooling to 18 etc). If that's the case, then why don't we all ask and get for a rebate on our car insurance or home insurance? I've been paying into them for years, never claimed on them, surely I am "entitled" to get something back out of it?

I genuinely think most people don't have a problem with the benefits per se but the entitlement of a certain section of the public who abuse the system at either end.

I think that mostly people just want it to be fair and there is nothing fair about a single earner in a household paying more tax than two earners (who combined, bring home the same gross salary) and also losing their CB when the dual earners don't, despite having a higher net income.

So from some posters it looks like I need help with budgeting. Any help very gratefully received:
Take home pay £2,800
Mortgage £1,000 (live in 3 bed house in SE)
Gas & Elec £130
Phone (bt broadband) £45
Water £70
Council tax £195
Insurances £90
Petrol £300 (both have to drive to work)

This doesn't include clothes, school
trips or food. Or a holiday - ever. I earn a small wage which covers our food bill, so everything else just goes on the credit card. If I give up my job (which involved working with abused youngsters) I could earn pots more, but I feel my job is valuable and helps those who really need help.
So anyone still think I'm rich ??

Oh and karma, fairness would be nice

karma but a dual income family almost always have to pay for child care and a single income family in the majority of cases won't.

It would be a lot easier to work this stuff out if being a SAHP counted say as say 20K per year into a households finances.

So with me on 35K and DH contributing the 20K we don't have to pay in childcare etc we are now over the limit of 50K and this matches with the fact we won't miss CB.

But a single parent on 35K has only their income and hence certainly will miss the CB if they loose it.

oh and a dual income family with an earner on 35K and a second on 20K would be considered almost exactly as well off as me and DH which would be true given their extra childcare costs.

I have childcare costs !!!!! Just cos one person earns over £50k doesn't mean the other one doesn't work.

YABU
totally agree with everything said in that article, and im not sum high flyer with high figured pay, im a single mum of 4 on benifits!

mums - am I right in assuming that as your food is paid by your part-time wage, if we subtract those expenses from the income, you still have £970 per month?

we seem to be a greedy society. I think there is more serious cheating at the top than the bottom. We all know bankers and various big companies. One ex PM said "Britain is a rip-off country" We are, But not as bad as Brussells
or Venice. A woman said she payed 17 quid for a cup of coffee. I would take a flask

Joint income is irrelevant as the CB portion is based on my husbands £50,000 salary. He has student loan which comes out before pay, and pension contribution which is compulsory.
I earn about £7,000 per year, which pays me £520 a month, which covers our food bill.
Any help with my obviously poor budgeting ? Cos we are broke, boiler is broken so cold winter ahead, and car needs an MOT

Sorry, forgot to deduct his student loan of £275 & pension of £420 - both compulsory deductions so I always forget about them !!

Greedy society/ I think research suggests there is more cheating at the top than the bottom of society. The poor dont have accountants or highly paid barristers to protect them

We are a greedy society, it's a pity everyone on mumsnet focuses on the "rich" when they bang on people not paying taxes. HMRC reckon that they lose twice the amount of money (£4bn ish) from people not declaring income by doing cash in hand jobs, and, moonlighting, than they do from high earns entering into ax avoidance schemes (£2bn). People don't think of the first category is purE tax evasion, but it is.