My DH came from a very poor background - both parents out of work, dad off with depression, several children, council house and very minimal benefits that just about fed the family. Fifteen years ago, he was entitled to a small grant to enable him to go to medical school. Despite the grant, he took on part time jobs - as care assistant, and two as a cleaner - to try and make ends meet. He was still faced with potentially leaving the course at the end of his first year due to hardship.
He made a choice then - to join the army, who then paid his costs. He remains in the medical corps, having almost served his medium term comission, but we are both desperate for him to leave. I am so grateful that the army has enabled him to become someone I consider to be a very fine doctor, but equally the number of milestones, birthdays and crises his family has had to experience without him is basically incalculable. Two weeks after DC3 is due this autumn, for instance, he leaves for Afganistan.
If getting by was hard for him fifteen years ago, and he faced such difficult choices even then, I really can't imagine how difficult it must be for medical students coming from poor backgrounds nowadays. I suspect many of them won't even bother applying - the bursary schemes are by no means adequate, particularly when the student - like my DH - has to send money home to help the rest of his family.
As an aside, I think PhDs are a very different matter. I have just come to the end of mine (fully funded by a research council, so actually much more competitive than entry to medical school) and have never expected a particularly impressive salary - as a post doc I earn about the same as when I was a secretary in London. However, academic jobs come with different but - IMO - lesser pressures and costs than a medical career presents - DH's insurance rises every year, but so do his professional membership fees and compulsory training costs. Doctors' pay is NOT as astronomical as some posters have suggested, but is IS very good. If it was not very good, I don't think DH would have put himself - and us - through everything we've experienced in order to get to this point.
That was a bit of a ramble, to be honest
. I suppose my conclusion is that, whatever the fee structure, better provision needs to be put in place for students from poorer backgrounds if we really want to keep the best and brightest - and not just the richest - in medicine.