My parents (baby boomers, yes yes I know!) have been dealing with a situation over the last year that may mean early retirement by about 2 years (they are in their 60s but hadnt planned to retire until 65). I realise that this has altered their financial situation but I am finding it harder and harder to keep my mouth closed when mum talks about their money "worries".
To me, money worries means having to cut right back, worrying about paying bills/rent, food, clothes, shoes etc. It does not mean worrying about not being able to have 2 foreign holidays a year.
If I had genuine money worries I wouldnt be spending £2.5k on a weeks holiday (booked after this all came to light btw) which they are currently on.
I dont resent them their money, its theirs and they have worked for it, but I wish that they would appreciate that having to cut back slightly on a lifestyle that they like is totally different to living under the threat of redundancy and losing your home (as we are). It seems very insensitive to me that she doesnt see the difference. They are mortgage free, so no housing costs either. Mum has been moaning alot about possible changes to public service pensions (which wont actually affect her now, I just think she likes moaning) despite her having a really REALLY good final salary pension that puts her way ahead of alot of people her age, never mind the rest of us!
Mum especially seems to think that if you are struggling then you just need to work harder. She agrees in company that things are terrible with no jobs etc but I know that she thinks that actually most people just dont try hard enough.
WIBU to ask her to put a sock in it? I might not put it quite like that though 