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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be very scared at the details of the Universal tax credit?

560 replies

Feminine · 18/02/2012 13:40

I had no idea.

I've been away from the UK, and just saw the actual proposals/rules on another thread.

Its bad right?

I imagine there is another thread on this so if there is, sorry ...I can't find it! :)

OP posts:
kingbeat23 · 18/02/2012 16:38

www.publications.parliament.uk/pa/cm201011/cmbills/154/11154.pdf if anyone has a translation of leaglese, then could they read this link and translate it into english as it's hurting my brain!

Feminine · 18/02/2012 16:38

You know, it really sounds dreadful.

I was all for getting those why shy bums off their sofas, but this is crazy!

Ordinary, average families seem to have no place in a Tory Government :(

OP posts:
ItsAllGoingToBeFine · 18/02/2012 16:38

Surely that should read you don't have to work to claim UC?

cazboldy · 18/02/2012 16:40

clothesofsand, so as long as he earns over 26 000 we will still get some help without me working? does anyone know how I can find out more about this?

Feminine · 18/02/2012 16:40

clothes... :) a bit slow here.

That 59 hrs thing, means my DH will have to actually work that many hrs?

OP posts:
Kayano · 18/02/2012 16:41

How much do you have to earn for
It to be equivalent to 59 hours at
Nmw?

ItsAllGoingToBeFine · 18/02/2012 16:42

Cazboldy, but I thought the cap was going to be 26k (confused)

ZeldaUpNorth · 18/02/2012 16:43

59X6.08 (though that will rpob go up a few p's) = 358.72 per week or £18653 a year.

Meglet · 18/02/2012 16:43

As a LP I will not work full time when my DC's are teenagers. My mum did it when I was younger and the fall-out was dreadful. Slashed wrists, school avoidance, house being trashed, sibling fighting, homework not being done. A disaster for all involved.

Of course my teenagers will be able to operate a washing machine and feed themselves, but they will need an adult to stop hell breaking out. Far cheaper than involving police and child psychiatrists (like my teenage years).

My mum is fighting the UB plans as well as she doesn't want to see her grandkids go the same way as me and my sister.

hookaduck · 18/02/2012 16:45

I'm lost ... both people have to work in order to claim?

cazboldy · 18/02/2012 16:45

it'sallgoingtobefine ??? I don't know..... I am Confused... very Blush

RuleBritannia · 18/02/2012 16:46

FabbyChic

I don't remember being paid to stay at home. I received a maternity grant for having a baby and a maternbity allowance to enable me to stay at home for seveal weeks. - nothing more. What is what you described?

hookaduck · 18/02/2012 16:48

We work 60hrs between us, have two dc, youngest is 1. We earn £35,000 and get a little CTC.

Will we lose this?

ZeldaUpNorth · 18/02/2012 16:48

Bit o/t but do you think conservatives will get in at the next election? I can't see many people voting for them, they've penalised everyone except the very rich.

UnlikelyAmazonian · 18/02/2012 16:49

haven't read whole thread. Someone else has probably said it already.

Seems to me if you're poor, you have to work. If you're well off, you can be there for your young children full time.

I personally wish they would bring in very extremely stringent rules for tracking down and forcing to pay up absent fathers.

Will child maintenance be means tested under the Universal tax credit rules? because it's not at the moment. ie, if my bastard useless runaway feckless ex-husband at least deigned to pay some support towards his son, it wouldnt' be taken into account in working out my tax credits. Which would help a lot if he had been a decent man and contributed.

Actually, not even going to bother to continue as it's just pissing in the wind.

Dillydaydreaming · 18/02/2012 16:49

DLA is definitely changing in the future - middle rate is going and there will only be Higher or Lower rate. DC et al (half wits) think this means only the most disabled will get Higher rate - twats - you get Higher Rate dependent on night care. My DS is fairly able physically but due to his autism doesn't sleep and needs supervision as he can get himself into danger. I therefore meet the criteria for Higher rate care - a friendf with a very physically disabled child who sleeps all night does not. I would argue we both need it......

YANBU in being worried - I am terrified and wouldn't trust this crowd in power any firther than I could throw them - which would not be far. Hateful people.

hookaduck · 18/02/2012 16:49

Whose is going to vote for Ed though? Or worse Clegg?

happyinherts · 18/02/2012 16:50

Not a cat in hells chance of ever getting re-elected. Nasty thing is the smirk on Cameron's face when he says "We're all in this together" We certainly are not - and don't get me started on Clegg.

Feminine · 18/02/2012 16:50

When is the next election? been away...

OP posts:
trustissues75 · 18/02/2012 16:51

I'm worried. I don't think the government are taking into account that
a) there isn't sufficient affordable child care available
b) Single parents may not be able to get a job that fits in with school hours
c) A lot of employers aren't felxible
d) the jobs that tend to fit in with school hours are minimum wage jobs.
e) For the lowest income households, from what I've read, this could mean they are around £20 worse off a week...on a low income £20 means the difference between eating and not eating.

If I end up being £20 a week worse off I don't know how I'll cope - we live on the very bare minimum as it is. I've looked at going out to work full time - but in a minimum wage job (if I can find full time in the are I work in) by the time I've paid for child care and had my benefits cut I'll be lucky if I break even with how life is now....and my son will be in childcare until 6pm and at weekends too since mose minimum wage jobs around here consist of hotel work/care work/supermarket work.

ClothesOfSand · 18/02/2012 16:51

I hope somebody is going to come on this thread and explain it, because I am concerned. Both myself and DH were working but we both lost our jobs. Now DH is on ESA. He is supposed to be starting part time work in June. I am a student until the end of June. I do not understand what is going to happen in terms of either the current tax credit system or the new universal credit system.

ItsAllGoingToBeFine · 18/02/2012 16:52

Re the next election, people voted them in this time around despite knowing what the tories are like. In 1983 Neil Kinnock said:

f Margaret Thatcher is re-elected as prime minister on Thursday, I warn you.

I warn you that you will have pain?when healing and relief depend upon payment.

I warn you that you will have ignorance?when talents are untended and wits are wasted, when learning is a privilege and not a right.

I warn you that you will have poverty?when pensions slip and benefits are whittled away by a government that won?t pay in an economy that can?t pay.

I warn you that you will be cold?when fuel charges are used as a tax system that the rich don?t notice and the poor can?t afford.

I warn you that you must not expect work?when many cannot spend, more will not be able to earn. When they don?t earn, they don?t spend. When they don?t spend, work dies.

I warn you not to go into the streets alone after dark or into the streets in large crowds of protest in the light.

I warn you that you will be quiet?when the curfew of fear and the gibbet of unemployment make you obedient.

I warn you that you will have defence of a sort?with a risk and at a price that passes all understanding.

I warn you that you will be home-bound?when fares and transport bills kill leisure and lock you up.

I warn you that you will borrow less?when credit, loans, mortgages and easy payments are refused to people on your melting income.

If Margaret Thatcher wins on Thursday?

  • I warn you not to be ordinary
  • I warn you not to be young
  • I warn you not to fall ill
  • I warn you not to get old.
annieee · 18/02/2012 16:52

maybe i've got this wrong - i hope so!
surely 2 people with 1 child claiming JSA and housing benefit plus child tax credits would be better off/close to same income as the same couple with 1 person working 16 hours for minimum wage. thats not even counting free prescriptions/school dinners etc.

UnlikelyAmazonian · 18/02/2012 16:52

I had a good career and when ex left i cleaned shit from other peoples toilets for two years to pay my wasy whilst being totally traumatised by my exhuisband abandoning us and doing a runner. To Thailand.

He has a great life as far as I can see.

I might drop ds off at a churdch in a box tonight and do a flit there myself.

uh-oh, I would be breaking the law

silly silly me

ZeldaUpNorth · 18/02/2012 16:52

2015 and can't come soon enough...VOTE GREENPEACE!!! lol (are they still around? I dont do politics but do vote)

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