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AIBU?

Share your dilemmas and get honest opinions from other Mumsnetters.

To be very scared at the details of the Universal tax credit?

560 replies

Feminine · 18/02/2012 13:40

I had no idea.

I've been away from the UK, and just saw the actual proposals/rules on another thread.

Its bad right?

I imagine there is another thread on this so if there is, sorry ...I can't find it! :)

OP posts:
KalSkirata · 19/02/2012 11:40

Totem, the Govt only allows 1 carer per household despite children/adults with dd's level of need requiring 2. So I dont work as Im awake all night. Sitting next to dd in the dark.
DH gets her up, gets her dressed and sends her to school at 8.30. He then cycles to work but is back at 3.30 and cares till bedtime. He cannot work more hours either.
But the Govt refuses to acknowledge that 2 carers might be needed. Or one parent might be disabled (new rules mean only one disabled person allowed per household).
DH loves his job but its under threat again because he is never there! Hospital admissions, appointments, operations mean he is needed during the day.
Its a mess. He would be better off if I left to be honest.

jellybeans · 19/02/2012 11:43

Can't believe someone pretty much said 'just get over it' about abuse! Shocking!

I don't think carers should be forced to work, that is just sick.

Our society has too many selfish people. They have the attitude...if they have to everyone should, or I can't (SAHP) so you shouldn't have that choice. Without any empathy at all.

KalSkirata · 19/02/2012 11:45

you are right 7. DH has had to take this week off. Tomorrow is yet another fucking inset day. He has had 2 snotty emails from work already.
Last Tuesday I did get 6 hours help from SS. One agency worker in the morning for 3 hours, one in the afternoon for 3 hours. Neither one could use a hoist, change a continence pad or do tube feeds. So I was up all day too. DH had gone to work because he is so afraid of losing his job. By 3.30pm I was sobbing with exhaustion as even with a Carer I could not look after dd (I have MS and a broken spine and use a wheelchair. I was all shattered being up al night).
It made me feel like a useless burden on poor DH. I also hurt my back so much I ended up going to A&E in case I'd done more damage (Im waiting for a spinal fusion op. Hopefully before I end up paralysed)
These stupid rules about 1 carer. About 1 disabled person per household. They scare us. If DH loses his job we will be at the mercy of this cunting Govt like so many others.

gettingagrip · 19/02/2012 11:47

Well I couldn't sleep thinking about this last night.

And compared to others I am in clover.

I have a very small business, started three years ago, which brings in a little bit, but nowhere near the NMW for the hours I work.

I am a LP, escaping abuse. I have two teenagers living here permanently who earn very little so cannot really contribute to running costs. Another teenager here in the Uni holidays.

I get now just over £40 a week TC, which pay for food really. I am mid-fifties and have a condition which means I need five to six prescribed drugs per month. The TC means that I can get these drugs free, otherwise the cost would be huge for me.

It would seem that if I manage to get my small business to pay me £18,000 per year or whatever the NMW is then I will be eligible for TC to continue, but otherwise I will receive no TC and have to do workfare if I claim.

I have always worked and have many qualifications, academic and professional, which I struggled to gain whilst working full time and looking after my DC. Due to depression I am now self-employed, so I work when I am well. I thought when I was younger that when I got to 50 I would be 'OK', but I am worse off then ever with no prospect of improvement.

My pension age has been moved from 60 - 66, so another 6 years for things to deteriorate even more.

So it seems that if I don't need the TC I will get them, but when I really need them I am not eligible.

And as I say, I am very lucky in comparison to some on this thread.

dottyspotty2 · 19/02/2012 11:49

It was same with carers & DLA last time this lot where in doesn't suprise me. My DS has improved over the last year a bit only because he got so violent he could of maimed me for life or worse and is on anti-psychotic drugs, he still needs supervising a lot of the time and will never catch up he is at the level of a 8 year old in some things other things younger he'll be 18 in July.

jellybeans · 19/02/2012 11:50

Happymumofone If a lone parent is so exhausted already doing 16 hours a week (there have been a few examples on this thread), and doing all the houshold stuff, all childcare etc, then why should they have to work an extra 8 hours? Why the hell not go after the deadleg dad (a few have said the dad does bugger all) and stop picking on the one left to do parenting of mum and dad. It is the very singlehandedly having a child that limits their job prospects. It isn't their fault.

I agree, WOHM and SAHP can do equally good jobs of parenting. BUT I also think a child needs a lot of time with parent/parents and those parents shouldn't be exhausted. I only think it is only a minority that both parents work long days and see their child only an hour each evening. Most of the parents I know have cut their hours back abit. It should be perfectly acceptable to cut your hours or have a parent at home for childcare reasons, this goes for lone parents too. As I have said before, they should be allowed to do charity work while the child is primary age and that fits in school hours. It actually often costs the state less in childcare that way too and is good work experience.

KalSkirata · 19/02/2012 11:53

Agree jelly. The first target should be NRP who dont pay what they should They should be forced into work (although jobs? What jobs?) before the parent doing the job of two is targeted.

TotemPole · 19/02/2012 11:57

KalSkirata, you'll be exempt as an individual. Then your OH will be exempt as he would be the main carer.

Where does it say you're only allowed one disabled person per household?

HoneyandHaycorns · 19/02/2012 12:04

It's ridiculous to insist on only one carer per household. It's pretty obvious that paid carers would have to work in shifts, and not round the clock, so why should unpaid carers be any different? Are they not entitled to any sleep? Hmm

TheSecondComing · 19/02/2012 12:07

This reply has been deleted

Message withdrawn at poster's request.

HappyMummyOfOne · 19/02/2012 12:11

Jelly, 24 hours is hardly exhausting. Everyone with a home does housework, shopping etc its what adults do. Even with a partner it doesnt always mean two sharing the house jobs dependant upon which works the most out of the home.

I disagree re the state paying somebody to be a SAHM. Its far better for the economy to assist with childcare than pay for somebody to stay home contributing nothing. The childcarer will pay tax, the parent likely to pay tax and my get a higher wage or promotion in future and the child grows up seeing you have to work to provide a home and food. How many employers would employ somebody who has been home for 11 years. Volunteering is great but not at the expense of the state because somebody doesnt want to work.

Absolutely no reason not to work - nobody is forced to have children and everybody knows that relationships are not cast iron and the future can change. Its no reason to believe that it exempts you from working. They will be tackling the fathers to as UC will apply to them if not working as it replaces JSA and they will be expected to work more hours. Its not sexist in that it feels only the males should work.

Those with disabled children will be catered for as it states carers wont be in the same category.

dottyspotty2 · 19/02/2012 12:14

Not all carers get carers allowance what happens to them will they be exempt I very much doubt it.

HappyMummyOfOne · 19/02/2012 12:15

"independently wealthy/ has a trust fund as divorce, death,redundancy and disability will not affect her seemingly."

Hahaha nearly spat my coffe out at that. I'm married, my parents died when i was a child and no inheritance, I work so not redundant but you are correct in that im not disabled.

I've always said we should have a welfare state for those that cannot work in any form to support themselves due to disabilities but I wont be the only person in the world that believes adults should provide for their own children. Its hardly a novel idea.

Glitterknickaz · 19/02/2012 12:17

But where ARE all these jobs with all these hours?
There's a massive job shortage already which Workfare is worsening.

jellybeans · 19/02/2012 12:22

'Jelly, 24 hours is hardly exhausting.'

But there was a lone mum further up the thread who was already ill with stress working 16 hours a week?

Happymumofone, are you a lone mum/have you ever been a lone mum?

jellybeans · 19/02/2012 12:24

'I wont be the only person in the world that believes adults should provide for their own children. '

But they (children) also need caring for too? In a couple family, you can negotiate who does what somewhat. Lone parent can't and has to juggle both on their own, while in some cases the father gets away scot free!

Sevenfold · 19/02/2012 12:27

HappyMummyOfOne if you actually believe the last sentence in your post you are very naive.

and could you please tell me where all these jobs are coming from.

TheLightPassenger · 19/02/2012 12:28

agree with glitter. How are people going to find 8 plus extra hours per week given the current economic climate? How many employers are currently in a position to say - yes, you can have an extra 8 paid hours a week?

dottyspotty2 · 19/02/2012 12:30

Employers will probably want to take slave labour workfare on instead.

IDoNotLIKEFun · 19/02/2012 12:34

Glitter there are no jobs, 24 hours or otherwise which I suspect is the point of workfare...

Feminine · 19/02/2012 12:37

What I don't understand is why the Government don't just increase the NMW?

Do away with all the controlling 'top -ups' for people able to work, and concentrate on helping the kind of families who have explained their situations on this thread...I would be SO happy to think my(hate that expression BTW) taxes went to help those who need it...for life even.

As it stands now, families that can only do work at the NMW level, have no choice but to accept governmental help...

What has changed btw? My Mother was left as a single parent in 1978, my Dad gave her a nominal payment each month, why was she not forced out to work?

OP posts:
dottyspotty2 · 19/02/2012 12:40

Because the torys don't agree with minimum wage never did

dottyspotty2 · 19/02/2012 12:41

And where does it leave self empolyed with very small businesses who need a top up

Feminine · 19/02/2012 12:44

Thats a good point dotty

I don't know TBH, I used to be self -employed ...that was sometimes as tricky as supporting a family on NMW.

Its a mine field.

OP posts:
KalSkirata · 19/02/2012 12:46

Housing I suspect Feminine. When I had my older 3 kids it was easy to rent/buy on one average wage. CTC didnt exist. It wasnt needed.
Now house prices and rent have gone sky high but wages have not increased. Which was why CTC was introduced. Now its a trap. Employers are let off paying wages that reflect the true cost of housing/living.