The problems with an ever-expanding idea of "welfare" are apparent in this thread. I have a lot of problems with taxation and large government in general.
One poster said that if she had the money, she would happily give it away. OK, well that's your choice. If you wanted to and that money was not being taken from your wages by the government, why not give the money you don't want to a charity for the disabled or elderly? By CHOICE? Why have it taken from you as if you are evil and don't care, since you and plenty of other people apparently do care? But maybe when times are tight, you keep more for yourself so you can get by.
Surely most people would rather keep more of the money they earn to spend on their own families and their own concerns? Is that wrong?
If you were to break down welfare spending to a level where you directly see the way your money is spent, would you rather pay to put your own kids through University, or someone else's? Would you be happy to work a full-time job and see your taxes, and a colleagues taxes, go towards paying benefits for your neighbour who doesn't work and had two kids during this period of unemployment? While yourself, and many others, waited to have kids "until they could afford it" while money you earnt went to paying for people who just had kids because they were too stupid or too irresponsible or too selfish to wait until they could pay for their kids themselves?
If you've got anecdotes about disabled people needing money, I'm sure we've all got plenty about people receiving money for kids they had ON PURPOSE knowing they would get benefits to cover that. Or people receiving more in benefits than someone earns working full time.
The point of the welfare state was not to create a society that gives away more than it earns. That is the situation we face. Why? Because once people start giving away other people's money they don't stop until they run out. As I said before, would you give away more than you earn to charity? If not, why not? Would you even give away HALF of what you earn? A third?
How much DO you give to charity at the moment? The idea that the welfare state "keeps people in work" is bullshit. For one thing, we pay more out but have high unemployment, the highest rate of teenage pregnancy in Europe, and youth unemployment in particular is shockingly high.
Are you going to blame the banks and the rich for that? Or blame a system that acted as a life-support network for EVERYBODY who couldn't or wouldn't contribute?