My best friend had twins in July. She has a large family and the twins were the first babies born on both sides of the family in 10+ years. They were spoilt rotten at birth, been bought enough clothes and toys to last them until they are at least 12 months old.
The twins are being Christened in January. As friend knows they will have loads bought for them at Christmas too, she would like to ask that instead of people buying gifts for the twins when they are Christened, to please donate money for their accounts for when they are 18. Now, friend does not like to outright ASK for things or presume that the twins will get, but it's obvious they will. How can you go about tactically asking for money instead of gifts, without it sounding like she assumes the twins will get anything at all?