To be scared sh*tless about the cuts being made.

[lissieloucifer]

We will be hit very, very hard by these cuts. dh is out of work, and has been for some time. he has finally been offered a p/t job (min 12h contract) at a local shop but there is genuinely nothing else out there for him. we receive full HB and CTB, have one child and I am unable to work due to a severe form of teitzes, I did work for Iceland but even working on the till made my condition worse. I receive IB.

my condition (while I am in constant "humming" pain) is subject to flare ups. and flare ups often occur after something as simple as shopping. there is no cure and I am likely to get worse. I am terrified that the DWP (under new guidelines) will take away our HB and CTB because dh cant get a full time job. I am terrified that I will be pronounced fit to work when (if you look at my records) I am not.

anyone else want to sit with me and quake as the coalition plunge us back into poverty?

Can the local Lions or rotary club not help at all Riven ?
I'm not sure even mumsnet could manage a £20k whip round but if she needs something that'll take 6 months for the NHS to provide there must be another way.

Having read through this thread I am astonished by some of the views. I am terrified of the effect of the cuts on society and on the poor, the eldery and the vulnerable. I do not believe they are necessary at this level or this speed and am shocked by how people refuse to learn the lessons of history.

I feel very strongly that tax rises would be preferable. And I say that as someone who is going to personally lose out on the tax rises which have been announced, but the only cut which is likely to impact on me personally is the child benefit cut.

Also I have not had a pay rise since 2007 but as a higher rate and soon to be 50% tax payer I earn enough already so can manage on that without much concern. And I would never leave the country to take the money and skills with me. Neither would anyone I know who is also fortunate enough to pay 50% tax. My MIL on the other hand can only afford to heat her house because

Personaly i'm saving my moaning for 3 years time when we will be in a depression and i am homeless and bankedrupt.

The cuts will start now but the total effect will not be felt until 3 years later when it all comes to ahead and then we will vote labour back in to sort the mess out again.

In many ways the worst thing for us is personal offence: we've spent every bit of effort fighting the whole load of shit luck we have had and yet we will now be known as a non working family.

Except in reality, I am FT carer to 2 ASD kids plus mum to otehr 2, and studyong part time so that I can get a job paying enough for a Nanny 9only childcare any use to us).

DH is a FT student post redundancy, retraining in a shortage subject. he has also started his own business which is about 20 hours PW at he moment (he takes all work ofered).

Non working? ReallY? Apart from realc ash penalty I am indeed deeply offended in that very same pride that prevented us ebing feckless in the first place.

There not saying that you're not working, you're just not working enough hours to qualify for WTC.

No, actually they are.

They really are.

And the TC will mean we probably do lose the hose now (is LL's caveat) but for some reason, the offence still rankles more.

FUnny huh?

Anyone know yet when this comes in?

You and your DH are working 20 hours a week so you are working just not enough to qualify for WTC.

Not just WTC; we'll lose disability tax credits too, to the tune of £6k. Which equals our rent in fact.

hence, we are stuffed, Big time.

Anyone got a few spare hours I can insert in the day please so DH can work more?

Is there no chance that you could get some form of work?

Mamatomany - worked with NHS trusts on medical workforce matters/new ways of working relating to Drs and other staff...

Daft thing is, it'll probably cost the NHS hundreds of thousands/millions as the rules are so complex and if a trust inadvertently breaks them or makes a dr work in a way that breaks the rules, the financial penalties are huge (maybe hundreds of thousands per cock up which goes into the Drs pockets).

I would love to but thre is no childcare.

I had an interview lined up Monday; half term. Good job, researcher. Actually its still lined up as I cant make refusal call without crying- I want work THAT much.

Only, it's half term and DH has an important exam; there is nobody else can take kids, Mum too far away and looking after my nephews anyway. No friends locally, ds1 aggressive, we lose them. there is normally a half term club but it's not running this time and a stranger can;t look after them.

Theyc an;t change time as it's a group interview.

I have many other applciations in but this is the first interview I have had; DH is out to college most days including commute 8 - 6, but on some days until 9. He then has to do coml;ex electronics on his return so can;t exactly do that with boys in room.

I can work school hours for a boss fleiible enough to let me ahve appts off. I did apply to train as a TA but was refused fudning as I am a graduate; local LA policy is only trained TAs.

DH is talking about converting teh business to a aprtnership as it's aprtly limited by his availability anyway IYSWIM, but I don;t ahvea clue how to go about that or where to start: my field is charity work / social support. After many threads on MN about spusal partnerships and employment being a form of tax avoidance anyway I don't know if it even counts.

SWC- you recognise my typos yes? [hwink]

Do remember ImGideonsMumandIHateHimToo, that 'work' WRT his business isn't just the 'work' that he is actually being offered. It is the administration, the phone calls, the searching on the internet, the posting adverts on gumtree, etc., etc., etc. - that is all valid as 'work', because it is essential to the success of the business that he does so. Surely that all adds up to 4 hours per week??

There are too many people in the country who want the Government to do everything for them and are not prepared to take individual responsibility for bettering themselves so in a way I hope the reductions do something to eradicate this.

We include that already Lougle; he'sa ctually known by TCs as working 16 hours rather than the 20 IYSWIM.

Thanks Uytr: suggestions as to how we can change it appreciated please.

Also, SMA (sorry, can't be bothered to type out all your new name ), you will still qualify for the disability child tax credits because they are child tax credits, not working tax credits. It is only the working tax credits that the 24 hour limit kicks in for.

My sister is a lone parent on income support, and still gets the 'child' tax credits, just not the 'working' tax credits.

I know that some people can't but when I hear people on 50k complaining about losing CB or people complaining they won't get higher than the median income if their on out of work benefits I just want to tell them to get a grip and that you can't rely on the state for everything.

ImGideonsMumAndIHateHimToo Can nobody at all babysit for you ?

I thought I had nobody to have my DC's when I was in hospital having number 4 but when it came to the crunch so many people offered I could have had one at each friends house.