Another one here who on paper, should be okay financially. However, I've had to declare the car off road as I can't afford to tax/insure it. Can't afford holidays or even days out if they cost anything. I'm not blowing all the money on handbags and shoes, I'm literally paying the bills. It costs a lot of money to feed and clothe 4 DC. And, yes, I could afford them when I had them. These days even a good wage doesn't go as far as it used to.
Family Allowance was renamed Child Benefit, because once something is thought to be a 'benefit' it is easier for the govt to get rid of it.
It seems to me that middle earners are keeping their families and the country afloat, but are squeezed from all directions and get fuck all in return for their efforts. The very rich have clever accountants and the very poor have a certain amount of protection from the state, but the people in the middle work hard, pay shitloads of tax and then get any help taken away.