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Feeling guilty about not working now my child is in Reception

79 replies

WhiteDress86 · 15/09/2026 23:17

My husband and I are both in our late 30s and have a 4.5-year-old daughter. We live near Leeds, in a nice-ish village. My husband is considered a high earner — his income before tax, etc. is around £140k a year.
Our monthly outgoings are roughly £1,200 on the mortgage and £1,500–£2,000 on bills, groceries, gym, classes, etc. Everything else is saved or invested. We're debt-free apart from the mortgage. All our money are in a single account.

I had a pretty good career before I had our daughter. I stopped working to become a full-time mum, although I did some freelance work for a bit of fun money and, if I'm honest, for some sense of self-worth. Our daughter started nursery two mornings a week when she turned two, more for the socialisation than anything else.

When she turned three, I thought I'd have a go at getting a part-time job and landed a role at a regional organisation. The job was perfect: just three days a week, with the flexibility to work from home most of the time. It meant sending our daughter to nursery three days a week, but she really enjoyed it.

I took home around £1,500 a month. Half went to my husband to put into savings, and I spent the other half on groceries and fun things, days out, treats, etc. I absolutely loved my job. It gave me a sense of purpose and independence.

Unfortunately, due to a company-wide restructuring, I lost my job in July.
My husband said it was fine. He actually preferred me as a full-time mum anyway, as I was sometimes too busy to cook proper meals (maybe once a fortnight!), and he pointed out that we didn't need the extra money. I was also grumpier thanks to work!

However, now that our daughter has started Reception in September, I've found myself wondering: am I even still a "full-time mum"?
Worse still, we'd committed her to three days of after-school club because, at the time, we didn't know I'd be jobless! I initially wanted to take her out of it, but seeing how much she likes it, we might just continue. She only goes for an hour or an hour and a half — she doesn't stay until 6pm.

I know I sound like a brat, and, to be honest, I don't really know what the point of this post is. I know I'm incredibly lucky to be in a position where I don't have to work. I'll also be getting rental income from a flat I bought before I got married (my sister is living there rent-free until next year, when she moves out).

I've been applying for jobs, but the job market in the North is bleak. My freelance work has dried up, and my attempts at becoming my own boss (I tried to run my own consultancy) were, frankly, hopeless.
I guess I just feel like I'm not contributing much to the family.

I do the school runs, cook all the meals and do all the chores, but I still feel like I need to earn money. I don't have many hobbies apart from reading and gardening, and I don't really socialise much because most of my friends and fam live far away. Im introverted so I'm happy to just chat with my friends online anyway.

My husband is supportive and loving (although he can be a bit chauvinistic!), and he's a great dad.

Anyway, that's all. I just wanted an outlet to get this off my chest. Thank you for listening!

OP posts:
Floppyearedlab · 16/09/2026 21:18

Your husband sounds like a misogynistic prat. Having his dinner on the table?
You are so young still and of course you need to be working, earning your own money, using your brain, setting an example to your daughter as to what ‘smart girls can do’ and having an identity beyond Mum and apparently cook/cleaner/skivvy.
I am so sorry your hand was forced in this by your redundancy. I hope you find something else soon.

BoredZelda · 16/09/2026 21:19

Gazelda · 16/09/2026 08:24

I wouldn’t feel guilty. You’ve done what you and your DH decided was best for your family and you’re now working on your next steps.

while you find the right role, why don’t you throw yourself into volunteering? PTA, reading with the kids at school, charity shop, charity admin, meals on wheels delivery or whatever floats your boat. You might even find that a volunteer role leads to something paid or introduces you to new skills.

Actually, they’ve done what is right for DH and the kids. OP has said how much she loved working, he bitched he didn’t have a hot meal on the table once a fortnight.

KittyTinker · 16/09/2026 21:23

Have you considered something like exam invigilator jobs at local schools?

Interested in this thread?

Then you might like threads about this subject:

ConBatulations · 16/09/2026 21:31

Don't forget to claim child benefit if you don't already for the credits and as another pp you can pay into a pension and get tax relief even if not working.

FirmSnake · 17/09/2026 01:47

WhiteDress86 · 16/09/2026 21:05

I don't have my own savings but I trust my husband.. i know its risky but he's not at all bothered about money and if sh*t hits the fan i know he'll still give me my rightful share! (Hope these ain't famous last words, haha)

Sorry but that is so stupid. Open an account and ask him to transfer some immediately. Never put all your eggs in a man's basket.

ANightAtTheOpera · 17/09/2026 02:05

If money is not your focus for a job, is there anything that’s interests you? That’s what I’d be looking at.

i was made redundant back in 2022 when my son was still in primary school. I got a good redundancy and my husband was on a good salary so didn’t have to work but knew I didn’t want to be a SAHM (just wasn’t for me). I’d always loved the arts and musical theatre and an admin job came up in my local concert hall part time, got it and loved it! Part time suited while my DS was at primary but when he moved on to secondary I started to get a bit bored and moved to different job full time but hybrid which suits us perfect.

it sounds to me that you won’t necessarily always be happy as a SAHM, your set up gets you an opportunity to do something you would ‘like’ rather than a job which is an enviable position to be in, so think what you ‘want’ to do.

BrickMaker · 17/09/2026 02:49

Your husband's chauvinism is concerning and your perspective on this might not be so generous in ten years time. Of course he likes you as a SAHM, he gets to feel superior to you because you are in your 'womanly' place making him meals etc. You are more than a mum and a housecleaner/cook and I think that respect in these relationships can really go downhill if you keep up the SAHM gig while the kids are in school. Not feeling respected as a person of substance and value outside of the mum/housewife role could really impact your relationship. If you are happy with that, then keep going. But it can be a slippery slope.

DeftGoldHedgehog · 17/09/2026 02:50

Work for yourself. You are in a very fortunate position of not having to make money immediately. Seize the opportunity.

ExpertlyDecluttering · 17/09/2026 07:20

WhiteDress86 · 16/09/2026 21:05

I don't have my own savings but I trust my husband.. i know its risky but he's not at all bothered about money and if sh*t hits the fan i know he'll still give me my rightful share! (Hope these ain't famous last words, haha)

He's on a pretty cushy number isn't he, all the income, all the savings, all the housework/cleaning/childcare done, no wonder he doesn't want to change the status quo. You need to get a job and your own savings ASAP. Yes it will mean childcare and yes by the sounds of it he won't lift a finger to help but this is important for your long term security/career. Your instincts re loss of identity are telling you something, listen to them.

Dandeloosha · 17/09/2026 07:29

Definitely get your savings in your own name, for a start.

Umleitung · 17/09/2026 13:50

WhiteDress86 · 16/09/2026 21:05

I don't have my own savings but I trust my husband.. i know its risky but he's not at all bothered about money and if sh*t hits the fan i know he'll still give me my rightful share! (Hope these ain't famous last words, haha)

This makes you sound very naive I'm afraid.

Most women assume their husband is a good man and would treat them morally in a breakup - after all, who'd deliberately marry a horrible person? Unfortunately sometimes there are horrible surprises, especially if there's another woman involved.

Don't be naive. Get your own pension and savings and keep job hunting.

Dracolina · 17/09/2026 15:10

WhiteDress86 · 15/09/2026 23:17

My husband and I are both in our late 30s and have a 4.5-year-old daughter. We live near Leeds, in a nice-ish village. My husband is considered a high earner — his income before tax, etc. is around £140k a year.
Our monthly outgoings are roughly £1,200 on the mortgage and £1,500–£2,000 on bills, groceries, gym, classes, etc. Everything else is saved or invested. We're debt-free apart from the mortgage. All our money are in a single account.

I had a pretty good career before I had our daughter. I stopped working to become a full-time mum, although I did some freelance work for a bit of fun money and, if I'm honest, for some sense of self-worth. Our daughter started nursery two mornings a week when she turned two, more for the socialisation than anything else.

When she turned three, I thought I'd have a go at getting a part-time job and landed a role at a regional organisation. The job was perfect: just three days a week, with the flexibility to work from home most of the time. It meant sending our daughter to nursery three days a week, but she really enjoyed it.

I took home around £1,500 a month. Half went to my husband to put into savings, and I spent the other half on groceries and fun things, days out, treats, etc. I absolutely loved my job. It gave me a sense of purpose and independence.

Unfortunately, due to a company-wide restructuring, I lost my job in July.
My husband said it was fine. He actually preferred me as a full-time mum anyway, as I was sometimes too busy to cook proper meals (maybe once a fortnight!), and he pointed out that we didn't need the extra money. I was also grumpier thanks to work!

However, now that our daughter has started Reception in September, I've found myself wondering: am I even still a "full-time mum"?
Worse still, we'd committed her to three days of after-school club because, at the time, we didn't know I'd be jobless! I initially wanted to take her out of it, but seeing how much she likes it, we might just continue. She only goes for an hour or an hour and a half — she doesn't stay until 6pm.

I know I sound like a brat, and, to be honest, I don't really know what the point of this post is. I know I'm incredibly lucky to be in a position where I don't have to work. I'll also be getting rental income from a flat I bought before I got married (my sister is living there rent-free until next year, when she moves out).

I've been applying for jobs, but the job market in the North is bleak. My freelance work has dried up, and my attempts at becoming my own boss (I tried to run my own consultancy) were, frankly, hopeless.
I guess I just feel like I'm not contributing much to the family.

I do the school runs, cook all the meals and do all the chores, but I still feel like I need to earn money. I don't have many hobbies apart from reading and gardening, and I don't really socialise much because most of my friends and fam live far away. Im introverted so I'm happy to just chat with my friends online anyway.

My husband is supportive and loving (although he can be a bit chauvinistic!), and he's a great dad.

Anyway, that's all. I just wanted an outlet to get this off my chest. Thank you for listening!

You don't owe society anything - as long as your husband is providing for you and you're both happy with your setup, you shouldn't feel guilty. Most people would choose not to work if they had the choice, honestly.

GameOfJones · 17/09/2026 16:03

I'm also in the fortunate position that I don't have to work because of DH's salary....but I do work part time as I find it gives me structure, purpose and I like the feeling of contributing to our finances. If you don't need the money that actually gives loads of flexibility in terms of doing something you enjoy or gives you a sense of purpose rather than slaving away for the highest salary you can get at some corporate soul destroying job.

A couple of my friends started volunteering at their children's primary school and from there got jobs within the school. One as a TA and the other in the school office which is ideal as it's term time and school hours. Hard work but rewarding too. I miss working in schools myself so have said if I'm made redundant I'm going knocking at DDs' school 🤣.

You MUST get some savings in your own name though, it's madness you don't have any. DH and I share all our finances too but we still split savings so that we each have S&S ISAs in our own names for growing our investments. DH's is earmarked for helping DDs with house deposits and mine is earmarked for retirement savings so it's all considered joint money but if the shit hit the fan we have money in our own names. We have a joint savings account too for things like holidays and Christmas.

You're an adult woman and you need money in your own name and not just your husband's. My DH is absolutely lovely and I trust him completely but there's no way I'd just hand him all our money. It's not just about getting divorced .... what if he died and all our money was in his name and I had the stress of waiting for probate and his accounts being frozen?

usererror99 · 17/09/2026 16:11

Personally I’d never leave myself in such a vulnerable position financially

are you planning more children?

Umleitung · 17/09/2026 16:31

Dracolina · 17/09/2026 15:10

You don't owe society anything - as long as your husband is providing for you and you're both happy with your setup, you shouldn't feel guilty. Most people would choose not to work if they had the choice, honestly.

She shouldn't feel guilty but she should be looking out for her own interests and not naively assuming that having no pension and no savings and an increasingly long time out of the workforce will be fine because her husband (in her words) "isn't interested in money" and will give her her share of the money in his savings account if they ever split up...

The husband she's described as a chauvinist ...

Dracolina · 17/09/2026 16:36

Umleitung · 17/09/2026 16:31

She shouldn't feel guilty but she should be looking out for her own interests and not naively assuming that having no pension and no savings and an increasingly long time out of the workforce will be fine because her husband (in her words) "isn't interested in money" and will give her her share of the money in his savings account if they ever split up...

The husband she's described as a chauvinist ...

Of course, I agree. I only think this setup is a good idea if the stay-at-home person gets to save money on the side to their personal account.

pimplebum · 17/09/2026 16:51

I mean this nicely…. ( as i get two buses so i visit foodbank away from people i may know) whole working fill time in v stressful job

please enjoy your privilege snd enjoy taking your time snd not stressing about having to work
that type if navel gazing is v enviable

Twilightstarbright · 17/09/2026 17:08

I’m in a similar situation @WhiteDress86 I was made redundant earlier this year, one child in late primary. Due to disability I can only work part time and finding anything is a nightmare. My DH is supportive and it has been so nice to have a summer with DS and not spend most of the time sending him to holiday clubs and begging favours from friends on my office days; DH and I used to have to negotiate weekly who was doing pick up and who could move or decline their 4pm meeting to leave the City for pick up.

I have my own savings and if I stay unemployed much longer I’ll look into pensions.

Delatron · 17/09/2026 17:53

Your DH is the problem here. You were stressed and grumpy last time you worked as he wasn’t pulling his weight.

Of course it’s lovely and easy for him if you stay at home cooking and cleaning and covering all the childcare.

If you want to work you need to battle with him unfortunately- but better to know now. If you work 3 days and him
5 then he needs to help out proportionally so it doesn’t all fall
on you.

phoenix098 · 17/09/2026 19:52

Being financially reliant on someone you consider to be a little chauvinistic is definitely a choice...

Zanatdy · 17/09/2026 20:33

Personally I couldn’t not work as a huge part of my identity is linked to my job, but plenty of women do. If you’re happy with it, then carry on.

croydon15 · 17/09/2026 21:13

NarnianQueen · 16/09/2026 09:05

Maybe you could volunteer? If you don’t need the money, worthy causes depend on people like you! 🤩

This - you could volunteer so you meet other people and it will be good for your morale

postitnot · 17/09/2026 21:39

Cross post

postitnot · 17/09/2026 21:40

Make sure you have some money put away in a pension for yourself... it doesn't seem worth it now but in 10 or 15 years you'll appreciate knowing it's there!

MJagain · 17/09/2026 21:50

WhiteDress86 · 16/09/2026 21:05

I don't have my own savings but I trust my husband.. i know its risky but he's not at all bothered about money and if sh*t hits the fan i know he'll still give me my rightful share! (Hope these ain't famous last words, haha)

This part is CRAZY

fine be a stay at home mum, but not at the expense f your savings & pension.

there is no innocent reason for not having savings in your name. You’re throwing away tax free allowances…. He is choosing to pay tax on interest over let you have the money in your name … just think about that.

The bloke sounds scheming & dangerous. There are SO many stories on here which show how this ends

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