Tax TAx TAX!!!!!! Fuming at our government!

[Baldylovingbeard]

please try and convince me otherwise…..

What a joke this government are!!! ( UK)

Let’s just tax everyone who earns a bit of cash!!! Oh and while we’re at it… go on have loads more children it’s ok others will pay for them!!! Cutting the 2child benefit cap! If you decide to have multiple children you should be able to afford to provide for them. NOT expect others too!!!!! If you fall on hard times and you’ve worked and contributed to paying tax than you are within your rights to claim tax this is what benefits were made for, it’s not a means to not work, have more kids….etc!

Oh and if you work really hard and want to put some money by for you later days in life…. You’ll be taxed!

My situation:
Part time work, full time mum to 1 child. I work for myself and earn around 10k this money usually pays for things our daughter needs… clothes, clubs, any treats.
Husband works long hours, his under a lot of stress with his job, he has worked his way to and earns a very good salary 100k he gets taxed 60% you do the maths on that! We live in a 3 bed around £280k so nothing crazy but live within our means. We have one car! One holiday a year! Put money into savings! Pension! our daughter goes to one after school club. My husband got kicked out of home at 16…. He has worked with no help from family or friends and I believe he has worked very hard to get to where he is now. we are generous with charity’s and try our best to help out when we can if we can!

Any younger person on £100k is likely to have a huge student loan too. With an eye watering interest rate. And of course pension deductions.

Maybe use tax raised to actually invest in the economy, infrastructure, reducing our debt, police, education, courts, roads, public transport, waterways, a million other things that would improve the long term prospects of the country rather than increasing the welfare bill to even more unsustainable levels and pissing and disincentivising the people they need to pay for it?

I genuinely hope you never fall on hard times. I've had friends and family who have worked hard, paid taxes, and due to circumstances such as getting long COVID and domestic violence have ended up needing to rely on our welfare system. Which is pitiful and left them unable to afford basics, relying on family support to prop up the little they get. They're people that have, or continue to try to get back to being productive, tax paying members of society.

Whatever your circumstances now, you don't realise how close you and your family are to this. Sending good vibes your way, as clearly your feeling stressed enough with life, I can't imagine how you'd find this type of poverty.

Tax and spend, tax and spend. It is in Labour’s DNA, don’t expect anything different.

How did she think having a 5th child would help her pay her electricity bill? Her children have been damned to a life of poverty and poor outcomes by her and her partner. Not anyone else.

I would. I don't think people would mind paying more tax if they had decent services and didnt feel they were being taken the piss out of by people reliant on their hard work and money.

If I fall on hard times I can assure I do not have 5 kids to bring down to poverty with me. Thank god I am more intelligent than that.

But it’s not that linear is it, sometimes people circumstances drastically change through no fault of their own, illness or accident. Should they suffer?

what about the women who’ve conceived through rape? Or fled abusive relationships?

there is nuance here.

i LOATHE the why should I pay for someone else’s bla bla bla. Because then why should child free peoples tax go towards schools and youth facilities? Why should mine go toward the treatment of smokers? Or people with chronic conditions? I don’t have any of those- surely I should get to pay less tax then? It’s the same line of thinking

that being said I think the cap isn’t the magic bullet to end child poverty. Better EY state run provision would be better for parents in work with 15 hrs for all with food provided. I also think there must to be incentives to work, and shockingly I agree with the tori line that minor to moderate mental health problems shouldn’t be in receipt of out of work benefits. But I do concede that people might use PIP to pay for treatment rather than wait 4 yrs on an nhs list

And that's just the point. Having a 2 child cap didn't stop feckless parents but it does make life much harder on their kids. If society can help remedy that a bit then it'll probably pay dividends for all of us in the end. Plus it's the humane thing to do, even if it's a bit galling to have to be the grown up in the room.

Ok aside from the extreme cases you only have children you can afford now AND the worst should happen. You factor in illness, health, unexpected scenarios into whether you can anfford another child. There should be plans in place if the worst should happen

I only had 2 as although we could technically afford more we realised if something should happen to us, we would struggle to support more than 2. So we stopped at 2.

I hope you have no children you'd be bringing into poverty... Growing up in poverty is a hardship no-one should endure.

@Bruminbrum circumstances changing is a well known fact of life. It's one of the main reasons sensible people stop at one or two children - makes dealing with circumstances so much easier when it happens. Only idiots and chances think that it can never happen to them.

That said, I agree with most of what you wrote.

life does change though, it only takes one freak accident, one diagnosis, one redundancy away from a dire financial situation. People plan but bad things DO happen.

but the logic stack is the same. Why should I pay for bla bla. Same can go for health. It’s for the greater good of society, there is also a more long term cost of growing up in poverty. But as I said I don’t think the cb cap is the magic bullet for child poverty. Better education from EY up with free meals (breakfast lunch and dinner) and wrap around care outside of term time would be far superior

I know. My husband nearly died 5 years ago.

which is why I only had 2 and was absolutely right to only have 2.

Changing yes but no one really prepares for for a life changing diagnosis or job loss, because frankly the odds are in your favour. How many of us on this thread have life, disability, CIC and IP not only for us but our kids too? Not just to pay the mortgage but living costs too? I’d say few.

Out of curiosity, if I was the chancellor and I’d have unveiled my plans for my rolled out state provision of ey, with free meals to under privileged kids, even tho your kids may be too old for nursery now, would you be mad about that?

let’s say the cost is the same?
no benefit to you but for the greater good (individually for the kids, for families, for women and the economy)

That'd be why most of us have only 1 or 2 kids I expect. Certainly it's why I do (would have liked 4).

Agree. The children are the ones to suffer the consequences.

But if you don’t have any of those policies, think most would be pushed pretty rapidly into poverty even if they had been ‘smart’

Because I have only 2 children it makes it easier for me to house, clothe and feed them - thus I have more money left over for a rainy day and to buy insurance.

Yes absolutely. I am not averse to the cost being spent but it should go into nursery or wrap around care provision for everyone. State funded childcare to get parents back into work is the way to go. Very little money should be paid directly to parents themselves.

Exactly this

And you have LI, DC, CIC, IP for you DP and the kids, not just for the mortgage but your life costs too?

if so, props to you but I used to work in advice and you’re more savvy than 98% of the customers I dealt with and these were from the ‘affluent’ demographic

The op says he doesnt get that 12,570 - bull that's everyone's personal allowance. He would be having to earn 125k to lose it and according to op he doesnt - unless hes non resident ? Which hasn't been mentioned

And you, need to learn percentages

what about CB, which is a bit of a pro natalist benefit?