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How much money would change your life?

103 replies

whatsnewpussycat34 · 13/11/2025 21:28

My fave pass time is to fantasise about paying my mortgage off, help my family and work part time.

Obviously if I won millions on the lottery, my check list would look very different, but I need £300k to change my life.

what is your life changing sum and what do want to do with it?

OP posts:
Goldenboysmum · 13/11/2025 21:33

£150,000

I've just under 5 years to retirement, and I could give up work now and still pay the bills and have a wee holiday every year, without touching my pension. Other than giving up work it wouldn't change my life in any way.

I'm just done with working

FinallyAPrincess · 13/11/2025 21:36

Honestly, I'd love to win around £10million but a truly life changing amount for me and my immediate family would be around £500k

heartofsunshine · 13/11/2025 21:37

350K, I worked it out the other night, pay off the mortgage, DC uni debt and have 4 amazing holidays. Life changing.

cobrakaieaglefang · 13/11/2025 21:38

At the moment a £50 grand would be useful!

tillyandmilly · 13/11/2025 21:39

Any amount to buy a house with a garden instead of living in a 2 bed flat! - I enjoy working so would not retire!

user1471453601 · 13/11/2025 21:40

Thanks, but I don't want my life changing. I've got enough.

give the money to someone who needs it.

No, I'm not Pollyanna. I'm just happy with enough.

madaboutpurple · 13/11/2025 21:40

If I won millions on euro lottery I would change all my friends lives .So if anyone wins and I am their friend I will naturally accept a donation off them.

DarkEyedSailor · 13/11/2025 21:41

If I had enough money to get a car, I could work a better job further away. I was actually offered a better job last week by the company I work for, but, it's too far away. I can't get to it and back in time for school- there's no breakfast or after school clubs.
Five grand, would that buy a second hand car these days? I don't know. Five grand would change my life quite dramatically.

andanotherproblem · 13/11/2025 21:41

Honestly, even £10,000 would change my life

FastFood · 13/11/2025 21:42

£200k, to pay off my mortgage.

I'm not sure I want to change my life too drastically, I like it as it is, but if I didn't have to pay the mortgage anymore, I could easily work just 4 days a week and still be very comfortable.

MaidOfSteel · 13/11/2025 21:44

£250k - £300k. That would be enough to buy a little bungalow in the area we want, and having no rent to pay would mean my husband could give up work. We’re one of those soppy, loved up couples who want to spend all our time together, so that kind of money would mean the world to us.

bigfishlittlefishtupperwarebox · 13/11/2025 21:46

£90k would pay off my mortgage and deal with the damp and replastering that needs done. That would free up £450 a month, and that would release so much pressure on my monthly budget. So £90k and up would change my life

MondeoFan · 13/11/2025 21:48

10k I need. That’s all. 30k would be amazing.
I need a new car. I need to pay off my overdraft. I don’t live beyond my means and I work full time 5 days a week but struggle due to the cost of living.

user746016 · 13/11/2025 21:49

We have a nice standard of living and have a good income between us. Half a million would make a difference to our plans. Anything less than that would obviously be lovely but wouldn't change our lives massively.

CordeliaNaismithVorkosigan · 13/11/2025 21:51

£500K. Pay off mortgage, do some work on the house, pay DD’s university fees and living expenses, have a significant cushion of savings that would enable me to take some professional risks (main earner so I can’t take a pay cut or leave a job without another one lined up).

ZenNudist · 13/11/2025 21:54

I reckon £2-2.5m to allow me to ditch the corporate job and work for a charity. I reckon that's my earnings after tax til retirement.

If I win the lottery I want a nice but normal house here, an architect designed house on lake Como near the Clooneys, a flat in new york or Paris and flats in my city centre swanky area for the dc. I want to do a degree in theology, history or music. I want to learn the piano and violin properly, get a singing teacher, maybe have a daily yoga lesson in my house. I also want to work for my preferred charity in between doing all this.

1975wasthebest · 13/11/2025 22:08

£200k to buy a nice but modest two bed end terraced house in my neck of the woods. To have no rent to ever pay again would be amazing.

Buscobel · 13/11/2025 22:14

£50K for us to be a bit more comfortable would do, but I’d like to give some to the grandchildren and children, so perhaps another £150K.

Brightbluesomething · 13/11/2025 22:16

I like my life so I don’t want to change it significantly. But £500k would give me the financial stability to do the things I haven’t yet achieved and with careful investing shore up my future pension so I can spend more of my salary on things I enjoy.

shellyleppard · 13/11/2025 22:18

£250,000 would be my ideal sum. Buy my council house, do it up to a decent standard. Sell it and move to Scarborough ❤️❤️❤️Give my sons a deposit for a place of their own. Live off the rest..... I would be very very happy 😊

whyaretheylikethis · 13/11/2025 22:20

£500k. Pay off my mortgage or allow us to move to a nicer house and car and generously boost our savings. Would still have to work etc but would mean we’re a lot more comfortable.

Ineffable23 · 13/11/2025 22:21

£200k would allow me either to buy a bigger house without having to be mortgaged to the hilt for the next 25 years, or to put enough into a SIPP/S&S ISA that I could go down to 2-3 days a week now and retire in maybe 15 years.

I suspect if I won that much (cross my fingers for the premium bonds!) I'd go for a half way house of somewhere a bit bigger (£100k), an extra £100k in the pension now and work full time for a few more years.

Greenfinch7 · 13/11/2025 22:22

£7 million- I could buy the lake and land around it in the Adirondacks (USA) that is threatened with being developed and destroyed. It is so precious to me- I would donate it to a charity so it could be wild forever.

usedtobeaylis · 13/11/2025 22:22

£15k would change my immediate life. It would clear my debt and enable me to do more with my daughter and even save for the first time in my life. That would be life changing for sure.

JulianClarysDog · 13/11/2025 22:27

In truth, we’re fine. But if I won the lottery I would:
Be able to afford early retirement (my husband and I are 60-ish and tired)
Buy my husband a good car
Put money away in investments so that we are comfortable in retirement
Buy a little flat near to where our adult kids live (hours away) so that we can visit and have a little base (more comfortable than a sofa bed)
Give our kids some money to invest for their future