How much money would change your life?

[whatsnewpussycat34]

My fave pass time is to fantasise about paying my mortgage off, help my family and work part time.

Obviously if I won millions on the lottery, my check list would look very different, but I need £300k to change my life.

what is your life changing sum and what do want to do with it?

250k to pay off the mortgage would be a great start, an extra £50k for a loft conversion would be spot on. I could give up working and focus on kids and my husband could put more into pensions so he would have the chance at early retirement.

so anything over 250, but I’d take anything and be very grateful!

It’s crazy that most of these life changing figures are not actually that high, in the grand scheme of things.

Alas, I will be working full time for at least another 30 years, unless a rich uncle falls out of the sky.

100k would do nicely thank you. I’d max out my premium bonds, give the kids 10k each, renew private medical insurance, renew some house bits to see us out and travel.

I mean, millions would be awesome but 100k maybe. Mortgage gone, enough to get dd2 through uni and pay off debts, replace our ancient and precarious cars...and finish the house. And a holiday, not been away for YEARS. I am completely burnt out and desperately want to go part time for a few years, then retire.

Ok, I'm gonna need more than I thought! But atm just enough to take away the debts and car worries would be life changing...

We’d be sobbing if we won £50k, but to realistically change life for all 3 of us I think… £300k.
We could buy a cheap second car, a small house outright, work less hours and get off the night shifts, and perhaps fund DS doing an amazing training opportunity or uni when he’s older.

I think around £300k. Pay off the mortgage and some bills. Put a bit more into my pension and increase my holiday budget. Consider going to a 9 day fortnight. It would just feel a bit more comfortable.

£30,000 would be life changing for me and my daughter. It would pay off my debts from retraining and would give me a nice house deposit to buy my own home. It would give us the stability that I can’t provide myself no matter how hard I work.

10k that’s the amount that would ease things. It might as well be 10 million as I can not see any way out of this debt. I’m insured for £50k so if I can find a way to insure my family would not be liable for this I would no longer be here

You know, I was just telling someone anecdotally today about how when I was a kid, I used to wake up every morning at like 7am even on Saturdays to buy virtual furniture on this online game called neopets. Then sell it for profit. It took a long time but eventually id earned quite a bit. Like 250,000 neopoints (they were called)

Then, I played the lottery on the game and won 1.5 million. And the game... just suddenly stoped being fun. So I gave all the money away and stopped playing.

The moral of the story: for me, the journey is the fun part.

I think a lot of rich people end up miserable because with more money, comes more fear of making the wrong choices with it. Responsibilities. At least, if you have morals.

When you don't have much you think it will be fun and solve all your problems. But infact it'll probably just create new ones.

I guarantee you that your family would rather you were with them x

Probably about £5 million to make a real change.
DH and me stop work
Buy 1.5 million house without mortgage
Have money to travel, enjoy life

Since dh sold his company, we have all the money we’ll need, to live comfortably (not extravagantly) into our nineties, help the dc out with a small nest egg. And it’s allowing dh to change gear, reduce his hours and focus on work he’s passionate about.

But I’m in this weird place where I don’t really have access to any of it. It’s all sensibly tied up in investments, trusts (as it should be) but my life hasn’t changed one iota, and it can’t for the foreseeable. There are all sorts of things I’d do if I had money, but none of it is my own. I’ve been a sahm for 15 years, and I shouldn’t complain because it’s a privilege but it’s a weird gilded cage.

It’s not a sum of money that would change my life; but if something happened to dh (and I feel so guilty thinking that) I’d change my entire life.

No amount of money.

But PR/citizenship in my adopted country would, and that can’t be bought.

Honestly I'd love to win 2.5m, I could quit work, pursue my hobbies and help family out. But realistically around 500k would be life changing.

It would have to be substantial to change our life. We are early retired and have no mortgage and plenty of disposable income.

If I came into a million that would be life changing. We would help our daughters, get new cars and travel on holiday in first class

Did you explain that to your employer? They obviously rate you and it would be cheaper and simpler for Them to sort you a company car than recruit someone.

£500,000 please, thanks.

£50k would pay off my mortgage, and the last two terms of ds' school fees, and leave some towards his uni living costs.

Otherwise I shall just keep plodding on for another two years. 😅

£100k to pay off the mortgage and stop working. I’m nearly 59.

£500,000 would enable me to retire comfortably whilst maintaining my current modest but happy lifestyle.

To pay the mortgage off and not have to work, at least £2m. A smaller amount would be somewhat life changing to a lesser extent.

I'm a school cook so we don't get company cars (we don't get oven gloves unless we ask really nicely!)

£500k. No mortgage would be life changing.

£250k would make me comfortable, get rid of mortgage, buy decent cars etc do all the work to the house but it wouldn't really be life changing.

Life changing would need to be £1m I think.

Nothing. We are 57/61, no debts, healthy savings, healthy retirement pot. Don't want to stop work yet.

I would buy DD an apartment if I had an inheritance or windfall though so it would change her life, not mine. I still have both my parents living, fortunately.