How much money would change your life?

[whatsnewpussycat34]

My fave pass time is to fantasise about paying my mortgage off, help my family and work part time.

Obviously if I won millions on the lottery, my check list would look very different, but I need £300k to change my life.

what is your life changing sum and what do want to do with it?

A million

Million on the Premium Bonds. £600k for a flat. £50k to each of my sons. Rest in the bank. Thank you x

It entirely depends on what you mean by change my life.
to pay off mortgage I would need 400k- that would change life a bit but I would still have to work.
to change it enough to give up work I reckon I would need 2mil

It would need to be in the millions. We earn fine - 6 figure annual income household so a few million would enable early retirement (I’m 35 )

Mind you, with the amount I’d plan to holiday and drive - I’d cope with £10m.

Lottery ticket bought for tonight 🤞🏻

£200k. This is how much is left on our mortgage and without it, we could both work probably 3 days a week and be very comfortable - we’re not materialists and live quite a small, simple life. Our main expenditures are food, and the odd weekend away to a rural Air BNB for hiking.

21k - im paying back money i borrowed from a family member with the aim to have that 21k paid back in 21 months. If I had 21k, I could pay them back, then that 1k a month would go alternatively against paying extra on my mortgage and into a savings pot, but not before I took them on a little mini break to say thank you! I would still owe about 180k on my mortgage, but 21k to clear the debt would honestly make me feel like the luckiest person alive.

350k I want to say.

Money to buy outright
Pay off any debt
Replace some furniture

After that I'm happy with how we live and without rent/mortgage to pay, that left over money will pay towards any luxuries

Realistically, £500k would be plenty - we recently bought our 'forever home', so still have quite a hefty mortgage, but we're both high earners in our mid/late-40s with plenty of savings and decent pension pots who like our jobs and aren't ready to stop working yet.

That would allow us to pay off the mortgage and overpay into pensions, which would mean we could bring our retirement plans forward by about five years (planning for 10 years hence ATM. Maybe drop a day at work, too.

But I wouldn't say no to £10m, that would be rude. 😁

Id say 600k to buy a small 4 bed house for me and the kids and leave my DH.

£150k to pay off the mortgage would be a relief.

I could then spend the mortgage money on a pension.

As we are dreaming, let's add another £100k to add to my (currently inadequate) pension.

£1M. I feel a bit greedy saying that as I'm already in a comfortable position. But it would enable my husband to retire right now (he's 64 and his job is so stressful I'm seriously worried he'll have a heart attack or stroke before getting to retire) and me in 9 years at 60 (which I'm hoping for anyway but don't know if I can top my pension up enough). Pay off eldest's student debt and have a similar fund for youngest (not at uni yet). Replace both cars which are on their last legs and also buy and insure a reliable runaround for eldest. House deposit funds for both kids. More travel. Get a cleaner twice a week (I'm doing it all myself to ease other costs. ) Basically living mostly as we do now but not juggling/worrying so much about making it all work.
I'm very privileged i know.

I would love to pay off the mortgage and have a more substantial amount of savings. I would love to be able to make a difference for other people.

For example I have recently helped a friend by taking her to radiotherapy appointments which were almost two hours drive from her home. She is currently unable to drive due to her treatment and needed to have thirty treatments. Fortunately between family and friends we were able to make sure she got there every day. I would love to be able to fund a transport service/taxi service for others in a similar position.

£100k would pay off the mortgage buy a new car and do a bit of work on the house. Would free up £500 a month which we could use to do the rest on the house we need to.

tbh anything would be fantastic.

We could do a lot with 50-100k
Thinking of the minimum to be life-changing, about 400k. We could get a nice house for just over 300k, spend some money doing ours up to sell, have a holiday and put some cash aside so that we can replace the cars once they get too expensive to repair.
This would obviously leave us mortgage free, so with more disposable income each month and with a little cash freed up from selling our current house.

About 500k would be nice. It would sort my pension and allow me to be fully self-employed with no stress.

About £650k but I'd rather most of it it went to DS then he could pay off his mortgage and we could put what's left to the money from the sale of our current home to be able to move closer to him and his partner, which they are always saying they want.
However, we are retired, have a good life so I'm aware that personally I don't actually need the money but obviously it would be lovely.

I always find it rather sad when people state a very out of reach sum to change their lives.

I won 10k once. I used it to tide myself over whilst working PT in a lower paid job to facilitate doing some qualifications. It just topped up my salary to give me flexibility.

Then I doubled my salary, working for a really good employer now. Boom, life changed.

I wouldn't want anyone to think they couldn't change their life because they didn't have a six figure sum.

Right now, just £15-20k to tide me over to 55.

Right now, £5k would be life changing. I work full time and I'm just about to have my second baby and due to circumstances out of my control (idiot, abusive husband) I am completely broke.

No idea how I'm going to afford Christmas, or look after the baby. It's horrendous and all I can think about.

A roll over on the national lottery.

I'd just be happy enough with 30k so I could retire now rather than in two years time

I would love about £150k. Pay off the mortgage & a couple of debts. Thank you

Also 500k. That would pay off the mortgage, clear the kids uni loans and get the last one through uni. I would have choices that I don't currently have. My job is draining the life force out of me atm, but I am major earner and can't afford to reduce my working hours or step down to something less demanding. I don't want to stop work, I just don't want to work this hard for this long.

My team are in a syndicate for the euromillions, I would love for all of us to win

Life changing for me would be £300k.

£262k- mortgage
£18k- debts
£20k- Savings

Any more than that would be a bonus!