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I don't want to pay more fucking tax!

1000 replies

marthainthemarket · 04/11/2025 14:17

I am the sole earner in a family of four, earning just under 40k a year and getting probably fuck all or below inflation pay increase next year, if I am lucky enough to keep my job ( public sector and employer needing to make massive budget savings). I barely cope now.

I am so fucking angry that Labour fucked up the disability benefit cuts. Other countries don't have run away disability benefits crises because they have a proper assessment process that means they keep a lid on people getting disability benefits who don't really need them. But instead of dealing with that, they came up with a crap proposed cut that wouldn't have dealt with the actual issues and they couldn't defend.

And having fucked that up they are now raising everyone's tax. I hate them!

OP posts:
Thread gallery
12
Brmmmn · 05/11/2025 14:20

WunTooThree · 05/11/2025 14:04

PP does not owe you an explanation. She works, does not claim benefits, has explained why her life is how it is.
Life is not a race to the top.
If PP is happy with her job, then she is winning already as far as I am
concerned.

There is nothing wrong with doing a low paid job in your 40s.

As long as PP isn't claiming benefits that's fine by me.

WunTooThree · 05/11/2025 14:23

Brmmmn · 05/11/2025 14:20

As long as PP isn't claiming benefits that's fine by me.

And even if she was?
Low paid work is not enough to live on due to rents and the cost of living crisis. That is not the fault of the people in those low paid jobs that they get UC top ups despite working full time.
If everyone up skilled and left those jobs, the country would grind to a halt.

MaturingCheeseball · 05/11/2025 14:24

suburburban · 05/11/2025 14:03

Do they have to pay to tax and insure their car themselves?

No. That to me should be looked at. It’s about fairness. And that benefit is not fair.

Basilisthebestherb · 05/11/2025 14:24

I just can’t pay more tax. Im utterly bereft at the thought. I’m one of the ones that the government is threatening to squeeze even more money out of. Sales role so I earn commission on my sales - basic salary is very low but I work really hard to get sales in to boost my income. I feel like my hard work is for nothing. I’m taxed to my eyeballs. And it is very hard work. Long hours - often 12 hour days. I’m tired all the time and I juggle childcare to fit around my job. I’m the breadwinner in the house on around £70k

I earn over the threshold for child benefit - what I cannot wrangle my brain around or accept is why, when this is a benefit given to ANY parent, do I as a higher earner, who pays an awful lot of tax, am I penalised for this hard work and made to pay that child benefit back each year? I can appreciate my earnings being taxed at the higher rate, that’s just how it is, but it’s just an extra kick in the teeth to have that payment to make every year back to HMRC. I do not claim any other benefits. And yet they want MORE tax.

And yes I do appreciate when people say - “well you earn more so you don’t need it.” But - everyone else gets it. Every single other parent. It’s just not fair.

And I can’t zero out the child benefit figure either, because if the proverbial hits the fan and my earnings are lower or close to the threshold, then I would miss out on that payment entirely.

The government needs to stop squeezing the middle or ‘higher’ earners - they need to go after the incredibly wealthy. Or they need to make any tax increase fair across the board. They themselves don’t seem to have any handle on what is a ‘higher’ earner anymore - tax wipes out the majority of earnings anyway - or any thought to how a tax increase will impact on that person or family - £70k in London gets you a lot less than £70k up in the North.

CosySeason · 05/11/2025 14:24

Why are you the sole earner in your family? Why isn’t your partner earning a wage? You’re a disgrace to blame disabled people.

ruethewhirl · 05/11/2025 14:25

BrokenWingsCantFly · 05/11/2025 14:20

I think that was obvious from my description of the work shy examples and the fact I said after 6 months.

If it was work for community benefit, not private employers, then that wouldn't be an issue. Councils have many roles that could be mirrored to get people yes 'in to the habit' of going to work, learning a skill and earning their benefits. The problem needs some out of the box thinking. For example people could list their preference, they could do community benefit work alongside council direct operatives in construction & maintenance projects, extra assistance in schools/collages in lunch breaks that could lead people to gain experience in childcare or catering. Assisting in office admin to develop computer skills to get an office job. If you havnt gained experience at a younger age it can be really hard to get employers to take a chance on you. There is no work experience schemes for long term unemployed as far as I'm aware. Too many people are keen to look for negatives or offence to actually think of active ways to deal with this problem

And too many people are keen to overlook the obvious downsides. Your model doesn't address the potential issue I outlined of of trapping people in permanent workfare, for one thing.

Yes, people could sign up to do those things. And then they would be working, and should be paid at least minimum wage, like everyone else who works.

CeeJay81 · 05/11/2025 14:25

Brmmmn · 05/11/2025 14:20

As long as PP isn't claiming benefits that's fine by me.

Yes exactly. I also live in one of the most rural parts of the UK. Most jobs are low income Job's here. Very few professional Jobs. Retail, Admin and Care work is most of the jobs.

mumsnit1 · 05/11/2025 14:26

Basilisthebestherb · 05/11/2025 14:24

I just can’t pay more tax. Im utterly bereft at the thought. I’m one of the ones that the government is threatening to squeeze even more money out of. Sales role so I earn commission on my sales - basic salary is very low but I work really hard to get sales in to boost my income. I feel like my hard work is for nothing. I’m taxed to my eyeballs. And it is very hard work. Long hours - often 12 hour days. I’m tired all the time and I juggle childcare to fit around my job. I’m the breadwinner in the house on around £70k

I earn over the threshold for child benefit - what I cannot wrangle my brain around or accept is why, when this is a benefit given to ANY parent, do I as a higher earner, who pays an awful lot of tax, am I penalised for this hard work and made to pay that child benefit back each year? I can appreciate my earnings being taxed at the higher rate, that’s just how it is, but it’s just an extra kick in the teeth to have that payment to make every year back to HMRC. I do not claim any other benefits. And yet they want MORE tax.

And yes I do appreciate when people say - “well you earn more so you don’t need it.” But - everyone else gets it. Every single other parent. It’s just not fair.

And I can’t zero out the child benefit figure either, because if the proverbial hits the fan and my earnings are lower or close to the threshold, then I would miss out on that payment entirely.

The government needs to stop squeezing the middle or ‘higher’ earners - they need to go after the incredibly wealthy. Or they need to make any tax increase fair across the board. They themselves don’t seem to have any handle on what is a ‘higher’ earner anymore - tax wipes out the majority of earnings anyway - or any thought to how a tax increase will impact on that person or family - £70k in London gets you a lot less than £70k up in the North.

Maybe reframe it as, why on earth should you be given cash for having a child.

ruethewhirl · 05/11/2025 14:26

Brmmmn · 05/11/2025 14:20

As long as PP isn't claiming benefits that's fine by me.

If she's entitled to them it's none of your business if she claims them.

1dayatatime · 05/11/2025 14:28

mumsnit1 · 05/11/2025 14:26

Maybe reframe it as, why on earth should you be given cash for having a child.

Or on that logic why should anyone be given cash for having a child?

mumsnit1 · 05/11/2025 14:28

1dayatatime · 05/11/2025 14:28

Or on that logic why should anyone be given cash for having a child?

Well quite, I couldn't agree more!

suburburban · 05/11/2025 14:29

MaturingCheeseball · 05/11/2025 14:24

No. That to me should be looked at. It’s about fairness. And that benefit is not fair.

Yes I think so. Don’t think the taxpayer should be funding this.

it has become a racket

1dayatatime · 05/11/2025 14:29

ruethewhirl · 05/11/2025 14:26

If she's entitled to them it's none of your business if she claims them.

Well as a taxpayer facing higher taxes it kind of is her business.

You do realise that there is no such thing as Government money, only money that is takes from taxpayers or borrows from the Bond markets.

BrokenWingsCantFly · 05/11/2025 14:33

Kirbert2 · 05/11/2025 11:23

I'm sure the lady from the link would much rather have her leg back than her BMW.

The money from PIP to pay for a Motability car is the same no matter what car you have. If you decide not to use the Motability scheme, you get the same amount of money in cash.

Everyone must pay an advanced payment for their car which isn't covered by Motability or PIP. You'll see that even in the link it says that the lady paid a higher advanced payment because it's a BMW. She likely went with the car, not because it's considered a luxury car but because she clearly has mobility issues and needs a car where it's possible to fit a wheelchair and be adapted so she is able to drive it (which she also would've paid for, not PIP or Motability, by the way).

So how exactly would not allowing cars like BMW's save money?

I really wish that if someone is going to criticise the Motability scheme, they would at least know how it works before doing so.

Edited

The extra cost of having a bmw as opposed to a cheaper car doesn't stop with that 1st payment that is covered by the recipient. All insurance and maintenance costs are free to the driver. These costs will be higher for cars like a BMW, tires alone are much higher than a standard car. If they want to keep having these type of cars then maybe they could pay a percentage towards these things that would cover the full difference. Then it really wouldn't matter and I don't see how anyone could complain about the sceme then as, like you say, they would just get the cash otherwise so no harm done

1dayatatime · 05/11/2025 14:34

ThisTicklishFatball · 05/11/2025 13:50

The issue isn’t just “tax the rich” — it’s that no one agrees on who qualifies as rich anymore.

The “rich” seem to be anyone earning more than you, while “working people” are whoever politicians want to praise before an election.

Even Labour says they won’t raise taxes for “working people” — but who does that include? The nurse on £38k? The London couple earning £90k who can’t afford a house? The manager on £120k who’s lost child benefit and faces higher NI due to frozen thresholds?

Meanwhile, the top 10% already contribute around 60% of income tax, and the top 1% nearly a third. There simply aren’t enough “rich” people to fund everything we demand — NHS, childcare, green initiatives, defence, social care — while others insist their own taxes can’t rise.

If we truly want better public services, everyone needs to contribute more — not just the same small group being endlessly targeted. Otherwise, we’ll keep debating “fairness” while the Treasury quietly runs dry.

“If no one defines who’s rich, everyone feels poor — and the country ends up broke.”

Public spending will keep increasing because demand is constant.

The poor will keep asking for more (rightly so), the middle class will claim they already pay enough, and politicians will promise miracles funded by “someone else.”

But there is no “someone else.”

If we really want better public services, everyone — not just the top 10% — has to pay more.

Otherwise, we’ll be stuck in this British tango forever: “I want better schools, hospitals, and social care — just not with my taxes.”

We throw around middle class, upper-middle, wealthy, high earner, ultra-rich — but no one ever defines them.

In reality: The ultra-wealthy live in another galaxy (family offices, offshore trusts, art collections, private schools in Switzerland).

The “rich” professionals are the ones the tax system can actually reach — salaried, visible, PAYE.

The middle class are squeezed to bits — not rich enough to dodge tax, not poor enough to get help.

And the poorest will keep being promised more, because every party knows there are votes in compassion.

The result? Everyone thinks someone else should pay more — and politicians happily keep that ambiguity alive. Because as soon as they define “working people,” half their voter base realises they’re the ones footing the bill.

A good summary

Brmmmn · 05/11/2025 14:36

ruethewhirl · 05/11/2025 14:26

If she's entitled to them it's none of your business if she claims them.

I mean as a taxpayer and someone that doesn't claim benefits wouldn't I have a right to inquire? As we'd be paying for it.

I'm very sorry PP has severe MH issues and I wish her well.

OonaStubbs · 05/11/2025 14:39

It's really quite simple.
Tax "the rich" more but do not raises taxes for "hard-working people"
Cut benefits for all the "workshy scroungers" and those that are "swinging the lead".

Basilisthebestherb · 05/11/2025 14:40

mumsnit1 · 05/11/2025 14:28

Well quite, I couldn't agree more!

“Family allowance was introduced in the UK in 1945 primarily to ease the financial burden of raising children, especially in larger families, and to promote child health and well-being. A key feature was that the allowance was paid directly to mothers to give them more financial independence and to ensure the money was used for the children”

Alternatively, I could give up work, claim UC as well as additional benefits for my son with him being SEN, and I’d probably only be around £10k per annum down, and have a lot less stress. Or I could continue working, contributing my tax, not claim additional benefits and have HMRC relentlessly claim as much as they can from me. What situation would make you happier?

Brmmmn · 05/11/2025 14:41

WunTooThree · 05/11/2025 14:23

And even if she was?
Low paid work is not enough to live on due to rents and the cost of living crisis. That is not the fault of the people in those low paid jobs that they get UC top ups despite working full time.
If everyone up skilled and left those jobs, the country would grind to a halt.

Low paid work is low paid for a reason. At some point is it not their responsibility for the line of work they are in?

BrokenWingsCantFly · 05/11/2025 14:41

ruethewhirl · 05/11/2025 14:25

And too many people are keen to overlook the obvious downsides. Your model doesn't address the potential issue I outlined of of trapping people in permanent workfare, for one thing.

Yes, people could sign up to do those things. And then they would be working, and should be paid at least minimum wage, like everyone else who works.

It does as I said it would not be for private employers. It would be for council work while still working alongside people in the job centre who will know have more to work with to help them find a role.

I addressed the minimum wage in my 1st post saying they would work up to the hours of the benefits they recieve. Get £75 a week then 6-7 hours earning it with the council and rest of time looking for work

Kirbert2 · 05/11/2025 14:42

BrokenWingsCantFly · 05/11/2025 14:33

The extra cost of having a bmw as opposed to a cheaper car doesn't stop with that 1st payment that is covered by the recipient. All insurance and maintenance costs are free to the driver. These costs will be higher for cars like a BMW, tires alone are much higher than a standard car. If they want to keep having these type of cars then maybe they could pay a percentage towards these things that would cover the full difference. Then it really wouldn't matter and I don't see how anyone could complain about the sceme then as, like you say, they would just get the cash otherwise so no harm done

Depends if a standard car would be able to fit in a wheelchair. That's the issue really, big cars are more expensive than standard cars but wheelchair users need big cars.

It isn't always just a want.

1dayatatime · 05/11/2025 14:44

OonaStubbs · 05/11/2025 14:39

It's really quite simple.
Tax "the rich" more but do not raises taxes for "hard-working people"
Cut benefits for all the "workshy scroungers" and those that are "swinging the lead".

Actually it's not that simple:
what do you define as the "rich"
Who are the work shy - for every person you feel is work shy they will defend themselves as physically or mentally unable to work

mumsnit1 · 05/11/2025 14:45

Basilisthebestherb · 05/11/2025 14:40

“Family allowance was introduced in the UK in 1945 primarily to ease the financial burden of raising children, especially in larger families, and to promote child health and well-being. A key feature was that the allowance was paid directly to mothers to give them more financial independence and to ensure the money was used for the children”

Alternatively, I could give up work, claim UC as well as additional benefits for my son with him being SEN, and I’d probably only be around £10k per annum down, and have a lot less stress. Or I could continue working, contributing my tax, not claim additional benefits and have HMRC relentlessly claim as much as they can from me. What situation would make you happier?

But you wouldn't or you would have done it by now! So I am not sure what your point is. The world is a different place from 1945 and the idea of just handing out cash to all and sundry simply for having a child is simply ludicrous. It's like the argument that if we got rid of child benefit people would stop having children, you just have to look at the birth rate in countries with no benefits to know that one isn't true!

ruethewhirl · 05/11/2025 14:47

1dayatatime · 05/11/2025 14:29

Well as a taxpayer facing higher taxes it kind of is her business.

You do realise that there is no such thing as Government money, only money that is takes from taxpayers or borrows from the Bond markets.

Absolutely. But entitlement exists because of need.

ruethewhirl · 05/11/2025 14:49

Brmmmn · 05/11/2025 14:36

I mean as a taxpayer and someone that doesn't claim benefits wouldn't I have a right to inquire? As we'd be paying for it.

I'm very sorry PP has severe MH issues and I wish her well.

I can understand you'd want to enquire, but if someone has been assessed as in need of benefits, no, you're not entitled to the ins and outs of that person's situation.

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