How are people affording this lifestyle?

[AmusedTaupePlayer]

Just curious if anyone can shed liJust curious if anyone can shed light on this. I know a couple a few years older than me (late 20s/early 30s) living in Newton-le-Willows. He works as an admin/warehouse inventory clerk at some small frozen and she did not go to uni, she has no LinkedIn, never mentions any kind of work or side hustle.

And yet they’ve been on a couple of holidays in the last year, seem to eat out occasionally, and post pics of family days out etc. It’s not luxury by any means, but still — two kids and one modest income??

Are they just really good with money? Family help? Universal Credit top-ups?

Genuinely trying to understand how people make it work on paper when everything is so expensive these days.

Urgh, you sound like a couple of my DH's work colleagues. He works 3 days/24 hours a week, and I do 2 days - 16 hours a week. (WFH.)

Several times, these 2 nosey women at his workplace, have been poking around trying find out how we can afford to live in a nice village in a lovely old cottage, and afford a 5 year old car, and a holiday abroad every year (plus 2-3 mini breaks in the UK on top.) And how we managed to pay a third towards our DD's quite fancy wedding (cost about £15K.) And lots of day trips to the beach, and various UK cities during the year (we like to get out, and do things!)

DH just smiles and winks and says 'ah ha wouldn't YOU like to know?'

Me personally, I say 'what the fucking hell has it got to do with them?!' I don't know WHY they are so curious and nosey, but we tell them naff-all. They're all like 'ooh we've been trying to figure out how you manage to do it with you only doing 3 days a week and your wife only doing 2. How do you do it? ' Like what the hell? Mind your beeswax!

@AmusedTaupePlayer MIND YOUR OWN BUSINESS!

The same answer applies to this as to every other time this question is asked on here. They've got access to more money than you think, the things you mention are cheaper than you think, or both.

In this (weirdly) specific case, it seems absurd to assume she's not earning purely because she has no Linkedin and doesn't discuss work with you. The lifestyle you mention also doesn't sound particularly expensive.

Newton le Willows has some cheap housing, plus holidays and days out are a really shit indicator of how much money someone has because they can vary so wildly in cost. Getting memberships to things for Christmas and birthday presents is quite common. If one or both the kids is preschool, or they just take them out of school for even a couple of days, holidays can be much less than you'd expect. And they could be staying with someone when they go away. Unless one of them is your sister or something, you wouldn't necessarily know.

Usually credit or wealthy parents giving them money

Usually credit or wealthy parents giving them money

Usually credit or wealthy parents giving them money

Or sometimes people actually working hard for what they earn! 🙄

FFS!

More than likely they are up to their eyeballs in debt, and paying minimum payments on credit cards. Plenty of people are like it where we live too.

No, that's what you WANT to be the reason.

Definitely Universal Credit, it pays a fortune dontcha know.
Bet they have a big TV too...

Instances exist where people have substantial credit and/or family help. But I'm not sure it's 'more than likely' the explanation for how someone manages to live in a cheap area, not tell me about job or side hustle one of them does and still afford to eat out now and then.

True for me also and half my friends are high up BCG ranks or lawyers.

Their life sounds fairly normal. What's Linkedin got to do with it, some companies like you to be on it or it may mean you are looking for a job but it is no indication of how much money you have.

It’s a really cheap area, can’t imagine their rent would be more than a few hundred a month since there’s houses for sale on Rightmove well
under 100k

Your post is mean. It’s none of anyone’s business but I’m sure it’s fairly normal to idly wonder though.

Without inherited wealth, mortgages, shopping, eating out, life in general is expensive. And if you’re only JAM and someone who works part time or in a minimum wage job seems to afford it all, you can’t help but wonder what the secret is!

🤣

Or people working for money. Batshit idea to you I’m sure

Oh, dear God - I wish I wasn't on LinkedIn. I have to be to promote my business and a lorry load of vacuity and whingeing it is too. It is a chore I could well do without.

Just noticing what other people have, let alone questioning it, is a sign of envy. Envy is a very destructive emotion. I think you need to have a bit of a word with yourself and find a way to plough your own furrow. Being jealous of others is never a positive thing - it is isn't just useless, but it eats people up.

They can 'idly wonder' as much as they like. They have no business ASKING my husband how we afford our lifestyle. Mean post indeed. 😆 Get a grip! Are you one of these 2 women who are always poking around in mine and DH's financial affairs by any chance?! 😂

I know right. That's what I said. Some people on here sound so bitter and jealous! 😆

NLW isn't a particularly expensive place to live. Especially if they are at the Earlestown end.

Comparison is the thief of Joy
Family support, inheritance Drug dealing prostitution who knows
DS1 and DiL have a similar lifestyle in Bristol
combined income 120k, but they work bloody hard for it and save over spend
i brought 3 up on disability benefits and taught them the value of every £
They have each had a 30k inheritance from GM but none have spent any
They spend on eating out, holidays ( DS2 currently on a road trip in the USA, DS3 off to Canada in August
on the other hand I have a simple frugal lifestyle( all clothing from Vinted etc) but I'm always well dressed and groomed and I enjoy every single day. I'm 60 now

Bitcoin? Only Fans? High risk shares? Gaming? Lots of ways people make serious money in the side.

These threads come up regularly and the answer is always the same - they have a different income to you, and different outgoings.
This could be due to anything - they might have had a large inheritance that means they don’t have a mortgage, may have won the lottery and not told anyone, she might be making a fortune with her own business that she doesn’t shout about on fb, they might be on only fans.

Or they could be just hard workers and good savers!

This thread is batshit. 😆