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If you added up all the money you have?

118 replies

RosieLeaLovesTea · 05/05/2025 16:16

If you added up all the money you have in savings/ISAs, current accounts etc. how much money would you have in total?

I have £45,000 and I am 47.

OP posts:
Someone2025 · 06/05/2025 20:35

Around 210k equity in my home, around 80k in savings, not too much in a private pension as only started paying in last year and now putting around 850 a month

I’m 49

Someone2025 · 06/05/2025 20:39

Whu · 05/05/2025 21:38

These threads are always people with 500k or people with £3.62.
I never see the point tbh.

Most commenters also seem to give the value of joint assets and savings so really it’s half the amount they said

Someone2025 · 06/05/2025 20:41

DungareesTrombonesDinos · 06/05/2025 20:16

About 60 quid. Council tax has bounced as has the mortgage and I've no idea what to do. I am not suicidal but I understand why people kill themselves over money.

Have you looked at taking a mortgage break

Interested in this thread?

Then you might like threads about this subject:

Odiebay · 06/05/2025 20:54

Not including pension or mortgage I have 110k. I'm 33.

Will be swollowed in building my house soon enough!

LindorDoubleChoc · 06/05/2025 20:56

WTF?

thecatneuterer · 06/05/2025 21:00

sausageupanalley · 05/05/2025 16:41

£6k - 46. And feel proud of it! Have gone from debt and nothing to scrape together to this within about 4 years, having side hustles on top of working full time.

Well done!!

CurlySueAndBillToo · 06/05/2025 21:03

Enough for my bills and groceries this month.I count that as lucky.

DungareesTrombonesDinos · 06/05/2025 21:07

Someone2025 · 06/05/2025 20:41

Have you looked at taking a mortgage break

They won't do it for us, we've done interest only for 6 months and that's all they will do. I have called them, spent 1.5 hours on the phone and they said they would do a reduced interest rate for a while but got a letter today saying they won't.

On top of 2 kids with SEN and a self employed husband I've just really had enough.

itsanamechangeforme · 06/05/2025 21:08

37 and about £750

WasherWoman25 · 06/05/2025 21:11

About £8k after paying off our next holiday at the weekend (£6.5k gone 😭). Would have been more if trump hadn’t ruined the stock market and meant I could sell my shares as planned.

Wowzel · 06/05/2025 21:11

No money really, 43

NealsBackYard · 06/05/2025 21:15

About £450 in the bank. £16.72 in my purse. £20 garden centre voucher from my birthday. Rented house. No job due to illness and being a single parent carer to a disabled child. I feel like I’m in a different world.

Someone2025 · 06/05/2025 21:23

DungareesTrombonesDinos · 06/05/2025 21:07

They won't do it for us, we've done interest only for 6 months and that's all they will do. I have called them, spent 1.5 hours on the phone and they said they would do a reduced interest rate for a while but got a letter today saying they won't.

On top of 2 kids with SEN and a self employed husband I've just really had enough.

Sorry to hear that, it’s a. difficult situation

I suppose you couldn’t rent a room out for a few months just to get over this hump?

Moier · 06/05/2025 21:23

Gosh a few million.
5 bed Bungalow with a pool.
Worth 1 million
( bought for less than half a million ). Plus investments... etc.
But 26 years ago l had less than a pound. No food/ no heating/ no clothes/ no/ home... just come out of a coma to be severely disabled.

Gahdammit · 06/05/2025 21:24

Well I pulled out the sofa cushions yesterday and found 22p and I finally claimed the £5 on the lottery ticket Ive been carrying around weeks so...

DungareesTrombonesDinos · 06/05/2025 21:25

Someone2025 · 06/05/2025 21:23

Sorry to hear that, it’s a. difficult situation

I suppose you couldn’t rent a room out for a few months just to get over this hump?

I honestly do appreciate your kindness but we couldn't do that. We will be ok in the end, we always are, but the endless drudgery of having no money is so wearing isn't it.

Couldnotthinkofausername · 06/05/2025 22:51

£25.91

marmaladeandpeanutbutter · 06/05/2025 23:01

Why do people keep asking this? Have you got a spreadsheet or something of posters details?

happytobee · 06/05/2025 23:33

25, 17k

DilemmaDelilah · 07/05/2025 08:26

Probably around £50,000, but that includes personal savings and I'm only guessing what DH has. I've had to stop working due to ill health, and I don't get my pension for another 2 years, plus we're not entitled to benefits of any kind, so we're going to have to use our savings to top up our income until I get my pension.

Loubylie · 07/05/2025 10:06

At a time when hackers have shut down a major retailer, it doesn't seem wise to post these sorts of details on a public forum.

Maddy70 · 07/05/2025 10:14

I have 1200

OverlyLord · 07/05/2025 10:23

Loubylie · 07/05/2025 10:06

At a time when hackers have shut down a major retailer, it doesn't seem wise to post these sorts of details on a public forum.

Surely no one here is putting an honest reply?

If so, I think they need some lessons in online safety!
I bloody wish I had that £3.7M

GameOfJones · 07/05/2025 10:31

Accessible in current accounts, savings and premium bonds about six months of our household income. I like to know that if the shit hit the fan DH and I would be ok for a few months before we were in serious trouble.

Pensions on track for being able to retire at 60 and mortgage due to be paid off when I'm 50 but a lot could change before then, although we're not planning on moving house or increasing the mortgage ever. I'm late 30s.

user8636283907 · 07/05/2025 10:31

$US978,000 cash in the bank.

This is not my money. DH puts money in my account over the years and is earmarked for investments/retirement.

My current account: £3,036