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Original poster

How much money would change your life?

179 replies

overthinkersanonnymus · 04/02/2025 22:55

This is my fave game to play with DP but he's asleep!

At 39, £500k would change my life significantly. I'd be able to :

•pay mine and my sister's mortgage off

•go to university and retrain as a midwife

•have my teeth straightened and made beautiful

•give us a nice nest egg to sit on

OP posts:
hideawayforever · 07/02/2025 10:04

150k, could pay off mortgage, get house done up and retire.

hideawayforever · 07/02/2025 10:36

Trolllol · 05/02/2025 06:49

A few hundred million would bump the portfolio up to a new height plus I could buy property in various parts of the world.

🤣🤣🤣

joysexreno · 07/02/2025 10:41

£1 million is the minimum that I would consider life changing. In London, mid 40s.

Enough to pay off the mortgage when the time comes to refinance, pay for a likely future wedding, and to be able to change my job to something more laid back while still paying into my pension (Definitely couldn't retire on what's left!).

Should also set me up to pay uni costs in ten years' time.

joysexreno · 07/02/2025 10:42

MurdoMunro · 06/02/2025 20:24

I promise if that had been me I would’ve DM’d you all for your a/c numbers 🤣

Could you imagine how much fun it would be to just wander about dropping a couple-a-hundred K into a bunch of randoms bank accounts!!!

Am trying to decide what name I’d put in the ‘from’ box, thinking ‘The Spanish Inquisition’ might be a good one.

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This sounds like an AML and tax nightmare

GameOfJones · 07/02/2025 10:51

£250k would pay off the mortgage. Our monthly mortgage is currently almost my exact salary so that would mean I could quit my job and work part time in my local bookshop instead!

Maybe I'd say £300k so I could stick £50k into my pension too.

seriouslyfunny · 07/02/2025 10:58

If I wanted to redo the house and garden, a lot needs to be done probably 1 million

If I just left the house and garden as it is, I would probably be okay with 250K. Basically, I would just use that money to enjoy life without feeling guilty or calculating the cost of meal choices in my head.

laveritable · 07/02/2025 11:15

£10K , I will start my dream business!

Curlygirl06 · 10/02/2025 10:00

MurdoMunro · 06/02/2025 09:10

Love this thread. So many of us don’t need much do we, we’re not greedy. Almost everyone here just knows that it’s security that matters not all the bells and whistles, love to to all you Shroedingers millionaires!

Wouldn’t it be great if this becomes a zombie thread resurrected in a year or two and one of you says ‘it happened, my numbers came up and I got my £250K!’

Just to let you know, not quite a millionaire today. On the bright side, TWO premium bonds won. On the not so bright side, total winnings were £75, so better than nothing.

Now, shall I spend the winnings on scratchcards? Discuss.

MurdoMunro · 10/02/2025 12:06

Hmmm. I say use £50 to buy more bonds and spend £25 on a carry-out, 10 chocolate oranges or replace the Tesco undercrackers with M&S ones.

Original poster
overthinkersanonnymus · 10/02/2025 12:47

overthinkersanonnymus · 07/02/2025 09:55

It's so sad that even those of us who say £300kish would dramatically change our lives, in the grand scheme, it's not even a massive amount of money!

And those who say £5-£40k would change their lives, breaks my heart because that is not a lot of money at all.

Ok so I'm dropping my wish to £200k, in the hope that the lottery gods take pity on me 😩

£150k to clear the majority of the mortgage.

£50k for my sister.

OP posts:
Curlygirl06 · 10/02/2025 20:36

MurdoMunro · 10/02/2025 12:06

Hmmm. I say use £50 to buy more bonds and spend £25 on a carry-out, 10 chocolate oranges or replace the Tesco undercrackers with M&S ones.

I put some of it into savings for the credit card bill, bought some stainless steel cleaner as it's on offer (rock and roll lifestyle here!) and bought 3 scratchcards. I haven't scratched them yet, back to Schrodinger's millionaire again! Lol

MurdoMunro · 10/02/2025 20:51

Curlygirl06 · 10/02/2025 20:36

I put some of it into savings for the credit card bill, bought some stainless steel cleaner as it's on offer (rock and roll lifestyle here!) and bought 3 scratchcards. I haven't scratched them yet, back to Schrodinger's millionaire again! Lol

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Well my wish for you is that one of those cards comes up with a big number so that you can buy stainless steel cleaner at full price without batting an eyelid then lie on your sofa while the person you handsomely pay gets on with sorting your hob out

Curlygirl06 · 10/02/2025 21:13

MurdoMunro · 10/02/2025 20:51

Well my wish for you is that one of those cards comes up with a big number so that you can buy stainless steel cleaner at full price without batting an eyelid then lie on your sofa while the person you handsomely pay gets on with sorting your hob out

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I'll report back! To be fair, the cleaner was on offer AND I get staff discount so I'm looking after the pennies. However, I'd much rather be looking after pounds, lots of them!

Seagullsandclouds · 10/02/2025 21:22

Well, the national lottery people want me to phone them, so you never know! (Although it seems unlikely to be a win given that I haven’t played in weeks.)

Rudollhtherednosrcheesecake · 10/02/2025 21:23

Yh 500k

Curlygirl06 · 13/02/2025 14:22

MurdoMunro · 10/02/2025 20:51

Well my wish for you is that one of those cards comes up with a big number so that you can buy stainless steel cleaner at full price without batting an eyelid then lie on your sofa while the person you handsomely pay gets on with sorting your hob out

Show quote history

Scratched my scratchcards and I won........£2!

MurdoMunro · 13/02/2025 16:33

So @Curlygirl06 - what are you getting for us all 😆

Curlygirl06 · 14/02/2025 13:55

MurdoMunro · 13/02/2025 16:33

So @Curlygirl06 - what are you getting for us all 😆

All my love and affection- worth more than money!

We were given a Valentine's scratchcard from work last night, I'm back to Schrodinger's millionaire again!

Tallyrand · 14/02/2025 14:04

Right now £35k would pay off all my debts and leave me very comfortable on a month by month basis.

furiousnana · 14/02/2025 14:06

at the moment.... £500 would do it for me!

thismuchwould · 14/02/2025 14:23

I have two dreams in life, to leave my husband and to not have to work.

£1million would enable me to leave my husband, buy a house and even if I lost my job (very insecure job) to have just enough money to keep me and kids going until the youngest is 18.

£2milliion plus would enable me to leave my husband and not have to keep my shit job at all as I would definitely have enough to keep me and the kids, and into retirement, without having to work.

MidnightMeltdown · 14/02/2025 14:24

overthinkersanonnymus · 07/02/2025 09:55

It's so sad that even those of us who say £300kish would dramatically change our lives, in the grand scheme, it's not even a massive amount of money!

And those who say £5-£40k would change their lives, breaks my heart because that is not a lot of money at all.

The thing is OP, that people are never satisfied with how much money they have, even millionaires want more.

Once those people got their £50k or £300k or whatever, and scratched that itch, they'd soon want something else and more money.

It's human nature. We quickly become acclimatised to what we have and then need the next thing to be happy.

thismuchwould · 14/02/2025 14:27

MidnightMeltdown · 14/02/2025 14:24

The thing is OP, that people are never satisfied with how much money they have, even millionaires want more.

Once those people got their £50k or £300k or whatever, and scratched that itch, they'd soon want something else and more money.

It's human nature. We quickly become acclimatised to what we have and then need the next thing to be happy.

Show quote history

I don't think that's true, There was a (long) time I had a middling paid job and loved my small quirky home and was very content with what I had achieved in life. I didn't want more.

Now I would like enough money to return to that middling life that I was content in.

Miley1967 · 14/02/2025 14:44

I'd just like enough to retire ( 10 years to go). So about 150k would do. I could live frugally on 15k a year for ten years. Desperate to retire.

theboffinsarecoming · 14/02/2025 15:01

Anything upwards of around the three quarters of a million mark would do me fine.