How much money would change your life?

[overthinkersanonnymus]

This is my fave game to play with DP but he's asleep!

At 39, £500k would change my life significantly. I'd be able to :

•pay mine and my sister's mortgage off

•go to university and retrain as a midwife

•have my teeth straightened and made beautiful

•give us a nice nest egg to sit on

£200k or £250k…. House.

I mean it depends what we're talking about
20k would wipe all debts (car etc) apart from the mortgage so that would be pretty life changing
200k would pay off the mortgage and mean we could move house somewhere bigger
500k would mean moving to more of a "dream house" with room for a pony and money to do renovations.
1M plus would actually change our lifestyle as in fancy holidays, giving up work and all that!

So interesting to see the different amounts people need to make life better, I think this post would make a lot of people feel grateful for what they have

£200k would give me a leg up
£1m would sort me right out

We'd really need £2 million to change our lives, which would mean a house move and then both give up work, and pay DC house deposits.

You really need at least £1 million to be able to draw down enough for a couple to live on indefinitely, without working....

I bet it's lovely. Do you enjoy living up there??

I've just been notified I've won something on the premium bonds. I could look it up, but I'm living life as Schrodinger's millionaire at the moment, so until the money drops into my bank account I can dream! (And yes I know that they send someone out to tell you if you've won the million, but I've been out a lot lately!)

I'm not sure that any amount would be life changing for me now. unless it was millions. I'm retired and have enough income to live on and I'm disabled and quite likely to go into a care home at some point in time. If I were to win say £500,000, I would love to be able to treat my adult children to money towards a house and pay for them and my grandchildren to go on holidays with me, but if I did this and then needed to go in a care home, I think it would be counted as deprivation of assets, meaning I couldn't risk doing it. I'd be better to buy them a lottery ticket, so the winnings were in their name, not mine.

I like to think that any lump sum over £1000 would change my life. I don't subscribe to the idea that I need millions, to give up work early and to buy a mansion and a horse and a boat.

If I got £1000, I'd invest in a high quality wardrobe, good items that will last.

If I got 50k, I'd spend it on making my relocation seamless. I'd get an Airbnb for a month and get decorators in instead of struggling through with DIY. I'd get decorators in at the other end to make the new house perfect, and take a month unpaid parental leave to help my son settle there.

If I got 100k, I'd quit my job and use the money to tide over starting up self-employed. I'd spend the money on more training to increase my day rate, whilst my son is little.

£3 million minimum - so I can retire early!

If I reduce my want from £500k to £300k , please will the lottery gods help me out!? 🤞🏻

• £180k to clear the mortgage
• £50k for my sister
• £30k for student loans
• the rest for savings and investments

10 thousand would make my life amazing.

About £200k would buy me a house outright, I love my job so not bothered about not working, but the money freed up from no rent would be great

I play the Thunderball now and never thr lottery or euros, slightly better odds and £500k would be amazing!

140k to pay off the mortgage. Any extra would top up our pensions & help towards the kids if they want to go to uni/get cars. We are very fortunate day to day. We have steady jobs & a nice home

It's amazing how many people can have their lives changed by relatively small amounts. Imagine if 1 euro lottery was divided so we all got £500k. Would be amazing!

500k and I'd consider retiring. 1m would be better 😂

20k then I could retrain and get a car. That would change my whole life.

3 million pounds minimum.

I’m 28 and £200k would change my life.

I’d be able to pay off my mortgage and I’d have enough leftover to invest £16,700 into my S&S ISA (for early retirement) and £16,700 to complete some home reno projects (e.g. new staircase and new flooring in lounge)

Love this thread. So many of us don’t need much do we, we’re not greedy. Almost everyone here just knows that it’s security that matters not all the bells and whistles, love to to all you Shroedingers millionaires!

Wouldn’t it be great if this becomes a zombie thread resurrected in a year or two and one of you says ‘it happened, my numbers came up and I got my £250K!’

£1.2 m for ...
Trade in our house for one with land - £600k
Property abroad £500k
Second car £65k
Guitars/Jewellery £35k

£250,000 I made 2 years ago by selling my old London home which I had as a buy to let ( my only one - accidental landlord) has changed my life - it allowed me to pay off my mortgage and use the money I was spending each month on a mortgage on private school fees for my SEND child who wasn't coping in mainstream, as a single parent receiving no maintenance, who was financially abused in my marriage, I'm so happy to be in the position of mortgage paid off and able to provide my child the education they need - it's given me such peace of mind. I'm still working and will do until normal retirement age - I don't need a lot of money but having financial security is priceless.

Well my lottery ticket from last night isn't a winner so will have to wait a bit longer!

I'm hoping I can say exactly that on Saturday, never mind in a couple of years 😂

Lost my DH last year so mortgage is paid off with the insurance. I think 100k would make a huge difference as there's some things I'd like to do to the house - new bathroom, have the driveway redone, outside of house repainted, landscaping of the garden and a patio.

When I see people winning tens of millions on a lottery, I think of how many more people's lives could be altered if they'd make the prizes smaller. No-one needs millions and millions.

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