How much money would change your life?

[overthinkersanonnymus]

This is my fave game to play with DP but he's asleep!

At 39, £500k would change my life significantly. I'd be able to :

•pay mine and my sister's mortgage off

•go to university and retrain as a midwife

•have my teeth straightened and made beautiful

•give us a nice nest egg to sit on

£135k for me. Would pay off the mortgage and free up money for other things such as new cars, home improvements.

10k. Enough for an extension (downstairs loo needed)

My husband and I are retired and have OK pensions, our mortgage is paid off and we have no debts. We don't need any more so I would give any extra money to my children.

With £3m, I'd give them each £1m for a house and keep £1m myself. I'd move to a nice old house with a big garden and spend the rest on a cleaner and gardener, and for a couple of decent holidays a year.

With £5m, I would also give £200k each to various nieces/nephews/children of friends.

Just seen a news headline that the euro millions winner from 23 Jan has taken 2 weeks to claim £83million

£83million!! Insane

I promise if that had been me I would’ve DM’d you all for your a/c numbers 🤣

Could you imagine how much fun it would be to just wander about dropping a couple-a-hundred K into a bunch of randoms bank accounts!!!

Am trying to decide what name I’d put in the ‘from’ box, thinking ‘The Spanish Inquisition’ might be a good one.

@MurdoMunro that would have been amazing. Imagine how many people would have joined the thread 🤣 probably crash the site.

20k, would clear my ever building debts, and a little left over to not fall behind again.

I'm in the very fortunate position of not having any debts, having a small but adequate income and a lot of money in savings/investments, so I don't really need any more money.

So, in order to actually change my life it would have to be quite a lot. At least £50 million, I think. That amount would spur me into action! I would set up, and then help run, some sort of charitable trust to help people in need (not sure exactly what sort of need, I would take advice and think it through carefully).

About 3 million
Was going to say 5 million but scaled back.
I'm happy where I live and with life so for me to have a whole life change I'd want to make significant changes!

40k would be life changing for me right now.
Would just enable me to recover from some health issues and get back on my feet for a couple of years before trying to go back to work. Single mid 40s. No safety net really.

The line has been drawn at 2029 on 6 Feb 2025 🤣

I’d want to pay the rest of granddaughter’s university fees, then a house deposit. Further education and house deposits for grandsons. Maybe 200k for that.
A car for me and a trip for DH to see something he’s always wanted. So probably 30k.

Otherwise, another 70k to make the day to day a bit easier. So 300k altogether.

It's increments. £100k would clear the mortgage. £200k would cover a big chunk of 3 kids uni fees/debt. £250k would cover all uni costs and get us new cars. £300k would cover much needed chunks of work doing in the house.

All or any of those, in this order, would lift some of the weight of us needing to work well into our 60's. (We're late 40's / early 50's). It'd take probably double that to be able to stop or cut back working, have more free time, pursue leisure interests, volunteer etc.

£5 million would be life changing.

To keep life the same just more comfortable then £500k would be nice.

I'd settle for an interest free loan of £300K that I could pay back at my convenience.

reason - i want to move house and dread the whole getting an offer on own house, but then can't find anywhere to buy.

I'd love to be able to take my time and buy a house at my leisure and then after I had moved in , sell my current house and pay back the loan. That would help me loads.

Currently retired, no mortgage and have enough to live till pensions kick in at 55.

Can't borrow anything though as no income as such so just have to move house the hard way.

£5k would cover a power wheelchair and ramps to get in and out of my house independently.

I've been stuck inside with my manual chair since my late OH died 10 months ago as I can't self propel more than 20 meters.

£500k so i could buy the rest of my shared ownership property and invest the remainder for autistic DD

39, To change our lives probably £2m, pay off the mortgage and not have to work.
£1m to pay off mortgage, have a nice nest egg but would still need to work.

£40k, enough to pay off debts, got back to college for a year and go on a proper holiday. Left over would be to decorate the house.
£150k if i wanted to buy my house.

£30k would clear my mortgage and pay for strabismus surgery.

£50k, the same, plus a new kitchen and garden fence.

10.000,000.

Pay off all business debt and invest in more infrastructure.
Offer two kids, not in business, a generous house deposit.
Swap the car for a large hybrid that is no more than five years old.
Buy a small campervan and go away every second weekend to the sea or the mountains.

10-15 million would be never work again money. 5 million, retire early. Anything under that and you still have to work as you will go through it pretty quickly (pay off mortgage, replace car, ongoing costs of living) and day to day costs keep going up.

I don't work because I like to. I work for money and if I have enough money, then great!

I wish we could do this for you.
As well as the £600 pp wanted for her divorce.

It's so sad that even those of us who say £300kish would dramatically change our lives, in the grand scheme, it's not even a massive amount of money!

And those who say £5-£40k would change their lives, breaks my heart because that is not a lot of money at all.

I'm still Shroedinger millionaire-ing here! Still not had any money paid in from the Premium bonds yet, sitting on my hands so I don't go and check online, just to discover it's £25, how disappointing that would be.
I'm deciding how much to give the children, depending on how much I win, looking at cruises, possible house move? That £25 will have to do a lot. I'll report back when I find out how much it is.