If you were given £75,000…

[Spicykitten]

What would you do with it?

This would be option number two for me. Looks like a great camper. Has almost everything I want from a camper, but I can dream right!

Sleep at night. Then drop some hours to spend more time with my babies for the next couple of years.

I'd give £25K to each of my adult DDs, book a holiday and save the rest.

Buy a Rolex and retire a year early.

Knock down conservatory & get a double extension. Get the drive done and sort out the garden. The rest of it would tart up the house a little bit and a holiday!

I'd pay off my loan, credit card and the smaller mortgage. Then everything I would have spent on those would go straight in to savings every month

Plan to buy a home this year once inherited one is sold, 75k would be a nice boost to my budget.

Set aside £20K for my ISA in April.

Give £50K to DH for Premium Bonds.

Final £5K, blow it on paying towards a luxury holiday to Carribean flying Premium/Business Class.

Clear 10k debt
10k in ISA
10k in pension
5k holiday somewhere hot
New clothes for DH and me
New flooring living room
New kitchen
Finish all other annoying minor home renovations
New (second hand) car

I can dream!

Party like it's 1999! I will probably never see that sort of money short of a lottery win or similar.

Pay a chunk off the mortgage.

I’d use 50k to reduce my mortgage and use 15k to buy a new car and then put the rest 10k in my savings account. I’m such an exciting person.

Put it towards the new house we want to buy!

Split 25k between my 2 dc then put the rest into a high interest rate account towards my pension. I would love to go at 57 ( 9 years time) but will need to top up for 10 years until state pension also kicks in.

Run away and never come back.

Use £10k for a nice summer holiday this year, and do some some house renovations.
Stick the rest in savings to see us through DS university costs. Use whatever's left over after that to pay down the mortgage.

A bungalow and twin toddlers is not conducive to relaxing space so loft conversion and spa day! (Maybe a mini break to Disneyland Paris?)

new dream kitchen
put some into savings
put some into splurge fund
use the rest to pay off mortgage

Pay off my debts
Get a car
Get the work done on my teeth that I currently can't afford

I’d get someone to paint the inside of my house. I hate painting but I’m too tight to pay someone to do it.
I’d change my car.
Pay my eldest’s tuition fees upfront.

We got a little more than that as inheritance 4 years ago. We gave DD £25k towards a house deposit, DH left his job, took 9 months off to retrain and become self employed, best thing he ever did. We used around £5k on new windows, the rest is in savings.

Love this sort of thread but I hope it’s a lottery win and not an inheritance

£15K on an amazing family holiday - something like Costa Rica / Africa
£10K to sort out our awful drive
£30K (10 each) for our children in accounts that can’t be accessed until they’re 21
£10K savings
£10K off the mortgage

Would be worth putting into mortgage. I’d probably look at putting some aside for my DC, the maybe getting the interior of the house sorted. Maybe a new car.

A secondhand car, new windows that insulate properly, a new hob and oven, and if I was feeling fancy some made to measure bookshelves for my living room. And a new sofa.

Ooh. If possible I'd use 50k as a deposit for a flat for DS. I would pay a proportion of his mortgage out of my savings and have a legal contract drawn up with both our names on the title deeds.

10k gift for DD .

5k in the bank.

Complicated tho.