If 500K suddenly appeared in your bank account tomorrow, what would you do with it?

[BunInTheOven3]

Just curious really.

I’d pay off the mortgage, car and small debts..that’s around £110 K gone. Then I’d book flights to see my family, Dh’s family, book a trip to Disney land Paris in Autumn, a trip to Lapland around Christmas and some big trips-fly drive in America, Hawaii, Mexico & Brazil. These wouldn’t all be at once, but over the next few years. I’d treat my immediate family, paint my house & a bit of new furniture and the rest in savings for DD’s future and retirement. I’d be tempted to put a pool in the garden too and build an extension extra bedroom
It would be a lovely amount

DH works in financial crime for a bank and I know exactly what happens to a person when they receive money that isn’t theirs. I don’t want a Cifas marker so I’d be on to the bank faster than a rat up a drainpipe.

They’ll have you down for money muling, washing or account takeover before you know it.

Book a breast reduction
Pay off the mortgage
Put some aside for my daughter
Book a holiday 😎

Buy me and hubby decent cars. Maybe £10k each. I bought a “new” car yesterday. £1300, 20 years old, needs a new exhaust, is dented. So would love if we both had ones in better condition.

Pay our loans (due to close feb 25 anyway) Pay the mtg/move to a more suitable house.

be able to take a full years maternity, and then go back 4 days a week.

book a couple of Holidays. With the Mtg paid we’d be so much better off a month.

Buy a house, pay off my debts.

Hand in my notice, I'm pretty close to finishing as it is , well I might stay until next April to collect my full state pension in contributions!

Buy a house, book a ski trip, enroll in an open university degree 😁

100k pay off mortgage
100k pension
150k for kid college/house deposit
50k charity
10k treating friends and family.
90k sorting out my shite health through massage, physio, yoga retreats etc

£50k set aside for making donations to charities and appeals. £50k to each of my children, with no conditions attached. £50k set aside to buy a new car when ours falls apart. Around £20k to have work done on my teeth. Whatever's left can go into a deposit account for DH and me to use for travel and entertainment over the next two or three years, because we're fit and healthy now but we're at an age where that could change any time.

Pay off some of son’s mortgage and make sure my other son had enough to put down on a house. I don’t need anything x

Pension, ISAs, premium bonds etc all maxed out every year as it is, so probably just spread it over existing trackers, some gold and foreign currencies which is what we usually do with work bonuses and windfalls. Could probably do something fancy and tax-efficient but I generally can’t be bothered. My DF is always aghast at how inefficient our investments are.

Relax as I know I have no money worries going forward.

If I can keep it? Put it into several investment properties (we’re up north so properties are quite cheap) and then quit my job so I can spend more time with my kids while they’re still young.

when they start school, I’ll start doing some renovation projects

If sort the last of the garden, get the garage rendered and put the rest in an account to holiday on.

Pay off debts and mortgage and then retire early

I'd buy this house - don't know why I'm so obsessed by it but I am!

www.rightmove.co.uk/properties/146565947#/?channel=RES_BUY

Have a holiday, and split the rest across my pension funds.

Then retire.

Buy a house

Give it to the kids for their home deposit pot. The hard thing for them is not being able to get a minimum deposit together, but they need massive deposits to make the repayments on the loan remainder remotely doable.

Clear the mortgage, book building work that needs doing, book a holiday.

Retire immediately. Clear two small debts and finish the house.

Then once the house was finished in say a year's time do two days volunteer work in a modest capacity.

I would also keep half for d s but not tell him as he is only 19. So 250k for him slowly to help with his private rents in London.

i have to say this was my first thought too.

Pay off the mortgage and do a full renovation of the house.

Buy a house and a car and pay of some debts